Is Lexware or Soldo better?

Neither clearly leads. Lexware starts at Free and Soldo at £21/month, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.

Which is cheaper, Lexware or Soldo?

Lexware has a free tier; the other does not. Paid plans start at Free for Lexware and £21/month for Soldo.

Does Lexware or Soldo run on more platforms?

Lexware runs on Web. Soldo runs on Web, iOS, Android.

Can I use Lexware for free?

Yes. Lexware has a free tier, so you can try it without paying. Soldo starts at £21/month.

What is Lexware best used for?

Lexware is most often used for german business accounting, invoicing and bookkeeping. Of those, german business accounting and invoicing and bookkeeping are not what Soldo is typically brought in for.

What can Lexware do that Soldo cannot?

Soldo covers Prepaid company cards, Card-level budgets, Receipt capture, Accounting export.

Accounting · head to head

Lexware vs Soldo

Lexware

Accounting

Accounting and invoicing software for German small businesses and freelancers

From: Free
Rated: -

Full review Website

Soldo

Accounting

Prepaid company card and spend control platform for European businesses

From: £21/month
Rated: -

Full review Website

The short version

Only Lexware has a free tier, so it costs nothing to try first.
Each has a real cost: Lexware 50% discount only applies for first 3 months; Soldo cards are prepaid, so if the central wallet runs low the cards decline in front of a supplier, and treasury has to keep an idle float funded rather than using a credit line.
Prices and features above were last checked on 1 September 2026.

Where they differ

Only the attributes on which Lexware and Soldo actually diverge.

Attributes where Lexware and Soldo differ
Attribute	Lexware	Soldo
Starting price	Free	£21/month
Pricing model	subscription	Per user per month
Free tier	Yes	No
Platforms	Web	Web, iOS, Android

Identical on both: user rating (Not yet rated), category (Accounting).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Lexware

Nothing recorded that Soldo does not also cover.

Only in Soldo

Prepaid company cards
Card-level budgets
Receipt capture
Accounting export
Multi-currency wallets
Approval workflows

What people use each for

The jobs each tool is most often brought in to do.

Lexware

German business accountingnot Soldo
Invoicing and bookkeepingnot Soldo

Soldo

A construction firm giving site managers fuel and materials cards with hard per-card limitsnot Lexware
A marketing team issuing virtual cards per subscription so a cancelled tool cannot keep billingnot Lexware
A UK company that cannot get approved for a credit-based corporate card programmenot Lexware
A multi-entity European business needing EUR and GBP wallets without conversion on every purchasenot Lexware

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Lexware

50% discount only applies for first 3 months
Regular prices are double the discounted prices after promotion
Pricing is in EUR only

Soldo

Cards are prepaid, so if the central wallet runs low the cards decline in front of a supplier, and treasury has to keep an idle float funded rather than using a credit line.
The plan fee covers only three users, and per-user charges plus physical card fees mean the real monthly cost is several times the advertised headline for a team of twenty.
It does not extend credit, so it gives no working capital benefit and no card rewards of the kind US charge card issuers use to offset their cost.
Sole traders and some business types are not accepted, which catches out small consultancies expecting to sign up online.
Coverage is European; a company with US or Asian subsidiaries will need a second card programme and a second expense workflow for them.

Pricing, plan by plan

Lexware

Free

S$3.95/month
- Belegerfassung und -archiv (Document capture and archive)
M$6.45/month
- Angebote, (E-) Rechnungen und Mahnungen (Offers, invoices, reminders)
L$10.95/month
- Buchhaltung, EÜR und Umsatzsteuer (Accounting, EÜR, sales tax)
XL$16.45/month
- EU- und Abschlagsrechnungen, API (EU invoices, installment invoices, API)

Soldo

£21/month

Standard$21/month
- Three users included
- Around £7 per additional user per month
- Physical card issuance fee around £5, virtual around £1
Plus$33/month
- Three users included
- Around £11 per additional user per month
- Advanced approval and multi-currency features
Enterprise$undefined/month
- Quoted pricing
- Custom card volumes and entity structures
- Dedicated account management

Which should you pick?

Choose Lexware if

You want to start without paying.

Lexware review

Choose Soldo if

You need prepaid company cards.
You work on Web, iOS, Android.
You also want card-level budgets.

Soldo review

Questions people ask

Is Lexware or Soldo better?: Neither clearly leads. Lexware starts at Free and Soldo at £21/month, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Lexware or Soldo?: Lexware has a free tier; the other does not. Paid plans start at Free for Lexware and £21/month for Soldo.
Does Lexware or Soldo run on more platforms?: Lexware runs on Web. Soldo runs on Web, iOS, Android.
Can I use Lexware for free?: Yes. Lexware has a free tier, so you can try it without paying. Soldo starts at £21/month.
What is Lexware best used for?: Lexware is most often used for german business accounting, invoicing and bookkeeping. Of those, german business accounting and invoicing and bookkeeping are not what Soldo is typically brought in for.
What can Lexware do that Soldo cannot?: Soldo covers Prepaid company cards, Card-level budgets, Receipt capture, Accounting export.

Answered from the vendors’ own pages

Lexware: How much does Lexware cost?

Lexware pricing ranges from €3.95/month (plan S) to €16.45/month (plan XL) at discounted rates. Regular pricing is €7.90 to €32.90/month. All prices include hosting, backups, updates, and support.

Source

Soldo: Is Soldo a credit card?

No. It is prepaid electronic money. You fund a wallet and cards spend from it, so there is no credit line and no interest-free period.

Lexware: Is there a current promotional offer?

Yes, Lexware offers 50% discount for the first 3 months on all plans, then regular pricing applies. The billing period is monthly and cancellable anytime.

Source

Soldo: What licence does Soldo hold?

Soldo is authorised as an electronic money institution, including UK, Irish and Italian entities, which is why it can issue cards without a sponsor bank in those markets.

Lexware: Does Lexware offer a free trial?

Yes, Lexware offers a 30-day free trial with full XL features plus Lohn & Gehalt (payroll) access included.

Source

Soldo: What does it really cost for twenty users?

Take the plan fee, add the per-user rate for the seventeen users beyond the included three, then add card issuance fees per physical card.

Lexware vs Soldo

Lexware

Soldo

The short version

Where they differ

What each one covers

Only in Lexware

Only in Soldo

What people use each for

Lexware

Soldo

Where each one falls short

Lexware

Soldo

Pricing, plan by plan

Lexware

Soldo

Which should you pick?

Choose Lexware if

Choose Soldo if

Questions people ask

Answered from the vendors’ own pages

Related pages

More on Lexware

More on Soldo

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