Accounting · head to head
Qonto vs QuickBooks
Qonto
Accounting
French neobank and finance management platform for freelancers, SMEs and businesses
- From
- €9/month
- Rated
- -
QuickBooks
Accounting
Smart, simple online accounting software for small business
- From
- $30/month
- Rated
- -
The short version
- Each has a real cost: Qonto pricing in EUR only, not USD; QuickBooks chart of Accounts is capped on every QuickBooks Online tier except Advanced; Simple Start, Essentials and Plus all have a limited entry count
Where they differ
Only the attributes on which Qonto and QuickBooks actually diverge.
| Attribute | Qonto | QuickBooks |
|---|---|---|
| Starting price | €9/month | $30/month |
| Platforms | Web | Web, Ios, Android, Api |
| Founded | Unknown | 1983 |
Identical on both: pricing model (subscription), free tier (No), user rating (Not yet rated), category (Accounting).
What each one covers
Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.
Only in Qonto
Nothing recorded that QuickBooks does not also cover.
Only in QuickBooks
- Income & expense tracking
- Invoicing
- Payment processing
- Financial reporting
- Tax preparation
- Bank reconciliation
- Bill management
- Mobile apps
What people use each for
The jobs each tool is most often brought in to do.
Qonto
- Business bankingnot QuickBooks
- Team paymentsnot QuickBooks
- Cash flow managementnot QuickBooks
- Multi-currency transfersnot QuickBooks
- Freelancer paymentsnot QuickBooks
QuickBooks
- Bookkeepingnot Qonto
- Invoicingnot Qonto
- Expense trackingnot Qonto
- Financial reportingnot Qonto
- Tax preparationnot Qonto
Where each one falls short
Documented limitations, not opinions. Every one is a constraint you would hit in normal use.
Qonto
- Pricing in EUR only, not USD
- Basic tier limited to 30 transfers per month
- Add-ons for invoice automation and project tracking cost EUR 12-39/month extra
- Business tier minimum commitment for small team accounts
- Business plan minimum pricing EUR 49/month vs self-employed EUR 9/month
QuickBooks
- Chart of Accounts is capped on every QuickBooks Online tier except Advanced; Simple Start, Essentials and Plus all have a limited entry count
- Even the top Advanced tier caps bulk invoice uploads at 1,000 transaction lines per batch
- Payroll is a separate paid add-on billed per employee per month (USD 6 to 10 depending on plan) on top of the base subscription
Pricing, plan by plan
Qonto
€9/month- Basic (Self-Employed)$9/month
- 30 transfers
- 1 physical + 2 virtual cards
- Account remuneration 5% for 2 months
- Smart (Self-Employed)$19/month
- 100 transfers
- 2 physical + 50 virtual cards
- Account remuneration
- Premium (Self-Employed)$39/month
- 200 transfers
- 2 physical + 50 virtual + 50 Instant cards
- Essential (Business)$49/month
- 250 transfers
- 5 physical + 50 virtual cards
- Multiple sub-accounts
QuickBooks
$30/month- Simple Start$30/month
- Income & expense tracking
- Invoice & payments
- Tax deductions
- Essentials$60/month
- Everything in Simple Start
- Bill management
- Time tracking
- Plus$90/month
- Everything in Essentials
- Inventory tracking
- Project profitability
- Advanced$200/month
- Everything in Plus
- Dedicated account team
- 25 users
Which should you pick?
Choose Qonto if
Nothing in the data separates Qonto from QuickBooks on the points above - pick on price and on how each one feels to use.
Choose QuickBooks if
- You need income & expense tracking.
- You work on Web, Ios, Android, Api.
- You also want invoicing.
Questions people ask
- Is Qonto or QuickBooks better?
- Neither clearly leads. Qonto starts at €9/month and QuickBooks at $30/month, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
- Which is cheaper, Qonto or QuickBooks?
- Qonto starts at €9/month and QuickBooks at $30/month.
- Does Qonto or QuickBooks run on more platforms?
- Qonto runs on Web. QuickBooks runs on Web, Ios, Android, Api.
- What is Qonto best used for?
- Qonto is most often used for business banking, team payments, cash flow management, multi-currency transfers. Of those, business banking and team payments are not what QuickBooks is typically brought in for.
- What can Qonto do that QuickBooks cannot?
- QuickBooks covers Income & expense tracking, Invoicing, Payment processing, Financial reporting.
Answered from the vendors’ own pages
Qonto: How much does Qonto cost?
Qonto's self-employed plans range from EUR 9/month (Basic) to EUR 39/month (Premium). Business plans range from EUR 49/month (Essential) to EUR 199/month (Enterprise).
SourceQonto: What is included in Qonto's Basic plan?
The Basic plan costs EUR 9/month and includes 30 monthly transfers, 1 physical card and 2 virtual cards, plus account remuneration at 5% for the first 2 months.
SourceQonto: What is the difference between self-employed and business plans?
Self-employed plans (Basic to Premium) are for individuals and cost EUR 9-39/month. Business plans (Essential to Enterprise) offer more transfers and cards for teams, ranging from EUR 49-199/month.
SourceRelated pages
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