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Accounting · head to head

Billit vs Soldo

Billit logo

Billit

Accounting

Belgian invoicing and accounting software with Peppol e-invoicing

From
Free
Rated
-
Full reviewWebsite
Soldo logo

Soldo

Accounting

Prepaid company card and spend control platform for European businesses

From
£21/month
Rated
-
Full reviewWebsite

The short version

  • Only Billit has a free tier, so it costs nothing to try first.
  • Each has a real cost: Billit annual billing required to get approximately 15% discount (one free month included); Soldo cards are prepaid, so if the central wallet runs low the cards decline in front of a supplier, and treasury has to keep an idle float funded rather than using a credit line.
  • Prices and features above were last checked on 1 September 2026.

Where they differ

Only the attributes on which Billit and Soldo actually diverge.

Attributes where Billit and Soldo differ
AttributeBillitSoldo
Starting priceFree£21/month
Pricing modelsubscriptionPer user per month
Free tierYesNo
PlatformsWebWeb, iOS, Android

Identical on both: user rating (Not yet rated), category (Accounting).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Billit

Nothing recorded that Soldo does not also cover.

Only in Soldo

  • Prepaid company cards
  • Card-level budgets
  • Receipt capture
  • Accounting export
  • Multi-currency wallets
  • Approval workflows

What people use each for

The jobs each tool is most often brought in to do.

Billit

  • Invoice generation and document management for freelancers and small businessesnot Soldo
  • E-invoicing and Peppol compliance for European businessesnot Soldo
  • Recurring billing and payment reminder workflowsnot Soldo

Soldo

  • A construction firm giving site managers fuel and materials cards with hard per-card limitsnot Billit
  • A marketing team issuing virtual cards per subscription so a cancelled tool cannot keep billingnot Billit
  • A UK company that cannot get approved for a credit-based corporate card programmenot Billit
  • A multi-entity European business needing EUR and GBP wallets without conversion on every purchasenot Billit

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Billit

  • Annual billing required to get approximately 15% discount (one free month included)
  • Additional user seats cost €5 per user per month on top of plan price
  • Overage pricing per document decreases with tier, penalizing rapid growth within a tier

Soldo

  • Cards are prepaid, so if the central wallet runs low the cards decline in front of a supplier, and treasury has to keep an idle float funded rather than using a credit line.
  • The plan fee covers only three users, and per-user charges plus physical card fees mean the real monthly cost is several times the advertised headline for a team of twenty.
  • It does not extend credit, so it gives no working capital benefit and no card rewards of the kind US charge card issuers use to offset their cost.
  • Sole traders and some business types are not accepted, which catches out small consultancies expecting to sign up online.
  • Coverage is European; a company with US or Asian subsidiaries will need a second card programme and a second expense workflow for them.

Pricing, plan by plan

Billit

Free
  • Starter$7.5/month
    • Up to 25 documents per month
    • Peppol e-invoicing
    • Invoice customization
  • Growth$25/month
    • Up to 500 documents per month
    • All Starter features
    • Additional documents: €0.25 per document
  • Professional$250/month
    • Up to 1,000 documents per month
    • All Growth features
    • Additional documents: €0.15 per document
  • Enterprise$null/month
    • 1,000+ documents per month
    • Custom pricing

Soldo

£21/month
  • Standard$21/month
    • Three users included
    • Around £7 per additional user per month
    • Physical card issuance fee around £5, virtual around £1
  • Plus$33/month
    • Three users included
    • Around £11 per additional user per month
    • Advanced approval and multi-currency features
  • Enterprise$undefined/month
    • Quoted pricing
    • Custom card volumes and entity structures
    • Dedicated account management

Which should you pick?

Choose Billit if

  • You want to start without paying.
Billit review

Choose Soldo if

  • You need prepaid company cards.
  • You work on Web, iOS, Android.
  • You also want card-level budgets.
Soldo review

Questions people ask

Is Billit or Soldo better?
Neither clearly leads. Billit starts at Free and Soldo at £21/month, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Billit or Soldo?
Billit has a free tier; the other does not. Paid plans start at Free for Billit and £21/month for Soldo.
Does Billit or Soldo run on more platforms?
Billit runs on Web. Soldo runs on Web, iOS, Android.
Can I use Billit for free?
Yes. Billit has a free tier, so you can try it without paying. Soldo starts at £21/month.
What is Billit best used for?
Billit is most often used for invoice generation and document management for freelancers and small businesses, e-invoicing and peppol compliance for european businesses, recurring billing and payment reminder workflows. Of those, invoice generation and document management for freelancers and small businesses and e-invoicing and peppol compliance for european businesses are not what Soldo is typically brought in for.
What can Billit do that Soldo cannot?
Soldo covers Prepaid company cards, Card-level budgets, Receipt capture, Accounting export.

Answered from the vendors’ own pages

Billit: What does Billit Starter plan include and how much does it cost?

Billit Starter is €7.50 per month (or €22.92 per month with annual billing, roughly 15% off) and supports up to 25 documents per month. All plans include Peppol e-invoicing, invoice customization, quotes, mobile app, bank integration, and payment reminders. Extra documents over the limit cost €0.50 each.

Source
Soldo: Is Soldo a credit card?

No. It is prepaid electronic money. You fund a wallet and cards spend from it, so there is no credit line and no interest-free period.

Billit: How much does it cost to add team members to a Billit account?

The first user is included in your plan. Additional team members cost €5 per user per month. Bookkeepers and accountants can access the accountant portal for free.

Source
Soldo: What licence does Soldo hold?

Soldo is authorised as an electronic money institution, including UK, Irish and Italian entities, which is why it can issue cards without a sponsor bank in those markets.

Billit: What is the difference between Billit Growth and Professional plans?

Billit Growth is €25/month for up to 500 documents monthly (€0.25 per overage). Professional is €250/month for up to 1,000 documents monthly (€0.15 per overage). Both include all features; the only differences are document limit and overage rates.

Source
Soldo: What does it really cost for twenty users?

Take the plan fee, add the per-user rate for the seventeen users beyond the included three, then add card issuance fees per physical card.

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