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Personal Finance · head to head

Spendee vs Splitwise

Spendee logo

Spendee

Personal Finance

Budget and money management made easy

From
Free
Rated
-
Full reviewWebsite
Splitwise logo

Splitwise

Personal Finance

Split expenses easily with friends

From
Free
Rated
-
Full reviewWebsite

The short version

  • Each has a real cost: Spendee the free Basic plan allows one cash wallet and one budget; Splitwise the free tier limits how many expenses can be added in a day and shows adverts
  • They diverge on capability: Spendee covers Budget management, Splitwise covers Bill splitting.
  • Prices and features above were last checked on 30 August 2026.

Where they differ

Only the attributes on which Spendee and Splitwise actually diverge.

Attributes where Spendee and Splitwise differ
AttributeSpendeeSplitwise
Founded20132011

Identical on both: starting price (Free), pricing model (freemium), free tier (Yes), platforms (Web, IOS, Android), user rating (Not yet rated), category (Personal Finance).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Spendee

  • Budget management
  • Shared wallets
  • Financial analytics
  • Bank accounts

Only in Splitwise

  • Bill splitting
  • Group management
  • Settlement tracking
  • Venmo
  • PayPal

Both cover

  • Expense tracking
  • Web support
  • IOS support
  • Android support

What people use each for

The jobs each tool is most often brought in to do.

Spendee

  • Tracking personal spending across cash and bank accountsnot Splitwise
  • Sharing a budget or wallet with a partner or householdnot Splitwise

Splitwise

  • Splitting shared household bills between flatmatesnot Spendee
  • Tracking who owes what on a group tripnot Spendee
  • Settling up across currencies on the Pro plannot Spendee
  • Recording IOUs between friends over timenot Spendee

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Spendee

  • The free Basic plan allows one cash wallet and one budget
  • Shared wallets are excluded from the free plan
  • Premium at $5.99 a month is triple the $1.99 Plus plan, and the pricing page does not quantify what separates them beyond shared wallets
  • Bank sync depends on a supported bank list rather than being universal

Splitwise

  • The free tier limits how many expenses can be added in a day and shows adverts
  • Transaction import works in the United States only
  • Currency conversion, receipt scanning, charts and expense search are all Pro features
  • The Pro price is not shown on the product page

Pricing, plan by plan

Spendee

Free
  • FreeFree
    • Expense tracking
    • Budget creation
    • 3 wallets
  • Premium$6.99/month
    • Unlimited wallets
    • Advanced analytics
    • Investment tracking

Splitwise

Free
  • FreeFree
    • Bill splitting
    • Group tracking
    • Mobile app
  • Splitwise Pro$4.99/month
    • Receipt scanning
    • Advanced analytics
    • No ads

Which should you pick?

Choose Spendee if

  • You need budget management.
  • You want to start without paying.
  • You work on Web, IOS, Android.
  • You also want shared wallets.
Spendee review

Choose Splitwise if

  • You need bill splitting.
  • You want to start without paying.
  • You work on Web, IOS, Android.
  • You also want group management.
Splitwise review

Questions people ask

Is Spendee or Splitwise better?
Neither clearly leads. Spendee starts at Free and Splitwise at Free, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Spendee or Splitwise?
Spendee starts at Free and Splitwise at Free.
Does Spendee or Splitwise run on more platforms?
Both run on Web, IOS, Android, so platform support will not decide this one for you.
Can I use Spendee for free?
Both have a free tier, so you can try either at no cost before committing.
What is Spendee best used for?
Spendee is most often used for tracking personal spending across cash and bank accounts, sharing a budget or wallet with a partner or household. Of those, tracking personal spending across cash and bank accounts and sharing a budget or wallet with a partner or household are not what Splitwise is typically brought in for.
What can Spendee do that Splitwise cannot?
Spendee covers Budget management, Shared wallets, Financial analytics, Bank accounts. Splitwise covers Bill splitting, Group management, Settlement tracking, Venmo. Both handle Expense tracking, Web support, IOS support, Android support.

Answered from the vendors’ own pages

Spendee: Does Spendee offer free and paid plans?

Yes. Spendee offers both Spendee Premium and Spendee Plus paid tiers. The site does not display pricing amounts on the homepage but directs users to a dedicated pricing page for costs.

Source
Splitwise: Is there a free version of Splitwise?

Yes, Splitwise offers a free version available for iPhone, Android, and web with core features including adding groups and friends, splitting expenses, recording debts, equal or unequal splits, offline mode, and cloud sync.

Source
Spendee: How much does Spendee cost?

Pricing details are not available on the homepage. Spendee maintains a dedicated pricing page where Premium and Plus subscription costs are listed.

Source
Splitwise: What is Splitwise PRO and how much does it cost?

Splitwise PRO is an upgrade offering receipt scanning, charts and graphs, currency conversion, and additional features. The specific price is not published on the main website; users must visit the subscription page or access the app to view pricing details.

Source
Spendee: Is there a free tier for Spendee?

The site mentions paid tiers but does not specify whether a free tier exists. Full details are available on the pricing page.

Source
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