Gustovs
Rippling


Rippling: Modern HR and payroll platform with benefits administration

The people platform for small businesses
As of 30 August 2026, Gusto starts at $49/month. Gusto is a modern, online people platform that helps small businesses take care of their teams. Softwr lists it under Payroll. Gusto is made by Gusto Inc, launched in 2011, available on Web.
Overview
Gusto is a modern, online people platform that helps small businesses take care of their teams. With Gusto, you can manage payroll, benefits, HR, and more in one simple, integrated platform.
The honest half
Concrete and checkable, so you can decide whether any of them matter to you. This is the half of a review a vendor will not write about Gusto.
Cross-shopped
Each pairing was judged by two reviewers asking whether a buyer would genuinely weigh the two against each other. The ones that failed were deleted rather than published.


Rippling: Modern HR and payroll platform with benefits administration


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Capabilities
Automated payroll
Tax filing
Benefits administration
Time tracking
Employee onboarding
HR compliance
Workers' comp
401(k) management
QuickBooks
Integration with QuickBooks
Xero
Integration with Xero
FreshBooks
Integration with FreshBooks
Slack
Integration with Slack
Answered, with sources
Each answer names the page it came from, so you can check it rather than take our word for it.
Gusto starts at $49 per month plus $6 per person. The company also offers a Contractor-only plan for $35 per month plus $6 per contractor.
SourceYes, all Gusto plans include unlimited payroll runs at no extra charge, including off-cycle payrolls.
SourceAll plans include payroll processing, tax administration, digital onboarding, benefits enrollment, time tracking, performance management, and next-day direct deposit for most plans.
SourceYes, Gusto integrates with accounting software, applicant tracking systems, benefits providers, time-tracking tools, and other business platforms to reduce data entry.
SourceBehind it
Timeline
Keep looking
Professional employer organisation with published per-employee pricing and a separate payroll-only tier
All-in-one HR, payroll, talent, and benefits
Single-plan United States payroll with unlimited pay runs and support for awkward tax situations other providers avoid
Big company benefits and a team deeply involved in running your HR
Earned wage access for Indian employers, with a per withdrawal convenience fee
Financial wellbeing platform with flexible pay, savings and coaching for UK and US employers
UK earned wage access charging a transparent 1 percent transfer fee, free for employers
Corporate cards, multi-currency accounts and accounts payable automation for Asia-Pacific businesses
Big company benefits and a team deeply involved in running your HR
Softwr does not host reviews and shows no star rating for Gusto, because a rating we did not collect is not ours to publish. What is here is the pricing and platform detail from the vendor’s own pages, limitations we could state concretely, and alternatives a reviewer confirmed people weigh against it. Tell us if any of it is wrong.
What people switch to, and what they give up
Every tier, and where the cost actually lands
Put it head to head with anything we hold
Its rating, and an embed for your own site
Virtual card issuing and spend controls layered onto existing business credit cards
Per user per month, free starter tierIndian corporate card and spend management platform holding an RBI prepaid payment instrument licence
quoteDigital wallet and Mastercard debit card bundled with fee-free earned wage access for US workers
Free for employers, fee-free standard access for workers