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Copilot Money vs Mint

Copilot Money logo

Copilot Money

Software

AI-powered personal finance assistant

From
Free
Rated
-
Full reviewWebsite
Mint logo

Mint

Software

All your money in one app

From
Free
Rated
-
Full reviewWebsite

The short version

  • Each has a real cost: Copilot Money apple only: web, iPhone, iPad and Mac, with no Android app; Mint service transitioned to Credit Karma platform; standalone Mint features migrated elsewhere
  • They diverge on capability: Copilot Money covers AI-powered insights, Mint covers Expense tracking.

Where they differ

Only the attributes on which Copilot Money and Mint actually diverge.

Attributes where Copilot Money and Mint differ
AttributeCopilot MoneyMint
Pricing modelfreemiumfree
Founded20202006

Identical on both: starting price (Free), free tier (Yes), platforms (Web, IOS, Android), user rating (Not yet rated), category (Unknown).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Copilot Money

  • AI-powered insights
  • Spending analysis
  • Budget optimization
  • Financial planning
  • Bank accounts
  • Credit cards
  • IOS support

Only in Mint

  • Expense tracking
  • Budgets
  • Bill tracking
  • Credit score monitoring
  • Financial insights
  • Bank connections
  • Bank-level encryption
  • Verisign secured

Both cover

  • Web support
  • Android support

What people use each for

The jobs each tool is most often brought in to do.

Copilot Money

  • Tracking spending across connected accountsnot Mint
  • Budgeting by category with automatic transaction taggingnot Mint
  • Investment and net worth trackingnot Mint
  • Reviewing recurring subscriptionsnot Mint

Mint

  • Legacy free budget tracking for users with supported bank connectionsnot Copilot Money
  • Users transitioning to Credit Karma for continued money management featuresnot Copilot Money

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Copilot Money

  • Apple only: web, iPhone, iPad and Mac, with no Android app
  • No free tier; $95 a year billed annually, which works out at $7.92 a month
  • The trial only starts once accounts are connected

Mint

  • Service transitioned to Credit Karma platform; standalone Mint features migrated elsewhere
  • Bank connections supported for only 17,000 financial institutions; many regional or international banks not supported

Pricing, plan by plan

Copilot Money

Free
  • FreeFree
    • Basic budgeting
    • Spending tracking
  • Premium$12.99/month
    • AI insights
    • Advanced analytics
    • Financial planning

Mint

Free

No published plan breakdown. See the Mint review.

Which should you pick?

Choose Copilot Money if

  • You need ai-powered insights.
  • You want to start without paying.
  • You work on Web, IOS, Android.
  • You also want spending analysis.
Copilot Money review

Choose Mint if

  • You need expense tracking.
  • You want to start without paying.
  • You work on Web, iOS, Android.
  • You also want budgets.
Mint review

Questions people ask

Is Copilot Money or Mint better?
Neither clearly leads. Copilot Money starts at Free and Mint at Free, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Copilot Money or Mint?
Copilot Money starts at Free and Mint at Free.
Does Copilot Money or Mint run on more platforms?
Copilot Money runs on Web, IOS, Android. Mint runs on Web, iOS, Android.
Can I use Copilot Money for free?
Both have a free tier, so you can try either at no cost before committing.
What is Copilot Money best used for?
Copilot Money is most often used for tracking spending across connected accounts, budgeting by category with automatic transaction tagging, investment and net worth tracking, reviewing recurring subscriptions. Of those, tracking spending across connected accounts and budgeting by category with automatic transaction tagging are not what Mint is typically brought in for.
What can Copilot Money do that Mint cannot?
Copilot Money covers AI-powered insights, Spending analysis, Budget optimization, Financial planning. Mint covers Expense tracking, Budgets, Bill tracking, Credit score monitoring. Both handle Web support, Android support.
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