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Accounting & Finance · head to head

Ramp vs Stampli

Ramp logo

Ramp

Accounting & Finance

The corporate card that helps you spend less

From
Free
Rated
-
Full reviewWebsite
Stampli logo

Stampli

Accounting & Finance

AI-powered accounts payable automation

From
$29/month
Rated
-
Full reviewWebsite

The short version

  • Only Ramp has a free tier, so it costs nothing to try first.
  • Each has a real cost: Ramp procurement module unavailable on Free plan; available as add-on on Plus; Stampli pricing is by quote only: the pricing page publishes no rate, no minimum and no cost driver, offering only a Request a Quote form
  • They diverge on capability: Ramp covers Corporate cards, Stampli covers AI invoice processing.

Where they differ

Only the attributes on which Ramp and Stampli actually diverge.

Attributes where Ramp and Stampli differ
AttributeRampStampli
Starting priceFree$29/month
Pricing modelUnknownsubscription
Free tierYesNo
PlatformsWeb, Mobile appsWeb, Ios, Android
Founded20192014

Identical on both: user rating (Not yet rated), category (Accounting & Finance).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Ramp

  • Corporate cards
  • Expense management
  • Bill pay
  • Accounting automation
  • Spend insights
  • Xero
  • SOC 2
  • PCI DSS

Only in Stampli

  • AI invoice processing
  • Approval workflows
  • Vendor management
  • Payment processing
  • Audit trails
  • Microsoft Dynamics
  • Oracle
  • SOC 2 Type II

Both cover

  • QuickBooks
  • NetSuite
  • Sage Intacct
  • Web support
  • Ios support
  • Android support

What people use each for

The jobs each tool is most often brought in to do.

Ramp

  • Corporate expense management and automationnot Stampli
  • Accounts payable automation with AI invoice processingnot Stampli
  • Multi-currency travel and policy managementnot Stampli

Stampli

  • Automating accounts payable invoice capture and codingnot Ramp
  • Routing invoice approvals with discussion held against each invoicenot Ramp
  • Paying suppliers and issuing virtual cards from the AP workflownot Ramp

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Ramp

  • Procurement module unavailable on Free plan; available as add-on on Plus
  • Workday and Oracle Fusion integrations limited to Enterprise tier only
  • Multi-entity functionality requires Plus tier or higher
  • Local card issuance in 30+ countries limited to Enterprise tier
  • Advanced ERP integrations require higher tier selection

Stampli

  • Pricing is by quote only: the pricing page publishes no rate, no minimum and no cost driver, offering only a Request a Quote form
  • Payments and card products are sold alongside the core AP automation rather than being separately priced on the public site

Pricing, plan by plan

Ramp

Free

No published plan breakdown. See the Ramp review.

Stampli

$29/month
  • Essential$undefined/month
    • Invoice processing
    • Basic approvals
    • Email notifications
  • Professional$undefined/month
    • AI-powered coding
    • Advanced workflows
    • ERP integrations
  • Enterprise$undefined/month
    • Custom workflows
    • API access
    • Dedicated support

Which should you pick?

Choose Ramp if

  • You need corporate cards.
  • You want to start without paying.
  • You work on Web, Mobile apps.
  • You also want expense management.
Ramp review

Choose Stampli if

  • You need ai invoice processing.
  • You work on Web, Ios, Android.
  • You also want approval workflows.
Stampli review

Questions people ask

Is Ramp or Stampli better?
Neither clearly leads. Ramp starts at Free and Stampli at $29/month, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Ramp or Stampli?
Ramp has a free tier; the other does not. Paid plans start at Free for Ramp and $29/month for Stampli.
Does Ramp or Stampli run on more platforms?
Ramp runs on Web, Mobile apps. Stampli runs on Web, Ios, Android.
Can I use Ramp for free?
Yes. Ramp has a free tier, so you can try it without paying. Stampli starts at $29/month.
What is Ramp best used for?
Ramp is most often used for corporate expense management and automation, accounts payable automation with ai invoice processing, multi-currency travel and policy management. Of those, corporate expense management and automation and accounts payable automation with ai invoice processing are not what Stampli is typically brought in for.
What can Ramp do that Stampli cannot?
Ramp covers Corporate cards, Expense management, Bill pay, Accounting automation. Stampli covers AI invoice processing, Approval workflows, Vendor management, Payment processing. Both handle QuickBooks, NetSuite, Sage Intacct, Web support.
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