Personal Finance · head to head
Goodbudget vs Mint
The short version
- Each has a real cost: Goodbudget free plan is capped at 10 regular envelopes, 10 more envelopes, 1 account, 2 devices and 1 year of history; Mint service transitioned to Credit Karma platform; standalone Mint features migrated elsewhere
- They diverge on capability: Goodbudget covers Envelope budgeting, Mint covers Budgets.
Where they differ
Only the attributes on which Goodbudget and Mint actually diverge.
| Attribute | Goodbudget | Mint |
|---|---|---|
| Pricing model | freemium | free |
| Founded | 2012 | 2006 |
Identical on both: starting price (Free), free tier (Yes), platforms (Web, IOS, Android), user rating (Not yet rated), category (Personal Finance).
What each one covers
Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.
Only in Goodbudget
- Envelope budgeting
- Shared budgets
- Receipt scanning
- Bank accounts
- IOS support
Only in Mint
- Budgets
- Bill tracking
- Credit score monitoring
- Financial insights
- Bank connections
- Bank-level encryption
- Verisign secured
- Ios support
Both cover
- Expense tracking
- Web support
- Android support
What people use each for
The jobs each tool is most often brought in to do.
Goodbudget
- Envelope method budgetingnot Mint
- Sharing a household budget across a couple's devicesnot Mint
- Tracking debt payoff alongside envelopesnot Mint
Mint
- Legacy free budget tracking for users with supported bank connectionsnot Goodbudget
- Users transitioning to Credit Karma for continued money management featuresnot Goodbudget
Where each one falls short
Documented limitations, not opinions. Every one is a constraint you would hit in normal use.
Goodbudget
- Free plan is capped at 10 regular envelopes, 10 more envelopes, 1 account, 2 devices and 1 year of history
- Automatic bank sync is Premium only and works with US banks only
- Premium is limited to 5 devices and 7 years of history
- Free plan gets community support only; email support requires Premium
- Premium costs $10 per month or $80 per year
Mint
- Service transitioned to Credit Karma platform; standalone Mint features migrated elsewhere
- Bank connections supported for only 17,000 financial institutions; many regional or international banks not supported
Pricing, plan by plan
Goodbudget
Free- FreeFree
- 10 envelopes
- Basic tracking
- Plus$5.99/month
- Unlimited envelopes
- Advanced reports
- Receipt capture
Mint
FreeNo published plan breakdown. See the Mint review.
Which should you pick?
Choose Goodbudget if
- You need envelope budgeting.
- You want to start without paying.
- You work on Web, IOS, Android.
- You also want shared budgets.
Choose Mint if
- You need budgets.
- You want to start without paying.
- You work on Web, iOS, Android.
- You also want bill tracking.
Questions people ask
- Is Goodbudget or Mint better?
- Neither clearly leads. Goodbudget starts at Free and Mint at Free, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
- Which is cheaper, Goodbudget or Mint?
- Goodbudget starts at Free and Mint at Free.
- Does Goodbudget or Mint run on more platforms?
- Goodbudget runs on Web, IOS, Android. Mint runs on Web, iOS, Android.
- Can I use Goodbudget for free?
- Both have a free tier, so you can try either at no cost before committing.
- What is Goodbudget best used for?
- Goodbudget is most often used for envelope method budgeting, sharing a household budget across a couple's devices, tracking debt payoff alongside envelopes. Of those, envelope method budgeting and sharing a household budget across a couple's devices are not what Mint is typically brought in for.
- What can Goodbudget do that Mint cannot?
- Goodbudget covers Envelope budgeting, Shared budgets, Receipt scanning, Bank accounts. Mint covers Budgets, Bill tracking, Credit score monitoring, Financial insights. Both handle Expense tracking, Web support, Android support.