Softwr

Accounting · head to head

Hnry vs Pennylane

Hnry logo

Hnry

Accounting

Accounting for sole traders and the self-employed

From
1/per $100 income
Rated
-
Full reviewWebsite
Pennylane logo

Pennylane

Accounting

French tool combining business finances, accounting and a pro account in one platform

From
On request
Rated
-
Full reviewWebsite

The short version

  • Each has a real cost: Hnry service limited to self-employed sole traders in New Zealand only; Pennylane no pricing is displayed on the homepage or linked pricing page; visitors are directed only to a Demarrer maintenant (Start now) signup flow with no published EUR figure
  • Prices and features above were last checked on 29 August 2026.

Where they differ

Only the attributes on which Hnry and Pennylane actually diverge.

Attributes where Hnry and Pennylane differ
AttributeHnryPennylane
Starting price1/per $100 incomeOn request
Pricing modelusage-basedquote

Identical on both: free tier (No), platforms (Web), user rating (Not yet rated), category (Accounting).

What people use each for

The jobs each tool is most often brought in to do.

Hnry

  • Calculating quarterly tax without manual bookkeepingnot Pennylane
  • Logging expenses via photo instantlynot Pennylane
  • Sending unlimited invoices with auto-follow-upnot Pennylane
  • Automatically withholding income taxes year-roundnot Pennylane

Pennylane

  • Automated invoicing with payment reminders and collectionsnot Hnry
  • Real-time cash flow visibility and financial forecastingnot Hnry
  • Employee expense management with card controls and workflowsnot Hnry
  • Automated supplier invoice payment processingnot Hnry
  • Mandatory e-invoicing compliance (France September 2026)not Hnry

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Hnry

  • Service limited to self-employed sole traders in New Zealand only
  • 1% + GST fee with $1,500 annual maximum cap
  • Minimum $0.50 fee per transaction for payments under $50

Pennylane

  • No pricing is displayed on the homepage or linked pricing page; visitors are directed only to a Demarrer maintenant (Start now) signup flow with no published EUR figure
  • The product bundles accounting, invoicing and a business bank account together, so buyers cannot subscribe to only one function

Pricing, plan by plan

Hnry

1/per $100 income

No published plan breakdown. See the Hnry review.

Pennylane

On request

No published plan breakdown. See the Pennylane review.

Which should you pick?

Choose Hnry if

Nothing in the data separates Hnry from Pennylane on the points above - pick on price and on how each one feels to use.

Hnry review

Choose Pennylane if

Nothing in the data separates Pennylane from Hnry on the points above - pick on price and on how each one feels to use.

Pennylane review

Questions people ask

Is Hnry or Pennylane better?
Neither clearly leads. Hnry starts at 1/per $100 income and Pennylane at On request, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Hnry or Pennylane?
Hnry starts at 1/per $100 income and Pennylane at On request.
Does Hnry or Pennylane run on more platforms?
Both run on Web, so platform support will not decide this one for you.
What is Hnry best used for?
Hnry is most often used for calculating quarterly tax without manual bookkeeping, logging expenses via photo instantly, sending unlimited invoices with auto-follow-up, automatically withholding income taxes year-round. Of those, calculating quarterly tax without manual bookkeeping and logging expenses via photo instantly are not what Pennylane is typically brought in for.

Answered from the vendors’ own pages

Hnry: How much does Hnry charge?

Hnry charges 1% plus GST of independent income paid into your Hnry Bank Account, with a maximum annual fee of $1,500. Minimum fee is $0.50 per payment for transactions under $50.

Source
Pennylane: What financial processes does Pennylane help automate?

Pennylane streamlines multiple financial functions including invoice creation, expense management, payment collection, and receipt documentation. The platform centralizes data from facturation, purchasing, treasury, and accounting in one unified system.

Source
Hnry: Are there joining fees for Hnry?

No, Hnry has no joining fees, upfront payments, or credit card required to sign up.

Source
Pennylane: Can Pennylane help with corporate spending control?

Yes. Pennylane provides corporate cards for employees with built-in spending controls and authorization workflows, allowing businesses to manage team expenses while maintaining visibility and approval requirements.

Source
Hnry: Is the Hnry fee tax deductible?

Yes, Hnry automatically claims its fees as a business expense on your behalf, making them tax-deductible.

Source
Pennylane: Does Pennylane provide real-time financial visibility?

Yes. Pennylane's unified dashboard provides live transaction visibility and real-time cash flow monitoring across the entire business, helping teams access financial data instantly.

Source
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