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Construction · head to head

GCPay vs iAuditor by SafetyCulture

GCPay logo

GCPay

Construction

Subcontractor pay application and lien waiver exchange for general contractors in North America

From
On request
Rated
-
Full reviewWebsite
iAuditor by SafetyCulture logo

iAuditor by SafetyCulture

Construction

Mobile inspection and safety management platform

From
Free
Rated
-
Full reviewWebsite

The short version

  • Only iAuditor by SafetyCulture has a free tier, so it costs nothing to try first.
  • Each has a real cost: GCPay the subcontractor is a compelled user who did not choose the tool, so adoption friction and support load fall on the general contractor, and small trades with one bookkeeper resent every extra portal.; iAuditor by SafetyCulture the free plan is limited to 10 users and 5 active templates
  • They diverge on capability: GCPay covers Pay application workflow, iAuditor by SafetyCulture covers Digital inspections.
  • Prices and features above were last checked on 1 September 2026.

Where they differ

Only the attributes on which GCPay and iAuditor by SafetyCulture actually diverge.

Attributes where GCPay and iAuditor by SafetyCulture differ
AttributeGCPayiAuditor by SafetyCulture
Starting priceOn requestFree
Pricing modelquotefreemium
Free tierNoYes
PlatformsWebWeb, Ios, Android
FoundedUnknown2004

Identical on both: user rating (Not yet rated), category (Construction).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in GCPay

  • Pay application workflow
  • Lien waiver exchange
  • Compliance tracking
  • Change order management
  • ePayments
  • Retainage handling
  • ERP integration
  • Subcontractor portal

Only in iAuditor by SafetyCulture

  • Digital inspections
  • Safety audits
  • Issue tracking
  • Analytics
  • Corrective actions
  • Procore
  • Microsoft Teams
  • Slack

What people use each for

The jobs each tool is most often brought in to do.

GCPay

  • A general contractor in a strict lien state that has been burned by a missing unconditional waiver and needs waiver status tied to each payment rather than filed in a shared drivenot iAuditor by SafetyCulture
  • A contractor whose accounts payable team spends the first week of every month rekeying pay applications from PDF emails into Sage or Viewpointnot iAuditor by SafetyCulture
  • An owner-facing GC that must produce a clean audit trail of who was paid what and when, with insurance compliance evidence attachednot iAuditor by SafetyCulture
  • A construction group standardising on Autodesk Construction Cloud that wants payment application data in the same estate as the project recordnot iAuditor by SafetyCulture

iAuditor by SafetyCulture

  • Mobile inspection checklists for field teams and compliance auditingnot GCPay
  • Real-time issue reporting and corrective action assignmentnot GCPay
  • Automated performance dashboards with real-time analytics and compliance trackingnot GCPay
  • Offline-capable inspections on iOS and Android without internet connectivitynot GCPay
  • Integration with SAP, Tableau, PowerBI for enterprise data systemsnot GCPay

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

GCPay

  • The subcontractor is a compelled user who did not choose the tool, so adoption friction and support load fall on the general contractor, and small trades with one bookkeeper resent every extra portal.
  • Pricing is entirely quoted and keyed to annual subcontracted construction value, which means a contractor with a few very large subcontracts can pay far more than one with many small ones for identical functionality.
  • The ePayment fee structure is decided per general contractor, so a subcontractor cannot predict its cost of getting paid across clients and may be charged on one job and not another for the same work.
  • It is a payment and compliance system, not job costing; commitments still have to reconcile against the ERP, and integration gaps mean many contractors run a manual check anyway.
  • Autodesk acquired parent Payapps in 2024, and the strategic direction is convergence with Autodesk Construction Cloud, so buyers on Procore or a non-Autodesk stack should ask directly what the roadmap commitment to their platform is.

iAuditor by SafetyCulture

  • The free plan is limited to 10 users and 5 active templates
  • AI credits are metered per seat per month, at 300 on free, 500 on Premium and 800 on Enterprise
  • Unlimited templates and advanced analytics require Premium at $24 per seat per month billed annually
  • Paying monthly rather than annually raises Premium from $24 to $29 per seat
  • The 99.9% uptime commitment and 24/7 support are Enterprise only

Pricing, plan by plan

GCPay

On request
  • GCPay for General Contractors$undefined/year
    • Priced on project count, subcontractor count and annual subcontracted volume
    • Unlimited free subcontractor accounts
    • Lien waiver and compliance tracking
  • ePayments and Waiver Exchange$undefined/month
    • Per-transaction fee disclosed at submission
    • General contractor may absorb the fee or pass it to the subcontractor
    • Subcontractor must acknowledge the fee before submitting

iAuditor by SafetyCulture

Free
  • FreeFree
    • Unlimited inspections
    • Basic templates
    • Photo capture
  • Premium$19/month
    • Advanced analytics
    • Priority support
    • Integrations
  • EnterpriseFree
    • SSO
    • API access
    • Dedicated support

Which should you pick?

