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Metromile

Pay-per-mile car insurance

As of 30 August 2026, Metromile's pricing is not published; the vendor quotes on request. Metromile is an innovative auto insurance company that charges customers based on actual miles driven rather than fixed rates. Softwr lists it under Insurance. Metromile is launched in 2011, available on Web, iOS, Android.

Overview

What Metromile does

Metromile is an innovative auto insurance company that charges customers based on actual miles driven rather than fixed rates. It appeals to low-mileage drivers seeking affordable, usage-based insurance with digital management.

What people use it for

  • Low-mileage driving

The honest half

Where it falls short

Concrete and checkable, so you can decide whether any of them matter to you. This is the half of a review a vendor will not write about Metromile.

  • The Internet Archive's capture of Metromile's homepage on 2 January 2021 stated rates start at $29/month plus a few cents per mile driven, with all miles over 250 per day (150 in New Jersey) free of charge; example given was $29 base plus 450 miles at 6 cents equaling $56.

Cross-shopped

What people choose instead of Metromile

Each pairing was judged by two reviewers asking whether a buyer would genuinely weigh the two against each other. The ones that failed were deleted rather than published.

Pricing

What Metromile costs

Taken from the vendor's own pricing page. Prices move, so check before you buy.

Standard Coverage

On request

  • Per-mile pricing
  • Base monthly fee
  • Liability coverage
  • Collision coverage
  • Comprehensive coverage

Capabilities

Features

  • Usage-based pricing

  • Per-mile tracking

  • Digital policy management

  • Mobile app

  • Safe driving rewards

  • Quick claims

  • Online support

  • Policy customization

  • Mobile app

    Integration with Mobile app

  • Dashboard device

    Integration with Dashboard device

  • Data encryption

    Data encryption security feature

  • Cloud deployment

    Supports cloud deployment

Behind it

Who makes Metromile

Company
Metromile
Based in
San Francisco, CA
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Softwr does not host reviews and shows no star rating for Metromile, because a rating we did not collect is not ours to publish. What is here is the pricing and platform detail from the vendor’s own pages, limitations we could state concretely, and alternatives a reviewer confirmed people weigh against it. Tell us if any of it is wrong.

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