Softwr

Software · head to head

Guidewire ClaimCenter vs Metromile

Guidewire ClaimCenter logo

Guidewire ClaimCenter

Software

Modern claims management for P&C insurers

From
On request
Rated
-
Metromile logo

Metromile

Software

Pay-per-mile car insurance

From
On request
Rated
-

The short version

  • Each has a real cost: Guidewire ClaimCenter pricing is not published; sold by quote through a sales process; Metromile the Internet Archive's capture of Metromile's homepage on 2 January 2021 stated rates start at $29/month plus a few cents per mile driven, with all miles over 250 per day (150 in New Jersey) free of charge; example given was $29 base plus 450 miles at 6 cents equaling $56.
  • They diverge on capability: Guidewire ClaimCenter covers Claims intake, Metromile covers Usage-based pricing.

Where they differ

Only the attributes on which Guidewire ClaimCenter and Metromile actually diverge.

Attributes where Guidewire ClaimCenter and Metromile differ
AttributeGuidewire ClaimCenterMetromile
Pricing modelquoteusage-based
PlatformsWebWeb, Ios, Android
Founded20012011

Identical on both: starting price (On request), free tier (No), user rating (Not yet rated), category (Unknown).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Guidewire ClaimCenter

  • Claims intake
  • Claims assignment
  • Investigation management
  • Reserve management
  • Payment processing
  • Fraud detection
  • Litigation management
  • SIU workflows

Only in Metromile

  • Usage-based pricing
  • Per-mile tracking
  • Digital policy management
  • Mobile app
  • Safe driving rewards
  • Quick claims
  • Online support
  • Policy customization

Both cover

  • Data encryption
  • Cloud deployment

What people use each for

The jobs each tool is most often brought in to do.

Guidewire ClaimCenter

  • Claims managementnot Metromile
  • Claims processing and automationnot Metromile
  • Fraud detectionnot Metromile
  • Workflow orchestrationnot Metromile

Metromile

  • Low-mileage drivingnot Guidewire ClaimCenter

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Guidewire ClaimCenter

  • Pricing is not published; sold by quote through a sales process

Metromile

  • The Internet Archive's capture of Metromile's homepage on 2 January 2021 stated rates start at $29/month plus a few cents per mile driven, with all miles over 250 per day (150 in New Jersey) free of charge; example given was $29 base plus 450 miles at 6 cents equaling $56.

Pricing, plan by plan

Guidewire ClaimCenter

On request

No published plan breakdown. See the Guidewire ClaimCenter review.

Metromile

On request
  • Standard Coverage$undefined/month
    • Per-mile pricing
    • Base monthly fee
    • Liability coverage

Which should you pick?

Choose Guidewire ClaimCenter if

  • You need claims intake.
  • You also want claims assignment.

Choose Metromile if

  • You need usage-based pricing.
  • You work on Web, Ios, Android.
  • You also want per-mile tracking.

Questions people ask

Is Guidewire ClaimCenter or Metromile better?
Neither clearly leads. Guidewire ClaimCenter starts at On request and Metromile at On request, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Guidewire ClaimCenter or Metromile?
Guidewire ClaimCenter starts at On request and Metromile at On request.
Does Guidewire ClaimCenter or Metromile run on more platforms?
Guidewire ClaimCenter runs on Web. Metromile runs on Web, Ios, Android.
What is Guidewire ClaimCenter best used for?
Guidewire ClaimCenter is most often used for claims management, claims processing and automation, fraud detection, workflow orchestration. Of those, claims management and claims processing and automation are not what Metromile is typically brought in for.
What can Guidewire ClaimCenter do that Metromile cannot?
Guidewire ClaimCenter covers Claims intake, Claims assignment, Investigation management, Reserve management. Metromile covers Usage-based pricing, Per-mile tracking, Digital policy management, Mobile app. Both handle Data encryption, Cloud deployment.

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