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Mint vs Wallet

Mint logo

Mint

Software

All your money in one app

From
Free
Rated
-
Full reviewWebsite
W

Wallet

Software

Smart expense tracking and budgeting

From
Free
Rated
-
Full reviewWebsite

The short version

  • They diverge on capability: Mint covers Budgets, Wallet covers Budget management.

Where they differ

Only the attributes on which Mint and Wallet actually diverge.

Attributes where Mint and Wallet differ
AttributeMintWallet
Pricing modelfreefreemium
Founded20062010

Identical on both: starting price (Free), free tier (Yes), platforms (Web, iOS, Android), user rating (Not yet rated), category (Unknown).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Mint

  • Budgets
  • Bill tracking
  • Credit score monitoring
  • Financial insights
  • Bank connections
  • Bank-level encryption
  • Verisign secured
  • Ios support

Only in Wallet

  • Budget management
  • Receipt scanning
  • Financial analytics
  • Bank accounts
  • IOS support

Both cover

  • Expense tracking
  • Web support
  • Android support

What people use each for

The jobs each tool is most often brought in to do.

Mint

  • Legacy free budget tracking for users with supported bank connectionsnot Wallet
  • Users transitioning to Credit Karma for continued money management featuresnot Wallet

Wallet

  • Budget Managementnot Mint
  • Expense Trackingnot Mint
  • Investment Trackingnot Mint

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Mint

  • Service transitioned to Credit Karma platform; standalone Mint features migrated elsewhere
  • Bank connections supported for only 17,000 financial institutions; many regional or international banks not supported

Wallet

Nothing recorded yet. See the Wallet review.

Pricing, plan by plan

Mint

Free

No published plan breakdown. See the Mint review.

Wallet

Free
  • FreeFree
    • Expense tracking
    • Basic budgets
  • Premium$4.99/month
    • Advanced analytics
    • Custom categories
    • Receipt scanning

Which should you pick?

Choose Mint if

  • You need budgets.
  • You want to start without paying.
  • You work on Web, iOS, Android.
  • You also want bill tracking.
Mint review

Choose Wallet if

  • You need budget management.
  • You want to start without paying.
  • You work on Web, IOS, Android.
  • You also want receipt scanning.
Wallet review

Questions people ask

Is Mint or Wallet better?
Neither clearly leads. Mint starts at Free and Wallet at Free, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Mint or Wallet?
Mint starts at Free and Wallet at Free.
Does Mint or Wallet run on more platforms?
Mint runs on Web, iOS, Android. Wallet runs on Web, IOS, Android.
Can I use Mint for free?
Both have a free tier, so you can try either at no cost before committing.
What is Mint best used for?
Mint is most often used for legacy free budget tracking for users with supported bank connections, users transitioning to credit karma for continued money management features. Of those, legacy free budget tracking for users with supported bank connections and users transitioning to credit karma for continued money management features are not what Wallet is typically brought in for.
What can Mint do that Wallet cannot?
Mint covers Budgets, Bill tracking, Credit score monitoring, Financial insights. Wallet covers Budget management, Receipt scanning, Financial analytics, Bank accounts. Both handle Expense tracking, Web support, Android support.
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