Software · head to head
Spendee vs Splitwise
The short version
- Each has a real cost: Spendee the free Basic plan allows one cash wallet and one budget; Splitwise the free tier limits how many expenses can be added in a day and shows adverts
- They diverge on capability: Spendee covers Budget management, Splitwise covers Bill splitting.
Where they differ
Only the attributes on which Spendee and Splitwise actually diverge.
Identical on both: starting price (Free), pricing model (freemium), free tier (Yes), platforms (Web, IOS, Android), user rating (Not yet rated), category (Unknown).
What each one covers
Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.
Only in Spendee
- Budget management
- Shared wallets
- Financial analytics
- Bank accounts
Only in Splitwise
- Bill splitting
- Group management
- Settlement tracking
- Venmo
- PayPal
Both cover
- Expense tracking
- Web support
- IOS support
- Android support
What people use each for
The jobs each tool is most often brought in to do.
Spendee
- Tracking personal spending across cash and bank accountsnot Splitwise
- Sharing a budget or wallet with a partner or householdnot Splitwise
Splitwise
- Splitting shared household bills between flatmatesnot Spendee
- Tracking who owes what on a group tripnot Spendee
- Settling up across currencies on the Pro plannot Spendee
- Recording IOUs between friends over timenot Spendee
Where each one falls short
Documented limitations, not opinions. Every one is a constraint you would hit in normal use.
Spendee
- The free Basic plan allows one cash wallet and one budget
- Shared wallets are excluded from the free plan
- Premium at $5.99 a month is triple the $1.99 Plus plan, and the pricing page does not quantify what separates them beyond shared wallets
- Bank sync depends on a supported bank list rather than being universal
Splitwise
- The free tier limits how many expenses can be added in a day and shows adverts
- Transaction import works in the United States only
- Currency conversion, receipt scanning, charts and expense search are all Pro features
- The Pro price is not shown on the product page
Pricing, plan by plan
Spendee
Free- FreeFree
- Expense tracking
- Budget creation
- 3 wallets
- Premium$6.99/month
- Unlimited wallets
- Advanced analytics
- Investment tracking
Splitwise
Free- FreeFree
- Bill splitting
- Group tracking
- Mobile app
- Splitwise Pro$4.99/month
- Receipt scanning
- Advanced analytics
- No ads
Which should you pick?
Choose Spendee if
- You need budget management.
- You want to start without paying.
- You work on Web, IOS, Android.
- You also want shared wallets.
Choose Splitwise if
- You need bill splitting.
- You want to start without paying.
- You work on Web, IOS, Android.
- You also want group management.
Questions people ask
- Is Spendee or Splitwise better?
- Neither clearly leads. Spendee starts at Free and Splitwise at Free, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
- Which is cheaper, Spendee or Splitwise?
- Spendee starts at Free and Splitwise at Free.
- Does Spendee or Splitwise run on more platforms?
- Both run on Web, IOS, Android, so platform support will not decide this one for you.
- Can I use Spendee for free?
- Both have a free tier, so you can try either at no cost before committing.
- What is Spendee best used for?
- Spendee is most often used for tracking personal spending across cash and bank accounts, sharing a budget or wallet with a partner or household. Of those, tracking personal spending across cash and bank accounts and sharing a budget or wallet with a partner or household are not what Splitwise is typically brought in for.
- What can Spendee do that Splitwise cannot?
- Spendee covers Budget management, Shared wallets, Financial analytics, Bank accounts. Splitwise covers Bill splitting, Group management, Settlement tracking, Venmo. Both handle Expense tracking, Web support, IOS support, Android support.