E-Commerce · head to head
Erply vs Qonto

Qonto
Accounting
French neobank and finance management platform for freelancers, SMEs and businesses
- From
- €9/month
- Rated
- -
The short version
- Each has a real cost: Erply priced per store per month rather than a flat company rate, starting at $49/store for the Giftshop & Grocery Chain plan with only 1 user account and 1 POS terminal included; Qonto pricing in EUR only, not USD
Where they differ
Only the attributes on which Erply and Qonto actually diverge.
Identical on both: pricing model (subscription), free tier (No), platforms (Web), user rating (Not yet rated).
What people use each for
The jobs each tool is most often brought in to do.
Erply
- Managing inventory across multiple retail locations in real-timenot Qonto
- Synchronizing online store orders with physical point-of-salenot Qonto
- Processing customer payments integrated with loyalty programsnot Qonto
- Generating multi-location sales and inventory reportsnot Qonto
Qonto
- Business bankingnot Erply
- Team paymentsnot Erply
- Cash flow managementnot Erply
- Multi-currency transfersnot Erply
- Freelancer paymentsnot Erply
Where each one falls short
Documented limitations, not opinions. Every one is a constraint you would hit in normal use.
Erply
- Priced per store per month rather than a flat company rate, starting at $49/store for the Giftshop & Grocery Chain plan with only 1 user account and 1 POS terminal included
- Multichannel Chains plan is limited to 2 user accounts at $179/store per month
- POS for NetSuite starts at $1,800 per month and Franchise & Chain starts at $3,500 per month, both quote-adjusted from there
- Cancellation requires a written request 30 days prior to the end of the billing cycle
Qonto
- Pricing in EUR only, not USD
- Basic tier limited to 30 transfers per month
- Add-ons for invoice automation and project tracking cost EUR 12-39/month extra
- Business tier minimum commitment for small team accounts
- Business plan minimum pricing EUR 49/month vs self-employed EUR 9/month
Pricing, plan by plan
Erply
$59/month- Giftshop & Grocery Chain$59/month
- 1 user account
- 1 point of sale terminal
- For net sales turnover up to $25,000 per month
- Multichannel Chains$199/month
- 2 user accounts
- 1 warehouse license
- POS for NetSuite$1800/month
- 2 user accounts
- Inventory licensing
- Franchise & Chain$3500/month
- For 50+ store retail chains or franchises
- Franchise HQ Module
- Chain HQ Module
Qonto
€9/month- Basic (Self-Employed)$9/month
- 30 transfers
- 1 physical + 2 virtual cards
- Account remuneration 5% for 2 months
- Smart (Self-Employed)$19/month
- 100 transfers
- 2 physical + 50 virtual cards
- Account remuneration
- Premium (Self-Employed)$39/month
- 200 transfers
- 2 physical + 50 virtual + 50 Instant cards
- Essential (Business)$49/month
- 250 transfers
- 5 physical + 50 virtual cards
- Multiple sub-accounts
Which should you pick?
Choose Erply if
Nothing in the data separates Erply from Qonto on the points above - pick on price and on how each one feels to use.
Choose Qonto if
Nothing in the data separates Qonto from Erply on the points above - pick on price and on how each one feels to use.
Questions people ask
- Is Erply or Qonto better?
- Neither clearly leads. Erply starts at $59/month and Qonto at €9/month, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
- Which is cheaper, Erply or Qonto?
- Erply starts at $59/month and Qonto at €9/month.
- Does Erply or Qonto run on more platforms?
- Both run on Web, so platform support will not decide this one for you.
- What is Erply best used for?
- Erply is most often used for managing inventory across multiple retail locations in real-time, synchronizing online store orders with physical point-of-sale, processing customer payments integrated with loyalty programs, generating multi-location sales and inventory reports. Of those, managing inventory across multiple retail locations in real-time and synchronizing online store orders with physical point-of-sale are not what Qonto is typically brought in for.
Answered from the vendors’ own pages
Erply: What payment options does Erply offer?
Erply offers both monthly and annual billing contracts. Payment is due in advance at the start of each billing cycle. Annual contracts receive discounts compared to monthly rates. Changes to payment take effect within 48 hours.
SourceQonto: How much does Qonto cost?
Qonto's self-employed plans range from EUR 9/month (Basic) to EUR 39/month (Premium). Business plans range from EUR 49/month (Essential) to EUR 199/month (Enterprise).
SourceErply: Is there a free trial for Erply?
Erply offers free account creation with no credit card required to explore the platform. Users can create an account and test the service before committing to a paid plan.
SourceQonto: What is included in Qonto's Basic plan?
The Basic plan costs EUR 9/month and includes 30 monthly transfers, 1 physical card and 2 virtual cards, plus account remuneration at 5% for the first 2 months.
SourceErply: Can I cancel my Erply subscription?
Erply subscriptions can be cancelled, but require a written request submitted at least 30 days prior to the desired cancellation date.
SourceQonto: What is the difference between self-employed and business plans?
Self-employed plans (Basic to Premium) are for individuals and cost EUR 9-39/month. Business plans (Essential to Enterprise) offer more transfers and cards for teams, ranging from EUR 49-199/month.
SourceRelated pages
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- Qonto vs BigCommerce
- Qonto vs Square
- Qonto vs Magento
- Qonto vs Shopkeep
- Qonto vs FullStory
- Qonto vs Hotjar
- Qonto vs Mailchimp
- Qonto vs Contentful
- Qonto vs Heartland Retail
- Qonto vs Stripe
- Qonto vs Algolia
- Qonto vs Braze
- Qonto vs Square for Retail
- Qonto vs Squarespace Commerce
- Qonto vs AliExpress
- Qonto vs CJ Dropshipping
- Qonto vs commercetools
- Qonto vs FastSpring
- Qonto vs QuickBooks
- Qonto vs Ramp
- Qonto vs Airbase
- Qonto vs Melio
- Qonto vs Wise Business
- Qonto vs Orb
- Qonto vs Invoice2go
- Qonto vs Invoicely
- Qonto vs Invoicera
- Qonto vs Lago
- Qonto vs Metronome
- Qonto vs Microsoft Excel
- Qonto vs Paddle
- Qonto vs RazorpayX
- Qonto vs Stigg
- Qonto vs ADP
- Qonto vs Avalara
- Qonto vs Brex

