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Personal Finance · head to head

Mint vs Splitwise

Mint logo

Mint

Personal Finance

All your money in one app

From
Free
Rated
-
Full reviewWebsite
Splitwise logo

Splitwise

Personal Finance

Split expenses easily with friends

From
Free
Rated
-
Full reviewWebsite

The short version

  • Each has a real cost: Mint service transitioned to Credit Karma platform; standalone Mint features migrated elsewhere; Splitwise the free tier limits how many expenses can be added in a day and shows adverts
  • They diverge on capability: Mint covers Budgets, Splitwise covers Bill splitting.
  • Prices and features above were last checked on 30 August 2026.

Where they differ

Only the attributes on which Mint and Splitwise actually diverge.

Attributes where Mint and Splitwise differ
AttributeMintSplitwise
Pricing modelfreefreemium
Founded20062011

Identical on both: starting price (Free), free tier (Yes), platforms (Web, iOS, Android), user rating (Not yet rated), category (Personal Finance).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Mint

  • Budgets
  • Bill tracking
  • Credit score monitoring
  • Financial insights
  • Bank connections
  • Bank-level encryption
  • Verisign secured
  • Ios support

Only in Splitwise

  • Bill splitting
  • Group management
  • Settlement tracking
  • Venmo
  • PayPal
  • IOS support

Both cover

  • Expense tracking
  • Web support
  • Android support

What people use each for

The jobs each tool is most often brought in to do.

Mint

  • Legacy free budget tracking for users with supported bank connectionsnot Splitwise
  • Users transitioning to Credit Karma for continued money management featuresnot Splitwise

Splitwise

  • Splitting shared household bills between flatmatesnot Mint
  • Tracking who owes what on a group tripnot Mint
  • Settling up across currencies on the Pro plannot Mint
  • Recording IOUs between friends over timenot Mint

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Mint

  • Service transitioned to Credit Karma platform; standalone Mint features migrated elsewhere
  • Bank connections supported for only 17,000 financial institutions; many regional or international banks not supported

Splitwise

  • The free tier limits how many expenses can be added in a day and shows adverts
  • Transaction import works in the United States only
  • Currency conversion, receipt scanning, charts and expense search are all Pro features
  • The Pro price is not shown on the product page

Pricing, plan by plan

Mint

Free

No published plan breakdown. See the Mint review.

Splitwise

Free
  • FreeFree
    • Bill splitting
    • Group tracking
    • Mobile app
  • Splitwise Pro$4.99/month
    • Receipt scanning
    • Advanced analytics
    • No ads

Which should you pick?

Choose Mint if

  • You need budgets.
  • You want to start without paying.
  • You work on Web, iOS, Android.
  • You also want bill tracking.
Mint review

Choose Splitwise if

  • You need bill splitting.
  • You want to start without paying.
  • You work on Web, IOS, Android.
  • You also want group management.
Splitwise review

Questions people ask

Is Mint or Splitwise better?
Neither clearly leads. Mint starts at Free and Splitwise at Free, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Mint or Splitwise?
Mint starts at Free and Splitwise at Free.
Does Mint or Splitwise run on more platforms?
Mint runs on Web, iOS, Android. Splitwise runs on Web, IOS, Android.
Can I use Mint for free?
Both have a free tier, so you can try either at no cost before committing.
What is Mint best used for?
Mint is most often used for legacy free budget tracking for users with supported bank connections, users transitioning to credit karma for continued money management features. Of those, legacy free budget tracking for users with supported bank connections and users transitioning to credit karma for continued money management features are not what Splitwise is typically brought in for.
What can Mint do that Splitwise cannot?
Mint covers Budgets, Bill tracking, Credit score monitoring, Financial insights. Splitwise covers Bill splitting, Group management, Settlement tracking, Venmo. Both handle Expense tracking, Web support, Android support.

Answered from the vendors’ own pages

Mint: Is Mint still actively sold?

Mint has been reimagined on Credit Karma. The Mint website now directs users to check out the new platform on Credit Karma's net worth signup page rather than maintaining a standalone product.

Source
Splitwise: Is there a free version of Splitwise?

Yes, Splitwise offers a free version available for iPhone, Android, and web with core features including adding groups and friends, splitting expenses, recording debts, equal or unequal splits, offline mode, and cloud sync.

Source
Mint: What pricing information is available on the Mint homepage?

The Mint page does not disclose pricing details. For current pricing information, users should visit Credit Karma's website or contact support directly.

Source
Splitwise: What is Splitwise PRO and how much does it cost?

Splitwise PRO is an upgrade offering receipt scanning, charts and graphs, currency conversion, and additional features. The specific price is not published on the main website; users must visit the subscription page or access the app to view pricing details.

Source
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