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E-Commerce · head to head

FastSpring vs Qonto

FastSpring logo

FastSpring

E-Commerce

Merchant-of-record commerce platform for global payments, subscriptions, and tax compliance

From
On request
Rated
-
Full reviewWebsite
Qonto logo

Qonto

Accounting

French neobank and finance management platform for freelancers, SMEs and businesses

From
€9/month
Rated
-
Full reviewWebsite

The short version

  • Each has a real cost: FastSpring pricing is not published and requires contacting sales for a quote, making cost comparison difficult upfront.; Qonto pricing in EUR only, not USD

Where they differ

Only the attributes on which FastSpring and Qonto actually diverge.

Attributes where FastSpring and Qonto differ
AttributeFastSpringQonto
Starting priceOn request€9/month
Pricing modeltransactionsubscription
Platformsweb, apiWeb
CategoryE-CommerceAccounting
Founded2006Unknown

Identical on both: free tier (No), user rating (Not yet rated).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in FastSpring

  • Global online payments
  • Subscription billing
  • Branded checkout
  • Tax compliance
  • Fraud prevention
  • Digital invoicing and quotes

Only in Qonto

Nothing recorded that FastSpring does not also cover.

What people use each for

The jobs each tool is most often brought in to do.

FastSpring

  • Selling software or SaaS internationally without a local tax entitynot Qonto
  • B2B invoicing and custom quotes for enterprise SaaS dealsnot Qonto
  • Recurring subscription billing for digital productsnot Qonto
  • Reducing fraud and chargebacks on digital purchasesnot Qonto

Qonto

  • Business bankingnot FastSpring
  • Team paymentsnot FastSpring
  • Cash flow managementnot FastSpring
  • Multi-currency transfersnot FastSpring
  • Freelancer paymentsnot FastSpring

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

FastSpring

  • Pricing is not published and requires contacting sales for a quote, making cost comparison difficult upfront.
  • As a merchant-of-record, FastSpring takes on more control of the checkout and payment relationship than a pure payment gateway like Stripe.
  • Revenue share pricing can become more expensive than flat per-transaction gateway fees at very high volumes.
  • Primarily targeted at software/digital goods sellers, so it is less suited to physical product e-commerce.

Qonto

  • Pricing in EUR only, not USD
  • Basic tier limited to 30 transfers per month
  • Add-ons for invoice automation and project tracking cost EUR 12-39/month extra
  • Business tier minimum commitment for small team accounts
  • Business plan minimum pricing EUR 49/month vs self-employed EUR 9/month

Pricing, plan by plan

FastSpring

On request
  • Custom$undefined/mo
    • All-in-one transaction-based pricing based on sales volume
    • No subscription fees or per-feature charges
    • Discounted rates for ACH and wire transfers

Qonto

€9/month
  • Basic (Self-Employed)$9/month
    • 30 transfers
    • 1 physical + 2 virtual cards
    • Account remuneration 5% for 2 months
  • Smart (Self-Employed)$19/month
    • 100 transfers
    • 2 physical + 50 virtual cards
    • Account remuneration
  • Premium (Self-Employed)$39/month
    • 200 transfers
    • 2 physical + 50 virtual + 50 Instant cards
  • Essential (Business)$49/month
    • 250 transfers
    • 5 physical + 50 virtual cards
    • Multiple sub-accounts

Which should you pick?

Choose FastSpring if

  • You need global online payments.
  • You work on web, api.
  • You also want subscription billing.
FastSpring review

Choose Qonto if

Nothing in the data separates Qonto from FastSpring on the points above - pick on price and on how each one feels to use.

Qonto review

Questions people ask

Is FastSpring or Qonto better?
Neither clearly leads. FastSpring starts at On request and Qonto at €9/month, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, FastSpring or Qonto?
FastSpring starts at On request and Qonto at €9/month.
Does FastSpring or Qonto run on more platforms?
FastSpring runs on web, api. Qonto runs on Web.
What is FastSpring best used for?
FastSpring is most often used for selling software or saas internationally without a local tax entity, b2b invoicing and custom quotes for enterprise saas deals, recurring subscription billing for digital products, reducing fraud and chargebacks on digital purchases. Of those, selling software or saas internationally without a local tax entity and b2b invoicing and custom quotes for enterprise saas deals are not what Qonto is typically brought in for.
What can FastSpring do that Qonto cannot?
FastSpring covers Global online payments, Subscription billing, Branded checkout, Tax compliance.

Answered from the vendors’ own pages

FastSpring: What does FastSpring cost?

FastSpring uses flat-rate, all-in-one pricing based on transaction volume, with fees withheld from payouts. There is no minimum volume or subscription fee, and pricing is typically quoted based on expected sales volume after contacting their sales team.

Source
Qonto: How much does Qonto cost?

Qonto's self-employed plans range from EUR 9/month (Basic) to EUR 39/month (Premium). Business plans range from EUR 49/month (Essential) to EUR 199/month (Enterprise).

Source
FastSpring: Is there a free plan?

FastSpring does not offer a free plan; instead pricing is transaction-based with no upfront subscription cost, and merchants only pay a commission on completed sales.

Source
Qonto: What is included in Qonto's Basic plan?

The Basic plan costs EUR 9/month and includes 30 monthly transfers, 1 physical card and 2 virtual cards, plus account remuneration at 5% for the first 2 months.

Source
FastSpring: What does FastSpring integrate with or include compared to a payment gateway like Stripe?

FastSpring bundles international payments, subscription management, tax compliance, fraud prevention, reporting, and B2B invoicing into one price, whereas gateways like Stripe charge separately for many of these features.

Source
Qonto: What is the difference between self-employed and business plans?

Self-employed plans (Basic to Premium) are for individuals and cost EUR 9-39/month. Business plans (Essential to Enterprise) offer more transfers and cards for teams, ranging from EUR 49-199/month.

Source
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