Accounting · head to head
Hnry vs Netvisor
Hnry
Accounting
Accounting for sole traders and the self-employed
- From
- 1/per $100 income
- Rated
- -
Netvisor
Accounting
Finnish cloud accounting and payroll with pricing built from a base fee plus per transaction charges
- From
- Free
- Rated
- -
The short version
- Only Netvisor has a free tier, so it costs nothing to try first.
- Each has a real cost: Hnry service limited to self-employed sole traders in New Zealand only; Netvisor pricing is a base fee plus a charge per sales invoice, per purchase invoice, per payslip and per other transaction, so a company with high document volumes pays a bill that scales with trading activity and cannot be budgeted as a fixed monthly cost.
- Prices and features above were last checked on 30 August 2026.
Where they differ
Only the attributes on which Hnry and Netvisor actually diverge.
Identical on both: platforms (Web), user rating (Not yet rated), category (Accounting).
What each one covers
Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.
Only in Hnry
Nothing recorded that Netvisor does not also cover.
Only in Netvisor
- Finnish general ledger
- Value added tax reporting
- Bank connections
- Electronic invoicing
- Purchase invoice workflow
- Sales invoicing
- Payroll
- Incomes register reporting
What people use each for
The jobs each tool is most often brought in to do.
Hnry
- Calculating quarterly tax without manual bookkeepingnot Netvisor
- Logging expenses via photo instantlynot Netvisor
- Sending unlimited invoices with auto-follow-upnot Netvisor
- Automatically withholding income taxes year-roundnot Netvisor
Netvisor
- A Finnish company whose accounting firm works in Netvisor and wants the client approving purchase invoices in the same systemnot Hnry
- A Finnish employer needing payroll that handles collective agreement terms and reports to the incomes register on timenot Hnry
- A business receiving and sending structured e-invoices with Finnish counterparties that require themnot Hnry
- A Finnish accounting practice standardising clients on one system with a shared role model rather than one instance per clientnot Hnry
Where each one falls short
Documented limitations, not opinions. Every one is a constraint you would hit in normal use.
Hnry
- Service limited to self-employed sole traders in New Zealand only
- 1% + GST fee with $1,500 annual maximum cap
- Minimum $0.50 fee per transaction for payments under $50
Netvisor
- Pricing is a base fee plus a charge per sales invoice, per purchase invoice, per payslip and per other transaction, so a company with high document volumes pays a bill that scales with trading activity and cannot be budgeted as a fixed monthly cost.
- It serves Finland, so the tax and payroll logic is useless to entities filing elsewhere, and a Nordic group ends up running a different system in each country even where they belong to the same corporate family.
- The interface, help material and support operate in Finnish, so a foreign owned subsidiary needs a Finnish speaking bookkeeper or accounting firm to operate it and cannot supervise it directly from head office.
- Finnish payroll requires collective agreement terms to be configured correctly, and getting holiday pay, supplements and shift rules right is specialist work usually done by a partner, so payroll implementation is a paid project rather than a setup wizard.
- Because most deployments come through an accounting firm, the practical service you receive depends on that firm's competence with the product, and changing accountant can mean changing system or inheriting a configuration nobody documented.
Pricing, plan by plan
Hnry
1/per $100 incomeNo published plan breakdown. See the Hnry review.
Netvisor
Free- Starter$25/month
- Basic accounting, 1000 transactions, invoicing, payroll for 1 person
- Basic$25/month
- Basic accounting plus invoicing, 2.06 euros per invoice item, unlimited users, email support
- Core$25/month
- All Basic features, invoices included in monthly cost
- Professional$25/month
- All Core features, broadest software interface, budgeting, reporting, forecasting, purchase and sales orders
Which should you pick?
Choose Hnry if
Nothing in the data separates Hnry from Netvisor on the points above - pick on price and on how each one feels to use.
Choose Netvisor if
- You need finnish general ledger.
- You want to start without paying.
- You also want value added tax reporting.
Questions people ask
- Is Hnry or Netvisor better?
- Neither clearly leads. Hnry starts at 1/per $100 income and Netvisor at Free, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
- Which is cheaper, Hnry or Netvisor?
- Netvisor has a free tier; the other does not. Paid plans start at 1/per $100 income for Hnry and Free for Netvisor.
- Does Hnry or Netvisor run on more platforms?
- Both run on Web, so platform support will not decide this one for you.
- Can I use Netvisor for free?
- Yes. Netvisor has a free tier, so you can try it without paying. Hnry starts at 1/per $100 income.
- What is Hnry best used for?
- Hnry is most often used for calculating quarterly tax without manual bookkeeping, logging expenses via photo instantly, sending unlimited invoices with auto-follow-up, automatically withholding income taxes year-round. Of those, calculating quarterly tax without manual bookkeeping and logging expenses via photo instantly are not what Netvisor is typically brought in for.
- What can Hnry do that Netvisor cannot?
- Netvisor covers Finnish general ledger, Value added tax reporting, Bank connections, Electronic invoicing.
Answered from the vendors’ own pages
Hnry: How much does Hnry charge?
Hnry charges 1% plus GST of independent income paid into your Hnry Bank Account, with a maximum annual fee of $1,500. Minimum fee is $0.50 per payment for transactions under $50.
SourceNetvisor: Is Netvisor usable outside Finland?
Not as a compliance system. The value is the Finnish tax, banking, e-invoicing and payroll logic. Companies filing elsewhere should look at the local product in the Visma range or another local vendor.
Hnry: Are there joining fees for Hnry?
No, Hnry has no joining fees, upfront payments, or credit card required to sign up.
SourceNetvisor: Why is the pricing structured per transaction?
It reflects a Finnish market convention where the accounting firm's fee also scales with document volume. It means a low volume company pays very little and a high volume one pays a great deal, so estimate your annual invoice and payslip counts before comparing headline prices.
Hnry: Is the Hnry fee tax deductible?
Yes, Hnry automatically claims its fees as a business expense on your behalf, making them tax-deductible.
SourceNetvisor: Can my accounting firm work in it with me?
Yes, that is the intended model. The practice and the client share one instance with different roles, so the firm does the bookkeeping while you approve purchase invoices and issue sales invoices.
Netvisor: Does it handle payroll for collective agreements?
It supports Finnish collective agreement based payroll, but configuring the specific agreement terms correctly is expert work normally done during a paid implementation. Do not assume payroll is switched on the same week as accounting.
Netvisor: What about the incomes register?
Reporting earnings to the national incomes register within the statutory deadline is built in, which is one of the main reasons Finnish employers use a local product rather than an international one.
Netvisor: Is it a full ERP?
It includes inventory and fixed assets alongside the ledger, which covers a good deal of a small distributor's needs, but it is a financial management system rather than a manufacturing or full supply chain ERP.
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