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Insurance · head to head

Metromile vs Pie Insurance

Metromile logo

Metromile

Insurance

Pay-per-mile car insurance

From
On request
Rated
-
Full reviewWebsite
Pie Insurance logo

Pie Insurance

Insurance

Small business workers compensation and commercial insurance sold by online quote

From
On request
Rated
-
Full reviewWebsite

The short version

  • Each has a real cost: Metromile the Internet Archive's capture of Metromile's homepage on 2 January 2021 stated rates start at $29/month plus a few cents per mile driven, with all miles over 250 per day (150 in New Jersey) free of charge; example given was $29 base plus 450 miles at 6 cents equaling $56.; Pie Insurance no pricing published on website; custom quotes required based on coverage needs
  • Prices and features above were last checked on 30 August 2026.

Where they differ

Only the attributes on which Metromile and Pie Insurance actually diverge.

Attributes where Metromile and Pie Insurance differ
AttributeMetromilePie Insurance
Pricing modelusage-basedquote
PlatformsWeb, Ios, AndroidWeb
Founded2011Unknown

Identical on both: starting price (On request), free tier (No), user rating (Not yet rated), category (Insurance).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Metromile

  • Usage-based pricing
  • Per-mile tracking
  • Digital policy management
  • Mobile app
  • Safe driving rewards
  • Quick claims
  • Online support
  • Policy customization

Only in Pie Insurance

Nothing recorded that Metromile does not also cover.

What people use each for

The jobs each tool is most often brought in to do.

Metromile

  • Low-mileage drivingnot Pie Insurance

Pie Insurance

  • Workers compensation insurancenot Metromile
  • Business liability coveragenot Metromile
  • Commercial property insurancenot Metromile

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Metromile

  • The Internet Archive's capture of Metromile's homepage on 2 January 2021 stated rates start at $29/month plus a few cents per mile driven, with all miles over 250 per day (150 in New Jersey) free of charge; example given was $29 base plus 450 miles at 6 cents equaling $56.

Pie Insurance

  • No pricing published on website; custom quotes required based on coverage needs
  • Savings claims (up to 30%) vary by individual quote and are unavailable for Workers' Compensation policies in Wisconsin
  • Discounts and pricing vary among insurers underwriting specific policy types

Pricing, plan by plan

Metromile

On request
  • Standard Coverage$undefined/month
    • Per-mile pricing
    • Base monthly fee
    • Liability coverage

Pie Insurance

On request

No published plan breakdown. See the Pie Insurance review.

Which should you pick?

Choose Metromile if

  • You need usage-based pricing.
  • You work on Web, Ios, Android.
  • You also want per-mile tracking.
Metromile review

Choose Pie Insurance if

Nothing in the data separates Pie Insurance from Metromile on the points above - pick on price and on how each one feels to use.

Pie Insurance review

Questions people ask

Is Metromile or Pie Insurance better?
Neither clearly leads. Metromile starts at On request and Pie Insurance at On request, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Metromile or Pie Insurance?
Metromile starts at On request and Pie Insurance at On request.
Does Metromile or Pie Insurance run on more platforms?
Metromile runs on Web, Ios, Android. Pie Insurance runs on Web.
What is Metromile best used for?
Metromile is most often used for low-mileage driving. Of those, low-mileage driving is not what Pie Insurance is typically brought in for.
What can Metromile do that Pie Insurance cannot?
Metromile covers Usage-based pricing, Per-mile tracking, Digital policy management, Mobile app.

Answered from the vendors’ own pages

Pie Insurance: How much does Pie insurance cost?

Pie Insurance does not publish specific pricing on its website. Customers must request a personalized quote through their online portal to receive pricing, which takes approximately 3 minutes.

Source
Pie Insurance: How does Pie Insurance determine pricing?

Pie uses data-driven insurance technology to ensure competitive pricing. Individual quotes and coverage determinations are made on a case-by-case basis after customers provide business information.

Source
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