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E-Commerce · head to head

Heartland Retail vs Qonto

Heartland Retail logo

Heartland Retail

E-Commerce

Omnichannel retail management platform

From
$150/month
Rated
-
Full reviewWebsite
Qonto logo

Qonto

Accounting

French neobank and finance management platform for freelancers, SMEs and businesses

From
€9/month
Rated
-
Full reviewWebsite

Where they differ

Only the attributes on which Heartland Retail and Qonto actually diverge.

Attributes where Heartland Retail and Qonto differ
AttributeHeartland RetailQonto
Starting price$150/month€9/month
CategoryE-CommerceAccounting
Founded1997Unknown

Identical on both: pricing model (subscription), free tier (No), platforms (Web), user rating (Not yet rated).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Heartland Retail

  • Point of sale
  • Omnichannel selling
  • Inventory management
  • Customer management
  • Payment processing
  • Employee management
  • Analytics
  • Reporting

Only in Qonto

Nothing recorded that Heartland Retail does not also cover.

What people use each for

The jobs each tool is most often brought in to do.

Heartland Retail

No use cases recorded yet. See the Heartland Retail review.

Qonto

  • Business bankingnot Heartland Retail
  • Team paymentsnot Heartland Retail
  • Cash flow managementnot Heartland Retail
  • Multi-currency transfersnot Heartland Retail
  • Freelancer paymentsnot Heartland Retail

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Heartland Retail

Nothing recorded yet. See the Heartland Retail review.

Qonto

  • Pricing in EUR only, not USD
  • Basic tier limited to 30 transfers per month
  • Add-ons for invoice automation and project tracking cost EUR 12-39/month extra
  • Business tier minimum commitment for small team accounts
  • Business plan minimum pricing EUR 49/month vs self-employed EUR 9/month

Pricing, plan by plan

Heartland Retail

$150/month
  • Core$150/month
    • POS system
    • Inventory management
    • Customer management
  • Professional$350/month
    • All Core features
    • Omnichannel
    • Advanced analytics

Qonto

€9/month
  • Basic (Self-Employed)$9/month
    • 30 transfers
    • 1 physical + 2 virtual cards
    • Account remuneration 5% for 2 months
  • Smart (Self-Employed)$19/month
    • 100 transfers
    • 2 physical + 50 virtual cards
    • Account remuneration
  • Premium (Self-Employed)$39/month
    • 200 transfers
    • 2 physical + 50 virtual + 50 Instant cards
  • Essential (Business)$49/month
    • 250 transfers
    • 5 physical + 50 virtual cards
    • Multiple sub-accounts

Which should you pick?

Choose Heartland Retail if

  • You need point of sale.
  • You also want omnichannel selling.
Heartland Retail review

Choose Qonto if

Nothing in the data separates Qonto from Heartland Retail on the points above - pick on price and on how each one feels to use.

Qonto review

Questions people ask

Is Heartland Retail or Qonto better?
Neither clearly leads. Heartland Retail starts at $150/month and Qonto at €9/month, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Heartland Retail or Qonto?
Heartland Retail starts at $150/month and Qonto at €9/month.
Does Heartland Retail or Qonto run on more platforms?
Both run on Web, so platform support will not decide this one for you.
What can Heartland Retail do that Qonto cannot?
Heartland Retail covers Point of sale, Omnichannel selling, Inventory management, Customer management.

Answered from the vendors’ own pages

Qonto: How much does Qonto cost?

Qonto's self-employed plans range from EUR 9/month (Basic) to EUR 39/month (Premium). Business plans range from EUR 49/month (Essential) to EUR 199/month (Enterprise).

Source
Qonto: What is included in Qonto's Basic plan?

The Basic plan costs EUR 9/month and includes 30 monthly transfers, 1 physical card and 2 virtual cards, plus account remuneration at 5% for the first 2 months.

Source
Qonto: What is the difference between self-employed and business plans?

Self-employed plans (Basic to Premium) are for individuals and cost EUR 9-39/month. Business plans (Essential to Enterprise) offer more transfers and cards for teams, ranging from EUR 49-199/month.

Source
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