Softwr

Accounting & Finance · head to head

SAP Concur vs Tipalti

SAP Concur logo

SAP Concur

Accounting & Finance

Travel, expense, and invoice management

From
$29/month
Rated
-
Full reviewWebsite
Tipalti logo

Tipalti

Accounting & Finance

Global payables automation for modern finance teams

From
On request
Rated
-
Full reviewWebsite

The short version

  • Each has a real cost: SAP Concur listed on UK G-Cloud 14 at £0.21 to £9.70 per unit for SAP Concur Travel & Expense Professional Edition, submitted directly by SAP Concur, with the unit and billing period not further defined on the listing; Tipalti complex implementation process requiring workflow restructuring around platform limitations
  • They diverge on capability: SAP Concur covers Expense management, Tipalti covers Supplier onboarding.

Where they differ

Only the attributes on which SAP Concur and Tipalti actually diverge.

Attributes where SAP Concur and Tipalti differ
AttributeSAP ConcurTipalti
Starting price$29/monthOn request
Pricing modelsubscriptionUnknown
PlatformsWeb, Ios, AndroidWeb, API
Founded19932010

Identical on both: free tier (No), user rating (Not yet rated), category (Accounting & Finance).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in SAP Concur

  • Expense management
  • Travel booking
  • Spend analytics
  • Policy compliance
  • SAP
  • Oracle
  • Workday
  • SOC 1/2

Only in Tipalti

  • Supplier onboarding
  • Global payments
  • Tax compliance
  • Payment reconciliation
  • NetSuite
  • Sage Intacct
  • QuickBooks
  • SOC 1

Both cover

  • Invoice processing
  • Web support

What people use each for

The jobs each tool is most often brought in to do.

SAP Concur

  • Enterprise expense managementnot Tipalti
  • Corporate travelnot Tipalti
  • Invoice processingnot Tipalti

Tipalti

  • Payables automationnot SAP Concur
  • Global paymentsnot SAP Concur
  • Supplier managementnot SAP Concur

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

SAP Concur

  • Listed on UK G-Cloud 14 at £0.21 to £9.70 per unit for SAP Concur Travel & Expense Professional Edition, submitted directly by SAP Concur, with the unit and billing period not further defined on the listing

Tipalti

  • Complex implementation process requiring workflow restructuring around platform limitations
  • Reported payment processing issues including delays, failures, and poor customer service
  • Slow user interface performance when processing large payment volumes or moving between modules
  • Limited customization options and missing features like multi-bill selection and advanced reporting
  • Customer support response times slower than expected for larger teams without express membership upgrade

Pricing, plan by plan

SAP Concur

$29/month
  • Professional$8/month
    • Expense reporting
    • Receipt capture
    • Approvals
  • Premium$12/month
    • Travel booking
    • Invoice management
    • Analytics

Tipalti

On request
  • Custom$null/month
    • Base platform fee
    • Transaction-based pricing
    • Payment volume scaling

Which should you pick?

Choose SAP Concur if

  • You need expense management.
  • You work on Web, Ios, Android.
  • You also want travel booking.
SAP Concur review

Choose Tipalti if

  • You need supplier onboarding.
  • You work on Web, API.
  • You also want global payments.
Tipalti review

Questions people ask

Is SAP Concur or Tipalti better?
Neither clearly leads. SAP Concur starts at $29/month and Tipalti at On request, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, SAP Concur or Tipalti?
SAP Concur starts at $29/month and Tipalti at On request.
Does SAP Concur or Tipalti run on more platforms?
SAP Concur runs on Web, Ios, Android. Tipalti runs on Web, API.
What is SAP Concur best used for?
SAP Concur is most often used for enterprise expense management, corporate travel, invoice processing. Of those, enterprise expense management and corporate travel are not what Tipalti is typically brought in for.
What can SAP Concur do that Tipalti cannot?
SAP Concur covers Expense management, Travel booking, Spend analytics, Policy compliance. Tipalti covers Supplier onboarding, Global payments, Tax compliance, Payment reconciliation. Both handle Invoice processing, Web support.

Answered from the vendors’ own pages

Tipalti: What is Tipalti's pricing model?

Tipalti uses subscription-based pricing with a base platform fee plus transaction-based charges determined by payment volume, number of entities, and enabled modules. Custom pricing requires sales contact. Some users report monthly costs starting around $299.

Source
Tipalti: How long is Tipalti's implementation timeline?

Technical implementation typically takes days, though due diligence and customization usually require several weeks. Full setup is faster than enterprise solutions requiring months.

Source
Tipalti: What payment methods does Tipalti support?

Tipalti supports ACH, wire transfers, eChecks, PayPal, paper checks, and prepaid debit cards. Payees can select their preferred payment method.

Source
Tipalti: Does Tipalti handle international payment compliance?

Yes, Tipalti tracks over 26,000 rules and conditions for international payment execution across 200+ countries and territories. All payees are screened against international blacklists to prevent payments to sanctioned entities.

Source
Tipalti: What security certifications does Tipalti maintain?

Tipalti maintains AICPA SSAE 16 SOC and ISAE 3402 Type II certifications. The platform uses SSL encryption, two-factor authentication, and role-based access controls.

Source
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