Accounting · head to head
Hnry vs IRIS KashFlow

Hnry
Accounting
Accounting for sole traders and the self-employed
- From
- 1/per $100 income
- Rated
- -

IRIS KashFlow
Accounting
Online accounting software for UK sole traders and small businesses
- From
- £13.5/month
- Rated
- -
The short version
- Each has a real cost: Hnry service limited to self-employed sole traders in New Zealand only; IRIS KashFlow advertised monthly prices of £1.35 (Starter) and £2.75 (Business) are a 90% promotional discount off the standard £13.50 and £27.50 rates, and the promotion is described as lasting 6 months before reverting
- Prices and features above were last checked on 29 August 2026.
Where they differ
Only the attributes on which Hnry and IRIS KashFlow actually diverge.
| Attribute | Hnry | IRIS KashFlow |
|---|---|---|
| Starting price | 1/per $100 income | £13.5/month |
| Pricing model | usage-based | subscription |
Identical on both: free tier (No), platforms (Web), user rating (Not yet rated), category (Accounting).
What people use each for
The jobs each tool is most often brought in to do.
Hnry
- Calculating quarterly tax without manual bookkeepingnot IRIS KashFlow
- Logging expenses via photo instantlynot IRIS KashFlow
- Sending unlimited invoices with auto-follow-upnot IRIS KashFlow
- Automatically withholding income taxes year-roundnot IRIS KashFlow
IRIS KashFlow
- business accountingnot Hnry
- invoicing and billingnot Hnry
- VAT managementnot Hnry
Where each one falls short
Documented limitations, not opinions. Every one is a constraint you would hit in normal use.
Hnry
- Service limited to self-employed sole traders in New Zealand only
- 1% + GST fee with $1,500 annual maximum cap
- Minimum $0.50 fee per transaction for payments under $50
IRIS KashFlow
- Advertised monthly prices of £1.35 (Starter) and £2.75 (Business) are a 90% promotional discount off the standard £13.50 and £27.50 rates, and the promotion is described as lasting 6 months before reverting
- Listed prices are in GBP plus VAT, and the platform's plans are built around UK VAT filing rather than other tax regimes
- Annual pricing is quoted at RRP £162/year (Starter) and £291.50/year (Business) before the same promotional reduction
Pricing, plan by plan
Hnry
1/per $100 incomeNo published plan breakdown. See the Hnry review.
IRIS KashFlow
£13.5/month- Starter Monthly$13.5/month
- 10 invoices
- up to 25 bank transactions
- single user access
- Business Monthly$27.5/month
- unlimited invoices
- unlimited bank transactions
- multi-user access
- Starter Annual$162/year
- 10 invoices
- up to 25 bank transactions
- single user access
- Business Annual$291.5/year
- unlimited invoices
- unlimited bank transactions
- multi-user access
Which should you pick?
Choose Hnry if
Nothing in the data separates Hnry from IRIS KashFlow on the points above - pick on price and on how each one feels to use.
Choose IRIS KashFlow if
Nothing in the data separates IRIS KashFlow from Hnry on the points above - pick on price and on how each one feels to use.
Questions people ask
- Is Hnry or IRIS KashFlow better?
- Neither clearly leads. Hnry starts at 1/per $100 income and IRIS KashFlow at £13.5/month, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
- Which is cheaper, Hnry or IRIS KashFlow?
- Hnry starts at 1/per $100 income and IRIS KashFlow at £13.5/month.
- Does Hnry or IRIS KashFlow run on more platforms?
- Both run on Web, so platform support will not decide this one for you.
- What is Hnry best used for?
- Hnry is most often used for calculating quarterly tax without manual bookkeeping, logging expenses via photo instantly, sending unlimited invoices with auto-follow-up, automatically withholding income taxes year-round. Of those, calculating quarterly tax without manual bookkeeping and logging expenses via photo instantly are not what IRIS KashFlow is typically brought in for.
Answered from the vendors’ own pages
Hnry: How much does Hnry charge?
Hnry charges 1% plus GST of independent income paid into your Hnry Bank Account, with a maximum annual fee of $1,500. Minimum fee is $0.50 per payment for transactions under $50.
SourceIRIS KashFlow: What are IRIS KashFlow's core features across all plans?
All IRIS KashFlow plans include unlimited quotes, online VAT submission, mobile app access, 50+ reports, bank feeds, receipt capture, multi-currency support, and payroll for up to 5 employees.
SourceHnry: Are there joining fees for Hnry?
No, Hnry has no joining fees, upfront payments, or credit card required to sign up.
SourceIRIS KashFlow: Are there promotional discounts for new IRIS KashFlow customers?
Yes, new customers receive a 90% discount for 6 months on both Starter and Business monthly plans.
SourceHnry: Is the Hnry fee tax deductible?
Yes, Hnry automatically claims its fees as a business expense on your behalf, making them tax-deductible.
SourceIRIS KashFlow: Can multiple users access IRIS KashFlow on the Starter plan?
No, the Starter plan is limited to single-user access only. Multi-user access requires the Business plan.
SourceRelated pages
More on IRIS KashFlow
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