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Personal Finance · head to head

Banktivity vs Mint

Banktivity logo

Banktivity

Personal Finance

Personal finance for Mac and iOS

From
On request
Rated
-
Full reviewWebsite
Mint logo

Mint

Personal Finance

All your money in one app

From
Free
Rated
-
Full reviewWebsite

The short version

  • Only Mint has a free tier, so it costs nothing to try first.
  • Each has a real cost: Banktivity runs on macOS, iPhone and iPad only, with no Windows, Android or web version; Mint service transitioned to Credit Karma platform; standalone Mint features migrated elsewhere
  • They diverge on capability: Banktivity covers Account tracking, Mint covers Expense tracking.

Where they differ

Only the attributes on which Banktivity and Mint actually diverge.

Attributes where Banktivity and Mint differ
AttributeBanktivityMint
Starting priceOn requestFree
Pricing modelsubscriptionfree
Free tierNoYes
PlatformsMac, IOSWeb, iOS, Android
Founded20072006

Identical on both: user rating (Not yet rated), category (Personal Finance).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Banktivity

  • Account tracking
  • Bill management
  • Investment tracking
  • Budget forecasting
  • Bank accounts
  • Investment accounts
  • Mac support
  • IOS support

Only in Mint

  • Expense tracking
  • Budgets
  • Bill tracking
  • Credit score monitoring
  • Financial insights
  • Bank connections
  • Bank-level encryption
  • Verisign secured

What people use each for

The jobs each tool is most often brought in to do.

Banktivity

  • Personal budgeting and money management on a Macnot Mint
  • Investment and net worth trackingnot Mint
  • Retirement planning projectionsnot Mint
  • Connecting to over 14,000 financial institutionsnot Mint

Mint

  • Legacy free budget tracking for users with supported bank connectionsnot Banktivity
  • Users transitioning to Credit Karma for continued money management featuresnot Banktivity

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Banktivity

  • Runs on macOS, iPhone and iPad only, with no Windows, Android or web version
  • Pricing is not shown on the product page and sits behind a separate plans page

Mint

  • Service transitioned to Credit Karma platform; standalone Mint features migrated elsewhere
  • Bank connections supported for only 17,000 financial institutions; many regional or international banks not supported

Pricing, plan by plan

Banktivity

On request
  • Monthly$4.99/month
    • Full feature access
    • Cloud sync
  • Annual$39.99/month
    • All monthly features
    • Discounted rate

Mint

Free

No published plan breakdown. See the Mint review.

Which should you pick?

Choose Banktivity if

  • You need account tracking.
  • You work on Mac, IOS.
  • You also want bill management.
Banktivity review

Choose Mint if

  • You need expense tracking.
  • You want to start without paying.
  • You work on Web, iOS, Android.
  • You also want budgets.
Mint review

Questions people ask

Is Banktivity or Mint better?
Neither clearly leads. Banktivity starts at On request and Mint at Free, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Banktivity or Mint?
Mint has a free tier; the other does not. Paid plans start at On request for Banktivity and Free for Mint.
Does Banktivity or Mint run on more platforms?
Banktivity runs on Mac, IOS. Mint runs on Web, iOS, Android.
Can I use Mint for free?
Yes. Mint has a free tier, so you can try it without paying. Banktivity starts at On request.
What is Banktivity best used for?
Banktivity is most often used for personal budgeting and money management on a mac, investment and net worth tracking, retirement planning projections, connecting to over 14,000 financial institutions. Of those, personal budgeting and money management on a mac and investment and net worth tracking are not what Mint is typically brought in for.
What can Banktivity do that Mint cannot?
Banktivity covers Account tracking, Bill management, Investment tracking, Budget forecasting. Mint covers Expense tracking, Budgets, Bill tracking, Credit score monitoring.
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