Softwr

Accounting · head to head

Qonto vs Squarespace Commerce

Qonto logo

Qonto

Accounting

French neobank and finance management platform for freelancers, SMEs and businesses

From
€9/month
Rated
-
Full reviewWebsite
Squarespace Commerce logo

Squarespace Commerce

E-Commerce

All-in-one website builder and ecommerce platform

From
On request
Rated
-
Full reviewWebsite

The short version

  • Each has a real cost: Qonto pricing in EUR only, not USD; Squarespace Commerce the entry plan charges a 2% transaction fee on online store sales on top of payment processing

Where they differ

Only the attributes on which Qonto and Squarespace Commerce actually diverge.

Attributes where Qonto and Squarespace Commerce differ
AttributeQontoSquarespace Commerce
Starting price€9/monthOn request
CategoryAccountingE-Commerce
FoundedUnknown2003

Identical on both: pricing model (subscription), free tier (No), platforms (Web), user rating (Not yet rated).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Qonto

Nothing recorded that Squarespace Commerce does not also cover.

Only in Squarespace Commerce

  • Website builder
  • Ecommerce platform
  • Mobile optimization
  • Email marketing
  • Analytics
  • Domain registration
  • SSL certificate
  • Customer accounts

What people use each for

The jobs each tool is most often brought in to do.

Qonto

  • Business bankingnot Squarespace Commerce
  • Team paymentsnot Squarespace Commerce
  • Cash flow managementnot Squarespace Commerce
  • Multi-currency transfersnot Squarespace Commerce
  • Freelancer paymentsnot Squarespace Commerce

Squarespace Commerce

  • Website building and hostingnot Qonto
  • eCommerce and online store managementnot Qonto
  • Digital content and membership salesnot Qonto
  • Service booking and schedulingnot Qonto

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Qonto

  • Pricing in EUR only, not USD
  • Basic tier limited to 30 transfers per month
  • Add-ons for invoice automation and project tracking cost EUR 12-39/month extra
  • Business tier minimum commitment for small team accounts
  • Business plan minimum pricing EUR 49/month vs self-employed EUR 9/month

Squarespace Commerce

  • The entry plan charges a 2% transaction fee on online store sales on top of payment processing
  • Digital content and membership sales carry their own fee, up to 7% on the lowest tier
  • The entry plan is limited to 2 contributors
  • Reaching a 0% transaction fee requires moving up from the entry plan

Pricing, plan by plan

Qonto

€9/month
  • Basic (Self-Employed)$9/month
    • 30 transfers
    • 1 physical + 2 virtual cards
    • Account remuneration 5% for 2 months
  • Smart (Self-Employed)$19/month
    • 100 transfers
    • 2 physical + 50 virtual cards
    • Account remuneration
  • Premium (Self-Employed)$39/month
    • 200 transfers
    • 2 physical + 50 virtual + 50 Instant cards
  • Essential (Business)$49/month
    • 250 transfers
    • 5 physical + 50 virtual cards
    • Multiple sub-accounts

Squarespace Commerce

On request
  • Basic Plan$null/month
    • Designer templates included
    • Drag-and-drop editor
    • Free custom domain (annual plans only)
  • Standard Plan$null/month
    • All Basic features
    • Transaction fees: reduced rates
    • Gift cards and invoicing
  • Advanced Plan$null/month
    • All Standard features
    • Further reduced transaction fees
    • Point-of-sale capability
  • Premium Plan$null/month
    • All Advanced features
    • Lowest credit card processing rates (0% transaction fees for digital/memberships)
    • Dedicated Customer Success Manager

Which should you pick?

Choose Qonto if

Nothing in the data separates Qonto from Squarespace Commerce on the points above - pick on price and on how each one feels to use.

Qonto review

Choose Squarespace Commerce if

  • You need website builder.
  • You also want ecommerce platform.
Squarespace Commerce review

Questions people ask

Is Qonto or Squarespace Commerce better?
Neither clearly leads. Qonto starts at €9/month and Squarespace Commerce at On request, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Qonto or Squarespace Commerce?
Qonto starts at €9/month and Squarespace Commerce at On request.
Does Qonto or Squarespace Commerce run on more platforms?
Both run on Web, so platform support will not decide this one for you.
What is Qonto best used for?
Qonto is most often used for business banking, team payments, cash flow management, multi-currency transfers. Of those, business banking and team payments are not what Squarespace Commerce is typically brought in for.
What can Qonto do that Squarespace Commerce cannot?
Squarespace Commerce covers Website builder, Ecommerce platform, Mobile optimization, Email marketing.

Answered from the vendors’ own pages

Qonto: How much does Qonto cost?

Qonto's self-employed plans range from EUR 9/month (Basic) to EUR 39/month (Premium). Business plans range from EUR 49/month (Essential) to EUR 199/month (Enterprise).

Source
Squarespace Commerce: How much does Squarespace cost?

Squarespace does not publish specific plan prices on their pricing page. Four tiers (Basic, Standard, Advanced, Premium) are listed with descriptions of features and benefits. Annual subscriptions offer up to 36% savings compared to monthly billing.

Source
Qonto: What is included in Qonto's Basic plan?

The Basic plan costs EUR 9/month and includes 30 monthly transfers, 1 physical card and 2 virtual cards, plus account remuneration at 5% for the first 2 months.

Source
Squarespace Commerce: Does Squarespace offer a free trial?

Yes, Squarespace provides a 14-day free trial with no credit card required. You can upgrade to a paid plan at any time during or after your trial, and there are no long-term contracts required.

Source
Qonto: What is the difference between self-employed and business plans?

Self-employed plans (Basic to Premium) are for individuals and cost EUR 9-39/month. Business plans (Essential to Enterprise) offer more transfers and cards for teams, ranging from EUR 49-199/month.

Source
Squarespace Commerce: What are Squarespace's transaction fees?

Transaction fees start at 2% on the Basic plan and decrease as you upgrade, reaching 0% for digital content and memberships on the Premium tier. Card processing rates also decrease by tier, reaching the lowest rates on Premium.

Source
Squarespace Commerce: How many AI credits does each Squarespace plan include?

AI credits range from 10 to 120 monthly depending on the plan tier, but specific allocations per plan are not detailed on the public pricing page.

Source
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