Is Billin or Soldo better?

Neither clearly leads. Billin starts at €6.6/month and Soldo at £21/month, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.

Which is cheaper, Billin or Soldo?

Billin starts at €6.6/month and Soldo at £21/month.

Does Billin or Soldo run on more platforms?

Billin runs on Web. Soldo runs on Web, iOS, Android.

What is Billin best used for?

Billin is most often used for invoice management, multi-user accounting for freelancers and small businesses. Of those, invoice management and multi-user accounting for freelancers and small businesses are not what Soldo is typically brought in for.

What can Billin do that Soldo cannot?

Soldo covers Prepaid company cards, Card-level budgets, Receipt capture, Accounting export.

Accounting · head to head

Billin vs Soldo

Billin

Accounting

Spanish online invoicing software for freelancers and small businesses

From: €6.6/month
Rated: -

Full review Website

Soldo

Accounting

Prepaid company card and spend control platform for European businesses

From: £21/month
Rated: -

Full review Website

The short version

Each has a real cost: Billin plan Basico caps usage at just 5 clients, 1 user and 10 products for EUR 6.60/month, well below what most active small businesses need; Soldo cards are prepaid, so if the central wallet runs low the cards decline in front of a supplier, and treasury has to keep an idle float funded rather than using a credit line.
Prices and features above were last checked on 1 September 2026.

Where they differ

Only the attributes on which Billin and Soldo actually diverge.

Attributes where Billin and Soldo differ
Attribute	Billin	Soldo
Starting price	€6.6/month	£21/month
Pricing model	subscription	Per user per month
Platforms	Web	Web, iOS, Android

Identical on both: free tier (No), user rating (Not yet rated), category (Accounting).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Billin

Nothing recorded that Soldo does not also cover.

Only in Soldo

Prepaid company cards
Card-level budgets
Receipt capture
Accounting export
Multi-currency wallets
Approval workflows

What people use each for

The jobs each tool is most often brought in to do.

Billin

Invoice managementnot Soldo
Multi-user accounting for freelancers and small businessesnot Soldo

Soldo

A construction firm giving site managers fuel and materials cards with hard per-card limitsnot Billin
A marketing team issuing virtual cards per subscription so a cancelled tool cannot keep billingnot Billin
A UK company that cannot get approved for a credit-based corporate card programmenot Billin
A multi-entity European business needing EUR and GBP wallets without conversion on every purchasenot Billin

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Billin

Plan Basico caps usage at just 5 clients, 1 user and 10 products for EUR 6.60/month, well below what most active small businesses need
Plan Pro still caps clients at 50 and users at 3 for EUR 14/month, so any business with more clients must move to the unlimited EUR 23/month tier

Soldo

Cards are prepaid, so if the central wallet runs low the cards decline in front of a supplier, and treasury has to keep an idle float funded rather than using a credit line.
The plan fee covers only three users, and per-user charges plus physical card fees mean the real monthly cost is several times the advertised headline for a team of twenty.
It does not extend credit, so it gives no working capital benefit and no card rewards of the kind US charge card issuers use to offset their cost.
Sole traders and some business types are not accepted, which catches out small consultancies expecting to sign up online.
Coverage is European; a company with US or Asian subsidiaries will need a second card programme and a second expense workflow for them.

Pricing, plan by plan

Billin

€6.6/month

Plan Básico$80/year
- 0-5 clients
- 1 user
- Max 10 products
Plan Básico$96/month
Plan Pro$168/year
- 6-50 clients
- 3 users
- Max 50 products
Plan Pro$204/month

Soldo

£21/month

Standard$21/month
- Three users included
- Around £7 per additional user per month
- Physical card issuance fee around £5, virtual around £1
Plus$33/month
- Three users included
- Around £11 per additional user per month
- Advanced approval and multi-currency features
Enterprise$undefined/month
- Quoted pricing
- Custom card volumes and entity structures
- Dedicated account management

Which should you pick?

Choose Billin if

Nothing in the data separates Billin from Soldo on the points above - pick on price and on how each one feels to use.

Billin review

Choose Soldo if

You need prepaid company cards.
You work on Web, iOS, Android.
You also want card-level budgets.

Soldo review

Questions people ask

Is Billin or Soldo better?: Neither clearly leads. Billin starts at €6.6/month and Soldo at £21/month, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Billin or Soldo?: Billin starts at €6.6/month and Soldo at £21/month.
Does Billin or Soldo run on more platforms?: Billin runs on Web. Soldo runs on Web, iOS, Android.
What is Billin best used for?: Billin is most often used for invoice management, multi-user accounting for freelancers and small businesses. Of those, invoice management and multi-user accounting for freelancers and small businesses are not what Soldo is typically brought in for.
What can Billin do that Soldo cannot?: Soldo covers Prepaid company cards, Card-level budgets, Receipt capture, Accounting export.

Answered from the vendors’ own pages

Billin: What are Billin's plan costs?

Billin offers three plans: Básico at €80/year (€6.60/month), Pro at €168/year (€14/month), and Ilimitado at €276/year (€23/month). Annual billing includes 18% savings compared to monthly.

Source

Soldo: Is Soldo a credit card?

No. It is prepaid electronic money. You fund a wallet and cards spend from it, so there is no credit line and no interest-free period.

Billin: Is there a free trial for Billin?

Yes, Billin offers a 30-day free trial with all features included. No credit card is required to start.

Source

Soldo: What licence does Soldo hold?

Soldo is authorised as an electronic money institution, including UK, Irish and Italian entities, which is why it can issue cards without a sponsor bank in those markets.

Billin: How many users does each Billin plan include?

Básico includes 1 user, Pro includes 3 users, and Ilimitado includes unlimited users.

Source

Soldo: What does it really cost for twenty users?

Take the plan fee, add the per-user rate for the seventeen users beyond the included three, then add card issuance fees per physical card.

Billin vs Soldo

Billin

Soldo

The short version

Where they differ

What each one covers

Only in Billin

Only in Soldo

What people use each for

Billin

Soldo

Where each one falls short

Billin

Soldo

Pricing, plan by plan

Billin

Soldo

Which should you pick?

Choose Billin if

Choose Soldo if

Questions people ask

Answered from the vendors’ own pages

Related pages

More on Billin

More on Soldo

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