Accounting · head to head
Hnry vs Rydoo

Hnry
Accounting
Accounting for sole traders and the self-employed
- From
- 1/per $100 income
- Rated
- -

Rydoo
Accounting
Expense management with per-user pricing and a five-user minimum, built for European multi-entity teams
- From
- $10/month
- Rated
- -
The short version
- Each has a real cost: Hnry service limited to self-employed sole traders in New Zealand only; Rydoo a five-user minimum means very small teams pay for seats they do not have, which removes Rydoo from consideration for firms of two or three.
- Prices and features above were last checked on 1 September 2026.
Where they differ
Only the attributes on which Hnry and Rydoo actually diverge.
Identical on both: free tier (No), user rating (Not yet rated), category (Accounting).
What each one covers
Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.
Only in Hnry
Nothing recorded that Rydoo does not also cover.
Only in Rydoo
- Receipt OCR
- Per diem engine
- Mileage
- VAT fields
- Multi-entity
- ERP export
What people use each for
The jobs each tool is most often brought in to do.
Hnry
- Calculating quarterly tax without manual bookkeepingnot Rydoo
- Logging expenses via photo instantlynot Rydoo
- Sending unlimited invoices with auto-follow-upnot Rydoo
- Automatically withholding income taxes year-roundnot Rydoo
Rydoo
- A Belgian or German employer that must apply statutory per diem rates correctly across staff travelling in several countriesnot Hnry
- A group with five legal entities wanting one expense tool but separate approval chains and ledgersnot Hnry
- A company that already has a corporate card programme and refuses to change banks to get expense softwarenot Hnry
- A finance team recovering VAT on foreign travel and needing the fields captured at claim timenot Hnry
Where each one falls short
Documented limitations, not opinions. Every one is a constraint you would hit in normal use.
Hnry
- Service limited to self-employed sole traders in New Zealand only
- 1% + GST fee with $1,500 annual maximum cap
- Minimum $0.50 fee per transaction for payments under $50
Rydoo
- A five-user minimum means very small teams pay for seats they do not have, which removes Rydoo from consideration for firms of two or three.
- Pricing is per user rather than per active user, so organisations where most staff claim expenses twice a year still pay a full seat every month for them.
- There is no card issuing, so real-time spend control and pre-authorisation are outside the product and remain with your bank.
- Per diem and multi-entity handling sit on the higher tier, so the countries that most need Rydoo generally cannot buy the cheap plan.
- Receipt extraction quality varies by language and receipt format, and finance teams still review a meaningful share of claims by hand.
Pricing, plan by plan
Hnry
1/per $100 incomeNo published plan breakdown. See the Hnry review.
Rydoo
$10/month- Essentials$10/month
- Around 9 per user per month billed annually
- Five-user minimum
- Receipt capture, approvals and accounting export
- Pro$12/month
- Around 11 per user per month billed annually
- Per diem engine and advanced policy controls
- Multi-entity and multi-currency handling
- Enterprise$undefined/month
- Quoted pricing
- Custom ERP and single sign-on work
- Dedicated support and onboarding
Which should you pick?
Choose Hnry if
Nothing in the data separates Hnry from Rydoo on the points above - pick on price and on how each one feels to use.
Choose Rydoo if
- You need receipt ocr.
- You work on Web, iOS, Android.
- You also want per diem engine.
Questions people ask
- Is Hnry or Rydoo better?
- Neither clearly leads. Hnry starts at 1/per $100 income and Rydoo at $10/month, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
- Which is cheaper, Hnry or Rydoo?
- Hnry starts at 1/per $100 income and Rydoo at $10/month.
- Does Hnry or Rydoo run on more platforms?
- Hnry runs on Web. Rydoo runs on Web, iOS, Android.
- What is Hnry best used for?
- Hnry is most often used for calculating quarterly tax without manual bookkeeping, logging expenses via photo instantly, sending unlimited invoices with auto-follow-up, automatically withholding income taxes year-round. Of those, calculating quarterly tax without manual bookkeeping and logging expenses via photo instantly are not what Rydoo is typically brought in for.
- What can Hnry do that Rydoo cannot?
- Rydoo covers Receipt OCR, Per diem engine, Mileage, VAT fields.
Answered from the vendors’ own pages
Hnry: How much does Hnry charge?
Hnry charges 1% plus GST of independent income paid into your Hnry Bank Account, with a maximum annual fee of $1,500. Minimum fee is $0.50 per payment for transactions under $50.
SourceRydoo: Does Rydoo issue cards?
No. It is expense software only; you keep your existing corporate card or bank programme.
Hnry: Are there joining fees for Hnry?
No, Hnry has no joining fees, upfront payments, or credit card required to sign up.
SourceRydoo: Is there a minimum?
Yes, pricing carries a five-user minimum, so the smallest bill is five seats regardless of headcount.
Hnry: Is the Hnry fee tax deductible?
Yes, Hnry automatically claims its fees as a business expense on your behalf, making them tax-deductible.
SourceRydoo: Do I need the Pro plan?
If you operate per diems, multiple legal entities or multi-currency claims, yes. Essentials is for single-entity receipt and approval workflows.
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- Rydoo vs RazorpayX
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- Rydoo vs Ottimate
- Rydoo vs Pennylane
- Rydoo vs Recurly
- Rydoo vs Spendbase
- Rydoo vs Medius Expense
- Rydoo vs Soldo
- Rydoo vs Fyle
- Rydoo vs Circula
- Rydoo vs Zoho Expense
- Rydoo vs Happay
- Rydoo vs Spendesk
- Rydoo vs SAP Concur
- Rydoo vs Invoicera
- Rydoo vs Divvy
- Rydoo vs Lexware
- Rydoo vs Maxio
- Rydoo vs Paychex
- Rydoo vs Payoneer
- Rydoo vs Polar
