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Insurance · head to head

Insureon vs Metromile

Insureon logo

Insureon

Insurance

Fast and easy business insurance online

From
On request
Rated
-
Full reviewWebsite
Metromile logo

Metromile

Insurance

Pay-per-mile car insurance

From
On request
Rated
-
Full reviewWebsite

The short version

  • Each has a real cost: Insureon the Internet Archive's capture of Insureon's small business insurance page on 20 December 2019 confirmed it compares quotes from multiple carriers rather than publishing fixed prices, stating cost depends on industry and risk factors, coverage limits, location, and number of employees.; Metromile the Internet Archive's capture of Metromile's homepage on 2 January 2021 stated rates start at $29/month plus a few cents per mile driven, with all miles over 250 per day (150 in New Jersey) free of charge; example given was $29 base plus 450 miles at 6 cents equaling $56.
  • They diverge on capability: Insureon covers Fast quotes, Metromile covers Usage-based pricing.
  • Prices and features above were last checked on 30 August 2026.

Where they differ

Only the attributes on which Insureon and Metromile actually diverge.

Attributes where Insureon and Metromile differ
AttributeInsureonMetromile
Pricing modelquoteusage-based
Founded20172011

Identical on both: starting price (On request), free tier (No), platforms (Web, Ios, Android), user rating (Not yet rated), category (Insurance).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Insureon

  • Fast quotes
  • Instant online binding
  • Coverage customization
  • Online policy management
  • 24/7 customer support
  • Document access
  • Claims assistance
  • Multiple carriers

Only in Metromile

  • Usage-based pricing
  • Per-mile tracking
  • Digital policy management
  • Safe driving rewards
  • Quick claims
  • Online support
  • Policy customization
  • Dashboard device

Both cover

  • Mobile app
  • Data encryption
  • Cloud deployment
  • Web support
  • Ios support
  • Android support
  • English language support

What people use each for

The jobs each tool is most often brought in to do.

Insureon

  • Fast insurance procurementnot Metromile

Metromile

  • Low-mileage drivingnot Insureon

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Insureon

  • The Internet Archive's capture of Insureon's small business insurance page on 20 December 2019 confirmed it compares quotes from multiple carriers rather than publishing fixed prices, stating cost depends on industry and risk factors, coverage limits, location, and number of employees.

Metromile

  • The Internet Archive's capture of Metromile's homepage on 2 January 2021 stated rates start at $29/month plus a few cents per mile driven, with all miles over 250 per day (150 in New Jersey) free of charge; example given was $29 base plus 450 miles at 6 cents equaling $56.

Pricing, plan by plan

Insureon

On request
  • General Liability$undefined/month
    • Fast quotes
    • Instant binding
    • Multiple coverage options

Metromile

On request
  • Standard Coverage$undefined/month
    • Per-mile pricing
    • Base monthly fee
    • Liability coverage

Which should you pick?

Choose Insureon if

  • You need fast quotes.
  • You work on Web, Ios, Android.
  • You also want instant online binding.
Insureon review

Choose Metromile if

  • You need usage-based pricing.
  • You work on Web, Ios, Android.
  • You also want per-mile tracking.
Metromile review

Questions people ask

Is Insureon or Metromile better?
Neither clearly leads. Insureon starts at On request and Metromile at On request, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Insureon or Metromile?
Insureon starts at On request and Metromile at On request.
Does Insureon or Metromile run on more platforms?
Both run on Web, Ios, Android, so platform support will not decide this one for you.
What is Insureon best used for?
Insureon is most often used for fast insurance procurement. Of those, fast insurance procurement is not what Metromile is typically brought in for.
What can Insureon do that Metromile cannot?
Insureon covers Fast quotes, Instant online binding, Coverage customization, Online policy management. Metromile covers Usage-based pricing, Per-mile tracking, Digital policy management, Safe driving rewards. Both handle Mobile app, Data encryption, Cloud deployment, Web support.
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