All industries · head to head
Gusto vs QuickBooks

QuickBooks
All industries
Smart, simple online accounting software for small business
- From
- $30/month
- Rated
- -
The short version
- Each has a real cost: Gusto customer service can be slow and unresponsive to issues; QuickBooks chart of Accounts is capped on every QuickBooks Online tier except Advanced; Simple Start, Essentials and Plus all have a limited entry count
- They diverge on capability: Gusto covers Automated payroll, QuickBooks covers Income & expense tracking.
Where they differ
Only the attributes on which Gusto and QuickBooks actually diverge.
| Attribute | Gusto | QuickBooks |
|---|---|---|
| Starting price | $49/month | $30/month |
| Pricing model | Unknown | subscription |
| Platforms | Web | Web, Ios, Android, Api |
| Founded | 2011 | 1983 |
Identical on both: free tier (No), user rating (Not yet rated), category (All industries).
What each one covers
Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.
Only in Gusto
- Automated payroll
- Tax filing
- Benefits administration
- Time tracking
- Employee onboarding
- HR compliance
- Workers' comp
- 401(k) management
Only in QuickBooks
- Income & expense tracking
- Invoicing
- Payment processing
- Financial reporting
- Tax preparation
- Bank reconciliation
- Bill management
- Mobile apps
Both cover
- Square
- TSheets
- SOC2
- PCI DSS
- Bank-level encryption
What people use each for
The jobs each tool is most often brought in to do.
Gusto
- Payroll processingnot QuickBooks
- Benefits administrationnot QuickBooks
- Tax compliancenot QuickBooks
- Employee onboardingnot QuickBooks
- Time trackingnot QuickBooks
QuickBooks
- Bookkeepingnot Gusto
- Invoicingnot Gusto
- Expense trackingnot Gusto
- Financial reportingnot Gusto
- Tax preparationnot Gusto
Where each one falls short
Documented limitations, not opinions. Every one is a constraint you would hit in normal use.
Gusto
- Customer service can be slow and unresponsive to issues
- Weak reporting capabilities, cannot export data to spreadsheets for analysis
- Support staff lacks deep payroll expertise and knowledge
- Rehired employees do not have settings reset, causing manual cleanup work
- City tax handling requires additional monitoring and monitoring
- Onboarding can have issues with bank account verification and tax registration
QuickBooks
- Chart of Accounts is capped on every QuickBooks Online tier except Advanced; Simple Start, Essentials and Plus all have a limited entry count
- Even the top Advanced tier caps bulk invoice uploads at 1,000 transaction lines per batch
- Payroll is a separate paid add-on billed per employee per month (USD 6 to 10 depending on plan) on top of the base subscription
Pricing, plan by plan
Gusto
$49/monthNo published plan breakdown. See the Gusto review.
QuickBooks
$30/month- Simple Start$30/month
- Income & expense tracking
- Invoice & payments
- Tax deductions
- Essentials$60/month
- Everything in Simple Start
- Bill management
- Time tracking
- Plus$90/month
- Everything in Essentials
- Inventory tracking
- Project profitability
- Advanced$200/month
- Everything in Plus
- Dedicated account team
- 25 users
Which should you pick?
Choose QuickBooks if
- You need income & expense tracking.
- You work on Web, Ios, Android, Api.
- You also want invoicing.
Questions people ask
- Is Gusto or QuickBooks better?
- Neither clearly leads. Gusto starts at $49/month and QuickBooks at $30/month, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
- Which is cheaper, Gusto or QuickBooks?
- Gusto starts at $49/month and QuickBooks at $30/month.
- Does Gusto or QuickBooks run on more platforms?
- Gusto runs on Web. QuickBooks runs on Web, Ios, Android, Api.
- What is Gusto best used for?
- Gusto is most often used for payroll processing, benefits administration, tax compliance, employee onboarding. Of those, payroll processing and benefits administration are not what QuickBooks is typically brought in for.
- What can Gusto do that QuickBooks cannot?
- Gusto covers Automated payroll, Tax filing, Benefits administration, Time tracking. QuickBooks covers Income & expense tracking, Invoicing, Payment processing, Financial reporting. Both handle Square, TSheets, SOC2, PCI DSS.
Answered from the vendors’ own pages
Gusto: What is Gusto's starting price?
Gusto starts at $49 per month plus $6 per person. The company also offers a Contractor-only plan for $35 per month plus $6 per contractor.
SourceGusto: Does Gusto include unlimited payroll runs?
Yes, all Gusto plans include unlimited payroll runs at no extra charge, including off-cycle payrolls.
SourceGusto: What core features are included in Gusto?
All plans include payroll processing, tax administration, digital onboarding, benefits enrollment, time tracking, performance management, and next-day direct deposit for most plans.
SourceGusto: Does Gusto support integrations?
Yes, Gusto integrates with accounting software, applicant tracking systems, benefits providers, time-tracking tools, and other business platforms to reduce data entry.
SourceRelated pages
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