Software · head to head
Microsoft Excel vs Qonto
Microsoft Excel
Software
Spreadsheet software for data analysis and visualization
- From
- $6.99/month
- Rated
- -
Qonto
Software
French neobank and finance management platform for freelancers, SMEs and businesses
- From
- On request
- Rated
- -
The short version
- Each has a real cost: Microsoft Excel standalone free web version caps storage at 5 GB, and desktop apps require a Microsoft 365 Personal subscription starting at 9.99 USD per month; Qonto basic self-employed plan is capped at 30 transfers per month and 1 physical plus 2 virtual cards for EUR 9/month
Where they differ
Only the attributes on which Microsoft Excel and Qonto actually diverge.
| Attribute | Microsoft Excel | Qonto |
|---|---|---|
| Starting price | $6.99/month | On request |
| Platforms | Windows, Macos, Web, Ios, Android | Web |
| Founded | 1975 | Unknown |
Identical on both: pricing model (subscription), free tier (No), user rating (Not yet rated), category (Unknown).
What each one covers
Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.
Only in Microsoft Excel
- Advanced formulas
- Pivot tables
- Data visualization
- Charts and graphs
- Conditional formatting
- Data analysis tools
- Macro automation
- Collaboration features
Only in Qonto
Nothing recorded that Microsoft Excel does not also cover.
What people use each for
The jobs each tool is most often brought in to do.
Microsoft Excel
- Financial modelingnot Qonto
- Data analysisnot Qonto
- Budget planningnot Qonto
- Reportingnot Qonto
- Business intelligencenot Qonto
- Statistical analysisnot Qonto
Qonto
No use cases recorded yet. See the Qonto review.
Where each one falls short
Documented limitations, not opinions. Every one is a constraint you would hit in normal use.
Microsoft Excel
- Standalone free web version caps storage at 5 GB, and desktop apps require a Microsoft 365 Personal subscription starting at 9.99 USD per month
Qonto
- Basic self-employed plan is capped at 30 transfers per month and 1 physical plus 2 virtual cards for EUR 9/month
- Even the top Enterprise plan at EUR 199/month caps transfers at 10,000 per month and sub-accounts at 99, so very high-volume businesses hit limits without a custom contract
Pricing, plan by plan
Microsoft Excel
$6.99/month- Excel$6.99/month
- Excel desktop app
- Excel web app
- 5GB OneDrive storage
- Microsoft 365 Personal$6.99/month
- Excel + full Office suite
- 1TB OneDrive storage
- Premium templates
- Microsoft 365 Family$9.99/month
- Up to 6 users
- 6TB total OneDrive storage
- Premium features
Qonto
On requestNo published plan breakdown. See the Qonto review.
Which should you pick?
Choose Microsoft Excel if
- You need advanced formulas.
- You work on Windows, Macos, Web, Ios, Android.
- You also want pivot tables.
Choose Qonto if
Nothing in the data separates Qonto from Microsoft Excel on the points above - pick on price and on how each one feels to use.
Questions people ask
- Is Microsoft Excel or Qonto better?
- Neither clearly leads. Microsoft Excel starts at $6.99/month and Qonto at On request, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
- Which is cheaper, Microsoft Excel or Qonto?
- Microsoft Excel starts at $6.99/month and Qonto at On request.
- Does Microsoft Excel or Qonto run on more platforms?
- Microsoft Excel runs on Windows, Macos, Web, Ios, Android. Qonto runs on Web.
- What is Microsoft Excel best used for?
- Microsoft Excel is most often used for financial modeling, data analysis, budget planning, reporting. Of those, financial modeling and data analysis are not what Qonto is typically brought in for.
- What can Microsoft Excel do that Qonto cannot?
- Microsoft Excel covers Advanced formulas, Pivot tables, Data visualization, Charts and graphs.