Accounting · head to head
Fiken vs Spendbase

Fiken
Accounting
Norwegian accounting software for sole proprietors and small companies
- From
- 219/month
- Rated
- -

Spendbase
Accounting
SaaS and cloud spend management that charges a share of the savings it finds rather than a licence
- From
- Free
- Rated
- -
The short version
- Only Spendbase has a free tier, so it costs nothing to try first.
- Each has a real cost: Fiken bank integration available only as add-on (69 NOK/month); Spendbase charging a share of savings gives the vendor an interest in defining savings generously, and the customer cannot verify a counterfactual price it never saw.
- Prices and features above were last checked on 31 August 2026.
Where they differ
Only the attributes on which Fiken and Spendbase actually diverge.
Identical on both: platforms (Web), user rating (Not yet rated), category (Accounting).
What each one covers
Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.
Only in Fiken
Nothing recorded that Spendbase does not also cover.
Only in Spendbase
- Subscription visibility
- Discount marketplace
- Virtual cards
- Cashback
- Renewal management
- Savings-share billing
What people use each for
The jobs each tool is most often brought in to do.
Fiken
- Solo accounting and invoicing for small businessesnot Spendbase
- Multi-user accounting collaboration at no extra costnot Spendbase
- Invoice management with EHF e-invoice supportnot Spendbase
- Bank integration for transaction trackingnot Spendbase
Spendbase
- A startup with no procurement function that wants renewal dates and subscription owners in one placenot Fiken
- A company with heavy Azure or cloud spend that can use pre-negotiated credit allocationsnot Fiken
- Issuing virtual cards per subscription so a forgotten trial cannot renew silentlynot Fiken
- A finance lead who wants software cost reduction without hiring anyone to do itnot Fiken
Where each one falls short
Documented limitations, not opinions. Every one is a constraint you would hit in normal use.
Fiken
- Bank integration available only as add-on (69 NOK/month)
- Project accounting requires separate add-on (69 NOK/month)
- Payroll and employee features cost extra (69 NOK/month)
- Physical mail invoicing costs 25 NOK per invoice
Spendbase
- Charging a share of savings gives the vendor an interest in defining savings generously, and the customer cannot verify a counterfactual price it never saw.
- The savings share is reported at around 25 percent but is not published on the pricing page, so the actual commercial terms only appear in a contract.
- Spendbase is both a banking provider and your software negotiator, so a company using both concentrates operating cash and vendor relationships in one small, young company.
- Banking is delivered through partners rather than held directly, meaning deposit protection and service continuity depend on those partners rather than on Spendbase.
- It is scoped for startups and small companies, so organisations needing approval workflows, purchase orders or ERP integration will find it thin against a real procurement platform.
Pricing, plan by plan
Fiken
219/month- Base Plan$219/month
- Complete accounting functionality
- Unlimited invoice sending via email and EHF
- Unlimited user accounts
Spendbase
Free- Digital bankingFree
- No monthly fee per user
- Up to 100 virtual cards
- EUR and GBP account details
- Spend management$undefined/year
- Everything in the free tier
- Reported share of roughly 25 percent of savings achieved
- 200 percent return guarantee against a deposit
Which should you pick?
Choose Fiken if
Nothing in the data separates Fiken from Spendbase on the points above - pick on price and on how each one feels to use.
Choose Spendbase if
- You need subscription visibility.
- You want to start without paying.
- You also want discount marketplace.
Questions people ask
- Is Fiken or Spendbase better?
- Neither clearly leads. Fiken starts at 219/month and Spendbase at Free, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
- Which is cheaper, Fiken or Spendbase?
- Spendbase has a free tier; the other does not. Paid plans start at 219/month for Fiken and Free for Spendbase.
- Does Fiken or Spendbase run on more platforms?
- Both run on Web, so platform support will not decide this one for you.
- Can I use Spendbase for free?
- Yes. Spendbase has a free tier, so you can try it without paying. Fiken starts at 219/month.
- What is Fiken best used for?
- Fiken is most often used for solo accounting and invoicing for small businesses, multi-user accounting collaboration at no extra cost, invoice management with ehf e-invoice support, bank integration for transaction tracking. Of those, solo accounting and invoicing for small businesses and multi-user accounting collaboration at no extra cost are not what Spendbase is typically brought in for.
- What can Fiken do that Spendbase cannot?
- Spendbase covers Subscription visibility, Discount marketplace, Virtual cards, Cashback.
Answered from the vendors’ own pages
Fiken: Is there a free trial for Fiken?
Yes, Fiken offers a 30-day free trial with no credit card required. After the trial, the base plan costs 219 NOK per month.
SourceSpendbase: Is Spendbase free?
The card and banking tier is genuinely free with no per-user fee. The spend management service is paid from a share of the savings it finds, reported at around 25 percent.
Fiken: Do additional users cost more on Fiken?
No, Fiken includes unlimited user accounts at no extra cost on the base plan.
SourceSpendbase: How is a saving calculated?
The methodology is not published. Agree the baseline, the measurement period and what counts as a saving in writing before signing.
Fiken: What add-ons are available and how much do they cost?
Monthly add-ons include bank integration, project accounting, KID number system, and API access (69-99 NOK each). Time tracking, payroll, and expense reimbursements also cost 69 NOK per month. Annual tax filing costs 1,290 NOK for sole proprietors or 1,590 NOK for limited companies.
SourceSpendbase: Does Spendbase hold my money?
Banking is provided through regulated partners including Moorwand in the UK and EEA and Sutton Bank in the US, with Mastercard issuing the cards.
Fiken: What are the per-transaction costs?
SMS invoicing costs 3 NOK, e-invoicing via Vipps costs 5 NOK, physical mail invoicing costs 25 NOK, and credit checks cost 15 NOK per transaction.
SourceSpendbase: Is it suitable for an enterprise?
No. There are no purchase orders, approval hierarchies or ERP integration; it is built for startups.
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