Is Fyle or Gusto better?

Neither clearly leads. Fyle starts at $29/month and Gusto at $49/month, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.

Which is cheaper, Fyle or Gusto?

Fyle starts at $29/month and Gusto at $49/month.

Does Fyle or Gusto run on more platforms?

Fyle runs on Web, Ios, Android. Gusto runs on Web.

What is Fyle best used for?

Fyle is most often used for expense reporting and corporate card reconciliation, enforcing spend policy and approvals before reimbursement. Of those, expense reporting and corporate card reconciliation and enforcing spend policy and approvals before reimbursement are not what Gusto is typically brought in for.

What can Fyle do that Gusto cannot?

Fyle covers Real-time card tracking, Automatic receipt matching, Expense policies, Approval workflows. Gusto covers Automated payroll, Tax filing, Benefits administration, Time tracking. Both handle QuickBooks, Xero, Slack, PCI DSS.

Accounting & Finance · head to head

Fyle vs Gusto

Fyle

Accounting & Finance

Real-time expense management that works with your cards

From: $29/month
Rated: -

Full review Website

Gusto

All industries

The people platform for small businesses

From: $49/month
Rated: -

Full review Website

The short version

Each has a real cost: Fyle billed per active user, defined as anyone who creates an expense or has a connected card with transactions in the month, so headcount does not predict the bill; Gusto customer service can be slow and unresponsive to issues
They diverge on capability: Fyle covers Real-time card tracking, Gusto covers Automated payroll.

Where they differ

Only the attributes on which Fyle and Gusto actually diverge.

Attributes where Fyle and Gusto differ
Attribute	Fyle	Gusto
Starting price	$29/month	$49/month
Pricing model	subscription	Unknown
Platforms	Web, Ios, Android	Web
Category	Accounting & Finance	All industries
Founded	2016	2011

Identical on both: free tier (No), user rating (Not yet rated).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Fyle

Real-time card tracking
Automatic receipt matching
Expense policies
Approval workflows
Mileage tracking
Sage Intacct
NetSuite
SOC 2 Type II

Only in Gusto

Automated payroll
Tax filing
Benefits administration
Time tracking
Employee onboarding
HR compliance
Workers' comp
401(k) management

Both cover

QuickBooks
Xero
Slack
PCI DSS

What people use each for

The jobs each tool is most often brought in to do.

Fyle

Expense reporting and corporate card reconciliationnot Gusto
Enforcing spend policy and approvals before reimbursementnot Gusto

Gusto

Payroll processingnot Fyle
Benefits administrationnot Fyle
Tax compliancenot Fyle
Employee onboardingnot Fyle
Time trackingnot Fyle

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Fyle

Billed per active user, defined as anyone who creates an expense or has a connected card with transactions in the month, so headcount does not predict the bill
The Growth plan carries a 5 user minimum and the Business plan a 10 user minimum, so the entry cost is set by the floor rather than the team
API access and the Sage Intacct and NetSuite integrations require a paid tier
ACH reimbursements and project expense tracking sit above the entry plan
Both published plans are billed annually
Enterprise pricing is custom and aimed at organisations with 250 or more employees

Gusto

Customer service can be slow and unresponsive to issues
Weak reporting capabilities, cannot export data to spreadsheets for analysis
Support staff lacks deep payroll expertise and knowledge
Rehired employees do not have settings reset, causing manual cleanup work
City tax handling requires additional monitoring and monitoring
Onboarding can have issues with bank account verification and tax registration

Pricing, plan by plan

Fyle

$29/month

Standard$8/month
- Real-time card feeds
- Receipt matching
- Basic approvals
Business$12/month
- Advanced policies
- Custom workflows
- Analytics
Enterprise$undefined/month
- Unlimited users
- API access
- Priority support

Gusto

$49/month

No published plan breakdown. See the Gusto review.

Which should you pick?

Choose Fyle if

You need real-time card tracking.
You work on Web, Ios, Android.
You also want automatic receipt matching.

Fyle review

Choose Gusto if

You need automated payroll.
You also want tax filing.

Gusto review

Questions people ask

Is Fyle or Gusto better?: Neither clearly leads. Fyle starts at $29/month and Gusto at $49/month, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Fyle or Gusto?: Fyle starts at $29/month and Gusto at $49/month.
Does Fyle or Gusto run on more platforms?: Fyle runs on Web, Ios, Android. Gusto runs on Web.
What is Fyle best used for?: Fyle is most often used for expense reporting and corporate card reconciliation, enforcing spend policy and approvals before reimbursement. Of those, expense reporting and corporate card reconciliation and enforcing spend policy and approvals before reimbursement are not what Gusto is typically brought in for.
What can Fyle do that Gusto cannot?: Fyle covers Real-time card tracking, Automatic receipt matching, Expense policies, Approval workflows. Gusto covers Automated payroll, Tax filing, Benefits administration, Time tracking. Both handle QuickBooks, Xero, Slack, PCI DSS.

Answered from the vendors’ own pages

Gusto: What is Gusto's starting price?

Gusto starts at $49 per month plus $6 per person. The company also offers a Contractor-only plan for $35 per month plus $6 per contractor.

Source

Gusto: Does Gusto include unlimited payroll runs?

Yes, all Gusto plans include unlimited payroll runs at no extra charge, including off-cycle payrolls.

Source

Gusto: What core features are included in Gusto?

All plans include payroll processing, tax administration, digital onboarding, benefits enrollment, time tracking, performance management, and next-day direct deposit for most plans.

Source

Gusto: Does Gusto support integrations?

Yes, Gusto integrates with accounting software, applicant tracking systems, benefits providers, time-tracking tools, and other business platforms to reduce data entry.

Source

Fyle vs Gusto

Fyle

Gusto

The short version

Where they differ

What each one covers

Only in Fyle

Only in Gusto

Both cover

What people use each for

Fyle

Gusto

Where each one falls short

Fyle

Gusto

Pricing, plan by plan

Fyle

Gusto

Which should you pick?

Choose Fyle if

Choose Gusto if

Questions people ask

Answered from the vendors’ own pages

Related pages

More on Fyle

More on Gusto

Keep looking

Other head to heads