Construction · head to head
GCPay vs Procore
GCPay
Construction
Subcontractor pay application and lien waiver exchange for general contractors in North America
- From
- On request
- Rated
- -
Procore
Construction
All-in-one construction management platform
- From
- On request
- Rated
- -
The short version
- Each has a real cost: GCPay the subcontractor is a compelled user who did not choose the tool, so adoption friction and support load fall on the general contractor, and small trades with one bookkeeper resent every extra portal.; Procore no price is published: the fee is an upfront annual amount set against Annual Construction Volume, the aggregate dollar value of work across a customer's projects
- They diverge on capability: GCPay covers Pay application workflow, Procore covers Project management.
- Prices and features above were last checked on 1 September 2026.
Where they differ
Only the attributes on which GCPay and Procore actually diverge.
Identical on both: starting price (On request), pricing model (quote), free tier (No), user rating (Not yet rated), category (Construction).
What each one covers
Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.
Only in GCPay
- Pay application workflow
- Lien waiver exchange
- Compliance tracking
- Change order management
- ePayments
- Retainage handling
- ERP integration
- Subcontractor portal
Only in Procore
- Project management
- Quality & safety
- Financial management
- Resource management
- Document control
- QuickBooks
- Sage
- Microsoft 365
What people use each for
The jobs each tool is most often brought in to do.
GCPay
- A general contractor in a strict lien state that has been burned by a missing unconditional waiver and needs waiver status tied to each payment rather than filed in a shared drivenot Procore
- A contractor whose accounts payable team spends the first week of every month rekeying pay applications from PDF emails into Sage or Viewpointnot Procore
- An owner-facing GC that must produce a clean audit trail of who was paid what and when, with insurance compliance evidence attachednot Procore
- A construction group standardising on Autodesk Construction Cloud that wants payment application data in the same estate as the project recordnot Procore
Procore
- Construction project management with unlimited team collaborationnot GCPay
- Document management and real-time data access across projectsnot GCPay
- Team communication and coordination on construction sitesnot GCPay
Where each one falls short
Documented limitations, not opinions. Every one is a constraint you would hit in normal use.
GCPay
- The subcontractor is a compelled user who did not choose the tool, so adoption friction and support load fall on the general contractor, and small trades with one bookkeeper resent every extra portal.
- Pricing is entirely quoted and keyed to annual subcontracted construction value, which means a contractor with a few very large subcontracts can pay far more than one with many small ones for identical functionality.
- The ePayment fee structure is decided per general contractor, so a subcontractor cannot predict its cost of getting paid across clients and may be charged on one job and not another for the same work.
- It is a payment and compliance system, not job costing; commitments still have to reconcile against the ERP, and integration gaps mean many contractors run a manual check anyway.
- Autodesk acquired parent Payapps in 2024, and the strategic direction is convergence with Autodesk Construction Cloud, so buyers on Procore or a non-Autodesk stack should ask directly what the roadmap commitment to their platform is.
Procore
- No price is published: the fee is an upfront annual amount set against Annual Construction Volume, the aggregate dollar value of work across a customer's projects
- Pricing scales with construction volume rather than seats, so a contractor cannot estimate cost from team size
- Every figure requires contacting sales, and products are quoted individually rather than as one list price
Pricing, plan by plan
GCPay
On request- GCPay for General Contractors$undefined/year
- Priced on project count, subcontractor count and annual subcontracted volume
- Unlimited free subcontractor accounts
- Lien waiver and compliance tracking
- ePayments and Waiver Exchange$undefined/month
- Per-transaction fee disclosed at submission
- General contractor may absorb the fee or pass it to the subcontractor
- Subcontractor must acknowledge the fee before submitting
Procore
On requestNo published plan breakdown. See the Procore review.
Which should you pick?
Choose Procore if
- You need project management.
- You work on Web, iOS, Android.
- You also want quality & safety.
Questions people ask
- Is GCPay or Procore better?
- Neither clearly leads. GCPay starts at On request and Procore at On request, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
- Which is cheaper, GCPay or Procore?
- GCPay starts at On request and Procore at On request.
- Does GCPay or Procore run on more platforms?
- GCPay runs on Web. Procore runs on Web, iOS, Android.
- What is GCPay best used for?
- GCPay is most often used for a general contractor in a strict lien state that has been burned by a missing unconditional waiver and needs waiver status tied to each payment rather than filed in a shared drive, a contractor whose accounts payable team spends the first week of every month rekeying pay applications from pdf emails into sage or viewpoint, an owner-facing gc that must produce a clean audit trail of who was paid what and when, with insurance compliance evidence attached, a construction group standardising on autodesk construction cloud that wants payment application data in the same estate as the project record. Of those, a general contractor in a strict lien state that has been burned by a missing unconditional waiver and needs waiver status tied to each payment rather than filed in a shared drive and a contractor whose accounts payable team spends the first week of every month rekeying pay applications from pdf emails into sage or viewpoint are not what Procore is typically brought in for.
- What can GCPay do that Procore cannot?
- GCPay covers Pay application workflow, Lien waiver exchange, Compliance tracking, Change order management. Procore covers Project management, Quality & safety, Financial management, Resource management.
Answered from the vendors’ own pages
GCPay: Who pays for GCPay, the GC or the sub?
The general contractor pays the subscription. Subcontractor accounts are free. Only the optional ePayment and waiver exchange transaction fee can be passed to the subcontractor, and only with their acknowledgement.
Procore: How is Procore pricing calculated?
Procore uses Annual Construction Volume (ACV) pricing, which is the aggregate dollar value of construction work across your projects. Pricing varies by products selected and company type. Annual contracts provide fixed, predictable pricing from day one.
SourceGCPay: How much is the ePayment fee?
It is a flat per-transaction fee, disclosed at the point the pay application is submitted. GCPay has published a $15 figure for the ePayments and waiver exchange service, and the GC decides who bears it.
Procore: Are there per-user fees in Procore, or can I add unlimited team members?
Procore offers unlimited users at no additional cost. You can grow your team and collaborate without per-seat license fees. All plans include 24/7 support, product enhancements, implementation services, and 18 on-demand role-based certifications.
SourceGCPay: Is GCPay owned by Autodesk?
Yes. Autodesk agreed to acquire Payapps, which trades as GCPay in North America and Payapps elsewhere, in January 2024.
Procore: What is included in Procore plans beyond the base price?
All Procore plans include unlimited users, unlimited data storage, unlimited 24/7 support, product enhancements, implementation services, and training resources. No additional fees apply for support, data overage, or user additions.
SourceGCPay: Does it replace our construction accounting system?
No. It handles the application, approval and compliance workflow and then pushes approved payments into your ERP.
GCPay: Can subcontractors export their own records?
Subcontractors can download their submitted applications and waivers, but the project record belongs to the general contractor's account, so a sub should keep its own copies rather than rely on continued portal access.
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