Accounting · head to head
Conta vs Soldo
Conta
Accounting
Norwegian accounting software for small and growing businesses
- From
- Free
- Rated
- -
Soldo
Accounting
Prepaid company card and spend control platform for European businesses
- From
- £21/month
- Rated
- -
The short version
- Only Conta has a free tier, so it costs nothing to try first.
- Each has a real cost: Conta norwegian pricing only: displayed in NOK without multi-currency support for international comparisons; Soldo cards are prepaid, so if the central wallet runs low the cards decline in front of a supplier, and treasury has to keep an idle float funded rather than using a credit line.
- Prices and features above were last checked on 2 September 2026.
Where they differ
Only the attributes on which Conta and Soldo actually diverge.
Identical on both: user rating (Not yet rated), category (Accounting).
What each one covers
Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.
Only in Conta
Nothing recorded that Soldo does not also cover.
Only in Soldo
- Prepaid company cards
- Card-level budgets
- Receipt capture
- Accounting export
- Multi-currency wallets
- Approval workflows
What people use each for
The jobs each tool is most often brought in to do.
Conta
- Norwegian small business accounting and invoicingnot Soldo
- Project and department cost trackingnot Soldo
- EHF/eInvoice generation for Norwegian regulatory compliancenot Soldo
Soldo
- A construction firm giving site managers fuel and materials cards with hard per-card limitsnot Conta
- A marketing team issuing virtual cards per subscription so a cancelled tool cannot keep billingnot Conta
- A UK company that cannot get approved for a credit-based corporate card programmenot Conta
- A multi-entity European business needing EUR and GBP wallets without conversion on every purchasenot Conta
Where each one falls short
Documented limitations, not opinions. Every one is a constraint you would hit in normal use.
Conta
- Norwegian pricing only: displayed in NOK without multi-currency support for international comparisons
- Annual billing required: no monthly-pay option for either tier, forcing yearly commitment
- Pro tier vaporware: listed as 'coming soon' with no pricing or feature roadmap provided
- Limited feature differentiation: Smart tier is 'most selected' by customers but does not clearly explain what additional business value justifies 62% price premium over Standard
Soldo
- Cards are prepaid, so if the central wallet runs low the cards decline in front of a supplier, and treasury has to keep an idle float funded rather than using a credit line.
- The plan fee covers only three users, and per-user charges plus physical card fees mean the real monthly cost is several times the advertised headline for a team of twenty.
- It does not extend credit, so it gives no working capital benefit and no card rewards of the kind US charge card issuers use to offset their cost.
- Sole traders and some business types are not accepted, which catches out small consultancies expecting to sign up online.
- Coverage is European; a company with US or Asian subsidiaries will need a second card programme and a second expense workflow for them.
Pricing, plan by plan
Conta
Free- Conta Regnskap Standard$209/month (billed annually)
- Conta Regnskap Smart$339/month (billed annually)
- Conta Regnskap Pro$undefined/mo
Soldo
£21/month- Standard$21/month
- Three users included
- Around £7 per additional user per month
- Physical card issuance fee around £5, virtual around £1
- Plus$33/month
- Three users included
- Around £11 per additional user per month
- Advanced approval and multi-currency features
- Enterprise$undefined/month
- Quoted pricing
- Custom card volumes and entity structures
- Dedicated account management
Which should you pick?
Choose Soldo if
- You need prepaid company cards.
- You work on Web, iOS, Android.
- You also want card-level budgets.
Questions people ask
- Is Conta or Soldo better?
- Neither clearly leads. Conta starts at Free and Soldo at £21/month, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
- Which is cheaper, Conta or Soldo?
- Conta has a free tier; the other does not. Paid plans start at Free for Conta and £21/month for Soldo.
- Does Conta or Soldo run on more platforms?
- Conta runs on Web. Soldo runs on Web, iOS, Android.
- Can I use Conta for free?
- Yes. Conta has a free tier, so you can try it without paying. Soldo starts at £21/month.
- What is Conta best used for?
- Conta is most often used for norwegian small business accounting and invoicing, project and department cost tracking, ehf/einvoice generation for norwegian regulatory compliance. Of those, norwegian small business accounting and invoicing and project and department cost tracking are not what Soldo is typically brought in for.
- What can Conta do that Soldo cannot?
- Soldo covers Prepaid company cards, Card-level budgets, Receipt capture, Accounting export.
Answered from the vendors’ own pages
Conta: How much does Conta cost per month?
Conta Regnskap Standard costs 209 NOK/month and Smart costs 339 NOK/month, billed annually. Both exclude VAT and include a 30-day free trial option.
SourceSoldo: Is Soldo a credit card?
No. It is prepaid electronic money. You fund a wallet and cards spend from it, so there is no credit line and no interest-free period.
Conta: Can I pay monthly instead of annually?
No. Both Standard and Smart tiers require annual billing at a fixed monthly rate. Monthly-payment options are not available.
SourceSoldo: What licence does Soldo hold?
Soldo is authorised as an electronic money institution, including UK, Irish and Italian entities, which is why it can issue cards without a sponsor bank in those markets.
Conta: What is included in the Standard vs. Smart plan?
Standard includes accounting, invoicing, unlimited receipts, mobile app, and EHF/eInvoice. Smart adds KID numbers, unlimited EHF, project/department management, free chat/phone support, and exclusive equipment discounts.
SourceSoldo: What does it really cost for twenty users?
Take the plan fee, add the per-user rate for the seventeen users beyond the included three, then add card issuance fees per physical card.
Conta: When will the Pro plan be available and what will it cost?
The Pro tier is listed as 'coming soon' on the pricing page with no published pricing or launch date provided.
SourceRelated pages
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