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Insurance · head to head

InsuredMine vs Metromile

InsuredMine logo

InsuredMine

Insurance

Sales pipeline and client engagement layer that sits on top of an agency management system

From
On request
Rated
-
Full reviewWebsite
Metromile logo

Metromile

Insurance

Pay-per-mile car insurance

From
On request
Rated
-
Full reviewWebsite

The short version

  • Each has a real cost: InsuredMine integration depth varies by agency management system, so capability demonstrated on one platform may not exist on yours and must be tested against live data before purchase.; Metromile the Internet Archive's capture of Metromile's homepage on 2 January 2021 stated rates start at $29/month plus a few cents per mile driven, with all miles over 250 per day (150 in New Jersey) free of charge; example given was $29 base plus 450 miles at 6 cents equaling $56.
  • They diverge on capability: InsuredMine covers Agency management system sync, Metromile covers Usage-based pricing.
  • Prices and features above were last checked on 31 August 2026.

Where they differ

Only the attributes on which InsuredMine and Metromile actually diverge.

Attributes where InsuredMine and Metromile differ
AttributeInsuredMineMetromile
Pricing modelquoteusage-based
FoundedUnknown2011

Identical on both: starting price (On request), free tier (No), platforms (Web, iOS, Android), user rating (Not yet rated), category (Insurance).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in InsuredMine

  • Agency management system sync
  • Sales pipelines
  • Automated campaigns
  • Client portal and mobile app
  • Renewal and X-date tracking
  • Producer analytics

Only in Metromile

  • Usage-based pricing
  • Per-mile tracking
  • Digital policy management
  • Mobile app
  • Safe driving rewards
  • Quick claims
  • Online support
  • Policy customization

What people use each for

The jobs each tool is most often brought in to do.

InsuredMine

  • An agency tracking new business pipeline and cross-sell that the agency management system does not report onnot Metromile
  • A commercial agency managing prospect expiry dates alongside the in-force booknot Metromile
  • An agency running renewal and birthday campaigns without exporting lists to a separate email toolnot Metromile
  • A principal who wants producer activity reporting the agency management system cannot producenot Metromile

Metromile

  • Low-mileage drivingnot InsuredMine

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

InsuredMine

  • Integration depth varies by agency management system, so capability demonstrated on one platform may not exist on yours and must be tested against live data before purchase.
  • It adds a second place where client data lives, and when the sync disagrees with the agency management system staff have to know which one to trust.
  • It cannot repair poor data hygiene in the underlying system; duplicate clients and missing expiry dates simply propagate into the pipeline.
  • Pricing is per user, so agencies with many part-time or service-only staff pay for seats that generate no pipeline activity.
  • It depends on continued integration access to systems built by Applied and Vertafore, both of whom sell competing sales and marketing modules, which is a strategic dependency outside the vendor control.

Metromile

  • The Internet Archive's capture of Metromile's homepage on 2 January 2021 stated rates start at $29/month plus a few cents per mile driven, with all miles over 250 per day (150 in New Jersey) free of charge; example given was $29 base plus 450 miles at 6 cents equaling $56.

Pricing, plan by plan

InsuredMine

On request
  • InsuredMine$undefined/year
    • Pipeline and CRM
    • Agency management system integration
    • Campaign automation

Metromile

On request
  • Standard Coverage$undefined/month
    • Per-mile pricing
    • Base monthly fee
    • Liability coverage

Which should you pick?

Choose InsuredMine if

  • You need agency management system sync.
  • You work on Web, iOS, Android.
  • You also want sales pipelines.
InsuredMine review

Choose Metromile if

  • You need usage-based pricing.
  • You work on Web, Ios, Android.
  • You also want per-mile tracking.
Metromile review

Questions people ask

Is InsuredMine or Metromile better?
Neither clearly leads. InsuredMine starts at On request and Metromile at On request, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, InsuredMine or Metromile?
InsuredMine starts at On request and Metromile at On request.
Does InsuredMine or Metromile run on more platforms?
InsuredMine runs on Web, iOS, Android. Metromile runs on Web, Ios, Android.
What is InsuredMine best used for?
InsuredMine is most often used for an agency tracking new business pipeline and cross-sell that the agency management system does not report on, a commercial agency managing prospect expiry dates alongside the in-force book, an agency running renewal and birthday campaigns without exporting lists to a separate email tool, a principal who wants producer activity reporting the agency management system cannot produce. Of those, an agency tracking new business pipeline and cross-sell that the agency management system does not report on and a commercial agency managing prospect expiry dates alongside the in-force book are not what Metromile is typically brought in for.
What can InsuredMine do that Metromile cannot?
InsuredMine covers Agency management system sync, Sales pipelines, Automated campaigns, Client portal and mobile app. Metromile covers Usage-based pricing, Per-mile tracking, Digital policy management, Mobile app.

Answered from the vendors’ own pages

InsuredMine: Does it replace our agency management system?

No, and it does not try to. Policy history and carrier download stay in the agency management system; InsuredMine adds the sales and engagement layer on top.

InsuredMine: Which agency management systems does it work with best?

It connects to Applied Epic, AMS360, EZLynx and HawkSoft, but the depth of each connection differs. Insist on a trial against your own system before committing.

InsuredMine: Is it worth it for a small agency?

If pipeline and renewal follow-up currently live in spreadsheets, usually yes. If your agency management system already reports adequately on those, the overlap is larger than the gain.

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