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Software · head to head

Adyen vs Zuora

Adyen logo

Adyen

Software

The payments platform built for growth

From
$29/month
Rated
-
Zuora logo

Zuora

Software

The subscription economy platform

From
$29/month
Rated
-

The short version

  • Each has a real cost: Adyen there is a minimum monthly invoice, set by industry and business model and only disclosed through the sales team, so small volumes are not economic; Zuora pricing is by quote only: the pricing page names no edition, no rate, no minimum and no cost driver, and offers only a link to sales
  • They diverge on capability: Adyen covers Payment processing, Zuora covers Subscription billing.

Where they differ

Only the attributes on which Adyen and Zuora actually diverge.

Attributes where Adyen and Zuora differ
AttributeAdyenZuora
Pricing modelusage-basedsubscription
PlatformsWeb, Api, PosWeb, Api
Founded20062007

Identical on both: starting price ($29/month), free tier (No), user rating (Not yet rated), category (Unknown).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Adyen

  • Payment processing
  • Risk management
  • Unified commerce
  • Issuing
  • Platform payments
  • Oracle
  • PCI DSS Level 1
  • SOC 2

Only in Zuora

  • Subscription billing
  • Revenue recognition
  • Payment orchestration
  • Quote-to-cash
  • Analytics
  • NetSuite
  • SOC 1/2
  • ISO 27001

Both cover

  • SAP
  • Salesforce
  • Web support
  • Api support

What people use each for

The jobs each tool is most often brought in to do.

Adyen

  • Card acquiring with interchange plus pricing for larger merchantsnot Zuora
  • Accepting local payment methods across multiple countriesnot Zuora
  • Settling in several currencies through linked bank accountsnot Zuora
  • Unified online and in-person paymentsnot Zuora

Zuora

  • Managing subscription billing and recurring invoicing at enterprise scalenot Adyen
  • Handling usage based and tiered pricing modelsnot Adyen
  • Revenue recognition and subscription reportingnot Adyen

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Adyen

  • There is a minimum monthly invoice, set by industry and business model and only disclosed through the sales team, so small volumes are not economic
  • Published fees are indicative rather than a rate card, with real pricing negotiated
  • Interchange++ means the card cost varies per transaction rather than being a single predictable percentage
  • Alternative payment methods carry their own rates on top, such as 3.3 percent plus $0.10 for American Express in North America

Zuora

  • Pricing is by quote only: the pricing page names no edition, no rate, no minimum and no cost driver, and offers only a link to sales

Pricing, plan by plan

Adyen

$29/month
  • CustomFree
    • Payment processing
    • Risk management
    • Unified commerce

Zuora

$29/month
  • LaunchFree
    • Up to $100K revenue
    • Core billing
    • Basic reporting
  • ScaleFree
    • Custom pricing
    • Advanced billing
    • Revenue automation

Which should you pick?

Choose Adyen if

  • You need payment processing.
  • You work on Web, Api, Pos.
  • You also want risk management.

Choose Zuora if

  • You need subscription billing.
  • You work on Web, Api.
  • You also want revenue recognition.

Questions people ask

Is Adyen or Zuora better?
Neither clearly leads. Adyen starts at $29/month and Zuora at $29/month, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Adyen or Zuora?
Adyen starts at $29/month and Zuora at $29/month.
Does Adyen or Zuora run on more platforms?
Adyen runs on Web, Api, Pos. Zuora runs on Web, Api.
What is Adyen best used for?
Adyen is most often used for card acquiring with interchange plus pricing for larger merchants, accepting local payment methods across multiple countries, settling in several currencies through linked bank accounts, unified online and in-person payments. Of those, card acquiring with interchange plus pricing for larger merchants and accepting local payment methods across multiple countries are not what Zuora is typically brought in for.
What can Adyen do that Zuora cannot?
Adyen covers Payment processing, Risk management, Unified commerce, Issuing. Zuora covers Subscription billing, Revenue recognition, Payment orchestration, Quote-to-cash. Both handle SAP, Salesforce, Web support, Api support.

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