GCPayvs
Procore
Procore: If you want payment applications inside the same platform as the project record and already run Procore
GCPay
Subcontractor pay application and lien waiver exchange for general contractors in North America
As of 1 September 2026, GCPay's pricing is not published; the vendor quotes on request. A payment application and compliance platform where the general contractor buys the licence and the subcontractor is required to use it. Softwr lists it under Construction. GCPay is made by Payapps (Autodesk), available on Web.
Overview
What GCPay does
GCPay handles the monthly billing cycle between a general contractor and its subcontractors: schedule of values, pay applications, change orders, lien waivers, insurance certificate tracking and, optionally, the electronic payment itself. It replaces the pattern where each subcontractor emails a signed AIA-style G702 and G703 and someone in accounts payable rekeys them, chases waivers and checks whether the insurance has lapsed. The commercial model is the important fact and it is rarely stated plainly. The general contractor is the customer and pays the subscription, priced on project volume, subcontractor count and annual subcontracted construction value. Subcontractors do not pay to submit pay applications, but they also do not get to opt out: if the GC runs GCPay, submitting through it is a condition of getting paid. Where the ePayments and lien waiver exchange service is used, there is a per-transaction fee, and the GC chooses whether to absorb it or pass it to the subcontractor, who must acknowledge it before submitting. Buyers are mid-size to large general contractors in the United States and Canada, particularly those with lien-heavy state exposure where waiver management is a genuine risk. The trade-off is that it is another portal in a subcontractor's life. A trade contractor working for six GCs may be asked to use four different payment portals, none of which talk to its accounting system, and that cost lands entirely outside the buyer's business case.
What people use it for
- A general contractor in a strict lien state that has been burned by a missing unconditional waiver and needs waiver status tied to each payment rather than filed in a shared drive
- A contractor whose accounts payable team spends the first week of every month rekeying pay applications from PDF emails into Sage or Viewpoint
- An owner-facing GC that must produce a clean audit trail of who was paid what and when, with insurance compliance evidence attached
- A construction group standardising on Autodesk Construction Cloud that wants payment application data in the same estate as the project record
The honest half
Where it falls short
Concrete and checkable, so you can decide whether any of them matter to you. This is the half of a review a vendor will not write about GCPay.
- The subcontractor is a compelled user who did not choose the tool, so adoption friction and support load fall on the general contractor, and small trades with one bookkeeper resent every extra portal.
- Pricing is entirely quoted and keyed to annual subcontracted construction value, which means a contractor with a few very large subcontracts can pay far more than one with many small ones for identical functionality.
- The ePayment fee structure is decided per general contractor, so a subcontractor cannot predict its cost of getting paid across clients and may be charged on one job and not another for the same work.
- It is a payment and compliance system, not job costing; commitments still have to reconcile against the ERP, and integration gaps mean many contractors run a manual check anyway.
- Autodesk acquired parent Payapps in 2024, and the strategic direction is convergence with Autodesk Construction Cloud, so buyers on Procore or a non-Autodesk stack should ask directly what the roadmap commitment to their platform is.
Cross-shopped
What people choose instead of GCPay
Each pairing was judged by two reviewers asking whether a buyer would genuinely weigh the two against each other. The ones that failed were deleted rather than published.
- GCPayvsAutodesk Construction Cloud
Autodesk Construction Cloud: The same corporate parent, and the direction GCPay is being steered towards
- GCPayvsFoundation Software
Foundation Software: If the real gap is construction accounting and job costing rather than the subcontractor billing workflow
Pricing
What GCPay costs
Taken from the vendor's own pricing page. Prices move, so check before you buy.
GCPay for General Contractors
On request
- Priced on project count, subcontractor count and annual subcontracted volume
- Unlimited free subcontractor accounts
- Lien waiver and compliance tracking
- ERP integration
ePayments and Waiver Exchange
On request
- Per-transaction fee disclosed at submission
- General contractor may absorb the fee or pass it to the subcontractor
- Subcontractor must acknowledge the fee before submitting
Capabilities
Features
Pay application workflow
Subcontractors submit AIA-style G702 and G703 applications against an agreed schedule of values
Lien waiver exchange
Generate, route, sign and store conditional and unconditional waivers tied to each payment
Compliance tracking
Flag expired insurance certificates and missing documents before payment is released
Change order management
Track approved and pending change orders into the schedule of values
ePayments
Pay subcontractors electronically with a per-transaction fee that the GC can absorb or pass on
Retainage handling
Track and release retention by line item across the life of the contract
ERP integration
Push approved payments into Sage, Viewpoint, CMiC and similar construction accounting systems
Subcontractor portal
Free access for trade partners to submit and track their own applications
Answered, with sources
Questions people ask
Each answer names the page it came from, so you can check it rather than take our word for it.
Who pays for GCPay, the GC or the sub?
The general contractor pays the subscription. Subcontractor accounts are free. Only the optional ePayment and waiver exchange transaction fee can be passed to the subcontractor, and only with their acknowledgement.
How much is the ePayment fee?
It is a flat per-transaction fee, disclosed at the point the pay application is submitted. GCPay has published a $15 figure for the ePayments and waiver exchange service, and the GC decides who bears it.
Is GCPay owned by Autodesk?
Yes. Autodesk agreed to acquire Payapps, which trades as GCPay in North America and Payapps elsewhere, in January 2024.
Does it replace our construction accounting system?
No. It handles the application, approval and compliance workflow and then pushes approved payments into your ERP.
Can subcontractors export their own records?
Subcontractors can download their submitted applications and waivers, but the project record belongs to the general contractor's account, so a sub should keep its own copies rather than rely on continued portal access.
Keep looking
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Softwr does not host reviews and shows no star rating for GCPay, because a rating we did not collect is not ours to publish. What is here is the pricing and platform detail from the vendor’s own pages, limitations we could state concretely, and alternatives a reviewer confirmed people weigh against it. Tell us if any of it is wrong.
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