Choose GCPay if

  • You need pay application workflow.
  • You also want lien waiver exchange.
GCPay review

Choose iAuditor by SafetyCulture if

  • You need digital inspections.
  • You want to start without paying.
  • You work on Web, Ios, Android.
  • You also want safety audits.
iAuditor by SafetyCulture review

Questions people ask

Is GCPay or iAuditor by SafetyCulture better?
Neither clearly leads. GCPay starts at On request and iAuditor by SafetyCulture at Free, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, GCPay or iAuditor by SafetyCulture?
iAuditor by SafetyCulture has a free tier; the other does not. Paid plans start at On request for GCPay and Free for iAuditor by SafetyCulture.
Does GCPay or iAuditor by SafetyCulture run on more platforms?
GCPay runs on Web. iAuditor by SafetyCulture runs on Web, Ios, Android.
Can I use iAuditor by SafetyCulture for free?
Yes. iAuditor by SafetyCulture has a free tier, so you can try it without paying. GCPay starts at On request.
What is GCPay best used for?
GCPay is most often used for a general contractor in a strict lien state that has been burned by a missing unconditional waiver and needs waiver status tied to each payment rather than filed in a shared drive, a contractor whose accounts payable team spends the first week of every month rekeying pay applications from pdf emails into sage or viewpoint, an owner-facing gc that must produce a clean audit trail of who was paid what and when, with insurance compliance evidence attached, a construction group standardising on autodesk construction cloud that wants payment application data in the same estate as the project record. Of those, a general contractor in a strict lien state that has been burned by a missing unconditional waiver and needs waiver status tied to each payment rather than filed in a shared drive and a contractor whose accounts payable team spends the first week of every month rekeying pay applications from pdf emails into sage or viewpoint are not what iAuditor by SafetyCulture is typically brought in for.
What can GCPay do that iAuditor by SafetyCulture cannot?
GCPay covers Pay application workflow, Lien waiver exchange, Compliance tracking, Change order management. iAuditor by SafetyCulture covers Digital inspections, Safety audits, Issue tracking, Analytics.

Answered from the vendors’ own pages

GCPay: Who pays for GCPay, the GC or the sub?

The general contractor pays the subscription. Subcontractor accounts are free. Only the optional ePayment and waiver exchange transaction fee can be passed to the subcontractor, and only with their acknowledgement.

iAuditor by SafetyCulture: Is Mitti (formerly iAuditor) free?

Mitti offers a free tier to start inspections and manage issues. Pricing for premium or team plans is not displayed on the vendor website.

Source
GCPay: How much is the ePayment fee?

It is a flat per-transaction fee, disclosed at the point the pay application is submitted. GCPay has published a $15 figure for the ePayments and waiver exchange service, and the GC decides who bears it.

iAuditor by SafetyCulture: What is the cost of Mitti for small teams?

Mitti does not publish per-user or team-based pricing on its website. The vendor directs users to book a demo to discuss plans and costs.

Source
GCPay: Is GCPay owned by Autodesk?

Yes. Autodesk agreed to acquire Payapps, which trades as GCPay in North America and Payapps elsewhere, in January 2024.

iAuditor by SafetyCulture: Does Mitti charge per inspection or per user?

Mitti's pricing model (per-user, per-inspection, or flat-rate) is not disclosed on the vendor site. Users must request pricing information directly from sales.

Source
GCPay: Does it replace our construction accounting system?

No. It handles the application, approval and compliance workflow and then pushes approved payments into your ERP.

GCPay: Can subcontractors export their own records?

Subcontractors can download their submitted applications and waivers, but the project record belongs to the general contractor's account, so a sub should keep its own copies rather than rely on continued portal access.

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