Personal Finance · head to head
Banktivity vs Mint
The short version
- Only Mint has a free tier, so it costs nothing to try first.
- Each has a real cost: Banktivity runs on macOS, iPhone and iPad only, with no Windows, Android or web version; Mint service transitioned to Credit Karma platform; standalone Mint features migrated elsewhere
- They diverge on capability: Banktivity covers Account tracking, Mint covers Expense tracking.
- Prices and features above were last checked on 30 August 2026.
Where they differ
Only the attributes on which Banktivity and Mint actually diverge.
| Attribute | Banktivity | Mint |
|---|---|---|
| Starting price | On request | Free |
| Pricing model | subscription | free |
| Free tier | No | Yes |
| Platforms | Mac, IOS | Web, iOS, Android |
| Founded | 2007 | 2006 |
Identical on both: user rating (Not yet rated), category (Personal Finance).
What each one covers
Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.
Only in Banktivity
- Account tracking
- Bill management
- Investment tracking
- Budget forecasting
- Bank accounts
- Investment accounts
- Mac support
- IOS support
Only in Mint
- Expense tracking
- Budgets
- Bill tracking
- Credit score monitoring
- Financial insights
- Bank connections
- Bank-level encryption
- Verisign secured
What people use each for
The jobs each tool is most often brought in to do.
Banktivity
- Personal budgeting and money management on a Macnot Mint
- Investment and net worth trackingnot Mint
- Retirement planning projectionsnot Mint
- Connecting to over 14,000 financial institutionsnot Mint
Mint
- Legacy free budget tracking for users with supported bank connectionsnot Banktivity
- Users transitioning to Credit Karma for continued money management featuresnot Banktivity
Where each one falls short
Documented limitations, not opinions. Every one is a constraint you would hit in normal use.
Banktivity
- Runs on macOS, iPhone and iPad only, with no Windows, Android or web version
- Pricing is not shown on the product page and sits behind a separate plans page
Mint
- Service transitioned to Credit Karma platform; standalone Mint features migrated elsewhere
- Bank connections supported for only 17,000 financial institutions; many regional or international banks not supported
Pricing, plan by plan
Banktivity
On request- Monthly$4.99/month
- Full feature access
- Cloud sync
- Annual$39.99/month
- All monthly features
- Discounted rate
Mint
FreeNo published plan breakdown. See the Mint review.
Which should you pick?
Choose Banktivity if
- You need account tracking.
- You work on Mac, IOS.
- You also want bill management.
Choose Mint if
- You need expense tracking.
- You want to start without paying.
- You work on Web, iOS, Android.
- You also want budgets.
Questions people ask
- Is Banktivity or Mint better?
- Neither clearly leads. Banktivity starts at On request and Mint at Free, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
- Which is cheaper, Banktivity or Mint?
- Mint has a free tier; the other does not. Paid plans start at On request for Banktivity and Free for Mint.
- Does Banktivity or Mint run on more platforms?
- Banktivity runs on Mac, IOS. Mint runs on Web, iOS, Android.
- Can I use Mint for free?
- Yes. Mint has a free tier, so you can try it without paying. Banktivity starts at On request.
- What is Banktivity best used for?
- Banktivity is most often used for personal budgeting and money management on a mac, investment and net worth tracking, retirement planning projections, connecting to over 14,000 financial institutions. Of those, personal budgeting and money management on a mac and investment and net worth tracking are not what Mint is typically brought in for.
- What can Banktivity do that Mint cannot?
- Banktivity covers Account tracking, Bill management, Investment tracking, Budget forecasting. Mint covers Expense tracking, Budgets, Bill tracking, Credit score monitoring.
Answered from the vendors’ own pages
Banktivity: Does Banktivity offer a free trial?
Yes. Banktivity offers a 30-day free trial at any subscription level with no credit card required. This allows you to test the platform before committing.
SourceMint: Is Mint still actively sold?
Mint has been reimagined on Credit Karma. The Mint website now directs users to check out the new platform on Credit Karma's net worth signup page rather than maintaining a standalone product.
SourceBanktivity: What devices does Banktivity support?
Banktivity is available on Mac, iPhone, and iPad with cross-device sync. Data is encrypted end-to-end across all devices.
SourceMint: What pricing information is available on the Mint homepage?
The Mint page does not disclose pricing details. For current pricing information, users should visit Credit Karma's website or contact support directly.
SourceBanktivity: How many banks does Banktivity connect to?
Banktivity connects to 14,000+ banks, allowing direct connections to most major financial institutions.
SourceBanktivity: What financial planning tools does Banktivity include?
Banktivity includes budgeting, financial reporting, investment portfolio tracking, retirement planning tools, and net worth tracking across all your accounts.
SourceRelated pages
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