Is Fiken or Melio better?

Neither clearly leads. Fiken starts at 219/month and Melio at Free, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.

Which is cheaper, Fiken or Melio?

Melio has a free tier; the other does not. Paid plans start at 219/month for Fiken and Free for Melio.

Does Fiken or Melio run on more platforms?

Fiken runs on Web. Melio runs on Web, Mobile app.

What is Fiken best used for?

Fiken is most often used for solo accounting and invoicing for small businesses, multi-user accounting collaboration at no extra cost, invoice management with ehf e-invoice support, bank integration for transaction tracking. Of those, solo accounting and invoicing for small businesses and multi-user accounting collaboration at no extra cost are not what Melio is typically brought in for.

What can Fiken do that Melio cannot?

Melio covers Vendor payments, Card to check, Payment scheduling, Approval workflows.

Accounting · head to head

Fiken vs Melio

Fiken

Accounting

Norwegian accounting software for sole proprietors and small companies

From: 219/month
Rated: -

Full review Website

Melio

Accounting

Simple business payments

From: Free
Rated: -

Full review Website

The short version

Only Melio has a free tier, so it costs nothing to try first.
Each has a real cost: Fiken bank integration available only as add-on (69 NOK/month); Melio card payments incur flat 2.9% fee on all plans
Prices and features above were last checked on 30 August 2026.

Where they differ

Only the attributes on which Fiken and Melio actually diverge.

Attributes where Fiken and Melio differ
Attribute	Fiken	Melio
Starting price	219/month	Free
Pricing model	subscription	freemium
Free tier	No	Yes
Platforms	Web	Web, Mobile app
Founded	Unknown	2018

Identical on both: user rating (Not yet rated), category (Accounting).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Fiken

Nothing recorded that Melio does not also cover.

Only in Melio

Vendor payments
Card to check
Payment scheduling
Approval workflows
QuickBooks sync
QuickBooks
Xero
FreshBooks

What people use each for

The jobs each tool is most often brought in to do.

Fiken

Solo accounting and invoicing for small businessesnot Melio
Multi-user accounting collaboration at no extra costnot Melio
Invoice management with EHF e-invoice supportnot Melio
Bank integration for transaction trackingnot Melio

Melio

Accounts payable automationnot Fiken
Bill management and payment schedulingnot Fiken
Multi-vendor payment processingnot Fiken
Invoice receivables and payment collectionnot Fiken

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Fiken

Bank integration available only as add-on (69 NOK/month)
Project accounting requires separate add-on (69 NOK/month)
Payroll and employee features cost extra (69 NOK/month)
Physical mail invoicing costs 25 NOK per invoice

Melio

Card payments incur flat 2.9% fee on all plans
International payments charged $20 flat fee or 2.9% conversion rate plus international fees
Paper checks cost $1.50 per check
Wire transfers cost $10 standard or up to 1% plus $10 for same-day processing
Core and Boost plans charged $10/month per additional user beyond base

Pricing, plan by plan

Fiken

219/month

Base Plan$219/month
- Complete accounting functionality
- Unlimited invoice sending via email and EHF
- Unlimited user accounts

Melio

Free

GoFree
- 5 free ACH payments per month
- Pay by card, wire, or check
- Basic invoicing
Core$25/month
- 20 free ACH payments per month
- $20/month with annual billing
- QuickBooks Online and Xero sync
Boost$55/month
- 50 free ACH payments per month
- $44/month with annual billing
- QuickBooks Desktop sync
Unlimited$80/month
- Unlimited free ACH payments
- $64/month with annual billing
- NetSuite sync

Which should you pick?

Choose Fiken if

Nothing in the data separates Fiken from Melio on the points above - pick on price and on how each one feels to use.

Fiken review

Choose Melio if

You need vendor payments.
You want to start without paying.
You work on Web, Mobile app.
You also want card to check.

Melio review

Questions people ask

Is Fiken or Melio better?: Neither clearly leads. Fiken starts at 219/month and Melio at Free, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Fiken or Melio?: Melio has a free tier; the other does not. Paid plans start at 219/month for Fiken and Free for Melio.
Does Fiken or Melio run on more platforms?: Fiken runs on Web. Melio runs on Web, Mobile app.
Can I use Melio for free?: Yes. Melio has a free tier, so you can try it without paying. Fiken starts at 219/month.
What is Fiken best used for?: Fiken is most often used for solo accounting and invoicing for small businesses, multi-user accounting collaboration at no extra cost, invoice management with ehf e-invoice support, bank integration for transaction tracking. Of those, solo accounting and invoicing for small businesses and multi-user accounting collaboration at no extra cost are not what Melio is typically brought in for.
What can Fiken do that Melio cannot?: Melio covers Vendor payments, Card to check, Payment scheduling, Approval workflows.

Answered from the vendors’ own pages

Fiken: Is there a free trial for Fiken?

Yes, Fiken offers a 30-day free trial with no credit card required. After the trial, the base plan costs 219 NOK per month.

Source

Melio: What does Melio charge for ACH payments?

Melio's free Go tier includes 5 free ACH payments per month. Core tier provides 20 free ACH payments per month at $25/month. Boost offers 50 free ACH payments at $55/month. Unlimited tier at $80/month includes unlimited free ACH payments.

Source

Fiken: Do additional users cost more on Fiken?

No, Fiken includes unlimited user accounts at no extra cost on the base plan.

Source

Melio: Does Melio charge fees for card payments?

Yes, Melio charges a flat 2.9% fee on all card payments. International card payments also include currency conversion charges and international fees beyond the base 2.9%.

Source

Fiken: What add-ons are available and how much do they cost?

Monthly add-ons include bank integration, project accounting, KID number system, and API access (69-99 NOK each). Time tracking, payroll, and expense reimbursements also cost 69 NOK per month. Annual tax filing costs 1,290 NOK for sole proprietors or 1,590 NOK for limited companies.

Source

Melio: Can I use Melio for free?

Yes, Melio's free Go tier allows 5 free ACH payments per month with no subscription cost. Users can pay by card, wire, or check and access basic invoicing and payment link features.

Source

Fiken: What are the per-transaction costs?

SMS invoicing costs 3 NOK, e-invoicing via Vipps costs 5 NOK, physical mail invoicing costs 25 NOK, and credit checks cost 15 NOK per transaction.

Source

Fiken vs Melio

Fiken

Melio

The short version

Where they differ

What each one covers

Only in Fiken

Only in Melio

What people use each for

Fiken

Melio

Where each one falls short

Fiken

Melio

Pricing, plan by plan

Fiken

Melio

Which should you pick?

Choose Fiken if

Choose Melio if

Questions people ask

Answered from the vendors’ own pages

Related pages

More on Fiken

More on Melio

Keep looking

Other head to heads