Payroll & Benefits · head to head
Oyster vs SAP Concur

SAP Concur
Accounting & Finance
Travel, expense, and invoice management
- From
- $29/month
- Rated
- -
The short version
- Only Oyster has a free tier, so it costs nothing to try first.
- Each has a real cost: Oyster employer of Record is $699 per employee per month, with the discount tied to annual billing; SAP Concur listed on UK G-Cloud 14 at £0.21 to £9.70 per unit for SAP Concur Travel & Expense Professional Edition, submitted directly by SAP Concur, with the unit and billing period not further defined on the listing
- They diverge on capability: Oyster covers Global Employment, SAP Concur covers Expense management.
Where they differ
Only the attributes on which Oyster and SAP Concur actually diverge.
| Attribute | Oyster | SAP Concur |
|---|---|---|
| Starting price | Free | $29/month |
| Free tier | Yes | No |
| Category | Payroll & Benefits | Accounting & Finance |
| Founded | 2020 | 1993 |
Identical on both: pricing model (subscription), platforms (Web, Ios, Android), user rating (Not yet rated).
What each one covers
Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.
Only in Oyster
- Global Employment
- Payroll
- Benefits
- Compliance
- Contractor Management
- Time Off
- Expenses
- BambooHR
Only in SAP Concur
- Expense management
- Travel booking
- Invoice processing
- Spend analytics
- Policy compliance
- SAP
- Oracle
- Workday
Both cover
- Web support
- Ios support
- Android support
What people use each for
The jobs each tool is most often brought in to do.
Oyster
- Hiring employees abroad without setting up a local legal entitynot SAP Concur
- Onboarding and paying international contractorsnot SAP Concur
- Getting country specific employment compliance advice for distributed teamsnot SAP Concur
SAP Concur
- Enterprise expense managementnot Oyster
- Corporate travelnot Oyster
- Invoice processingnot Oyster
Where each one falls short
Documented limitations, not opinions. Every one is a constraint you would hit in normal use.
Oyster
- Employer of Record is $699 per employee per month, with the discount tied to annual billing
- A refundable deposit is required before an EOR engagement starts
- Contractor management is free for 30 days then $29 per contractor per month
- HR advisory through People Partner Services is billed at $300 per hour on top of the subscription
- A currency conversion fee applies when you pay Oyster in a currency other than the contract currency
- Payments are accepted only by direct debit or wire in USD, EUR, GBP or CAD
SAP Concur
- Listed on UK G-Cloud 14 at £0.21 to £9.70 per unit for SAP Concur Travel & Expense Professional Edition, submitted directly by SAP Concur, with the unit and billing period not further defined on the listing
Pricing, plan by plan
Oyster
Free- Contractor$29/month
- Contractor Payments
- Compliant Contracts
- Invoicing
- Employee$599/month
- Global Employment
- Payroll
- Benefits
SAP Concur
$29/month- Professional$8/month
- Expense reporting
- Receipt capture
- Approvals
- Premium$12/month
- Travel booking
- Invoice management
- Analytics
Which should you pick?
Choose Oyster if
- You need global employment.
- You want to start without paying.
- You work on Web, Ios, Android.
- You also want payroll.
Choose SAP Concur if
- You need expense management.
- You work on Web, Ios, Android.
- You also want travel booking.
Questions people ask
- Is Oyster or SAP Concur better?
- Neither clearly leads. Oyster starts at Free and SAP Concur at $29/month, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
- Which is cheaper, Oyster or SAP Concur?
- Oyster has a free tier; the other does not. Paid plans start at Free for Oyster and $29/month for SAP Concur.
- Does Oyster or SAP Concur run on more platforms?
- Both run on Web, Ios, Android, so platform support will not decide this one for you.
- Can I use Oyster for free?
- Yes. Oyster has a free tier, so you can try it without paying. SAP Concur starts at $29/month.
- What is Oyster best used for?
- Oyster is most often used for hiring employees abroad without setting up a local legal entity, onboarding and paying international contractors, getting country specific employment compliance advice for distributed teams. Of those, hiring employees abroad without setting up a local legal entity and onboarding and paying international contractors are not what SAP Concur is typically brought in for.
- What can Oyster do that SAP Concur cannot?
- Oyster covers Global Employment, Payroll, Benefits, Compliance. SAP Concur covers Expense management, Travel booking, Invoice processing, Spend analytics. Both handle Web support, Ios support, Android support.
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