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Software · head to head

Cash App vs Mint

Cash App logo

Cash App

Software

Money sent in seconds

From
Free
Rated
-
Full reviewWebsite
Mint logo

Mint

Software

All your money in one app

From
Free
Rated
-
Full reviewWebsite

The short version

  • Each has a real cost: Cash App the App Store listing states free ATM withdrawals and up to 200 dollars in free overdraft coverage on the Cash App Card are only available once a user qualifies for Green status, not to all users by default.; Mint service transitioned to Credit Karma platform; standalone Mint features migrated elsewhere
  • They diverge on capability: Cash App covers Money transfers, Mint covers Expense tracking.

Where they differ

Only the attributes on which Cash App and Mint actually diverge.

Attributes where Cash App and Mint differ
AttributeCash AppMint
PlatformsIOS, AndroidWeb, iOS, Android
Founded20132006

Identical on both: starting price (Free), pricing model (free), free tier (Yes), user rating (Not yet rated), category (Unknown).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Cash App

  • Money transfers
  • Direct deposit
  • Bitcoin trading
  • Stock investing
  • Bank accounts
  • Cash Card
  • IOS support

Only in Mint

  • Expense tracking
  • Budgets
  • Bill tracking
  • Credit score monitoring
  • Financial insights
  • Bank connections
  • Bank-level encryption
  • Verisign secured

Both cover

  • Android support

What people use each for

The jobs each tool is most often brought in to do.

Cash App

  • Budget Managementnot Mint
  • Expense Trackingnot Mint
  • Investment Trackingnot Mint

Mint

  • Legacy free budget tracking for users with supported bank connectionsnot Cash App
  • Users transitioning to Credit Karma for continued money management featuresnot Cash App

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Cash App

  • The App Store listing states free ATM withdrawals and up to 200 dollars in free overdraft coverage on the Cash App Card are only available once a user qualifies for Green status, not to all users by default.

Mint

  • Service transitioned to Credit Karma platform; standalone Mint features migrated elsewhere
  • Bank connections supported for only 17,000 financial institutions; many regional or international banks not supported

Pricing, plan by plan

Cash App

Free
  • FreeFree
    • Money transfers
    • Direct deposit
    • Mobile app
  • Cash App Investing$undefined/month
    • Stock trading
    • Bitcoin trading

Mint

Free

No published plan breakdown. See the Mint review.

Which should you pick?

Choose Cash App if

  • You need money transfers.
  • You want to start without paying.
  • You work on IOS, Android.
  • You also want direct deposit.
Cash App review

Choose Mint if

  • You need expense tracking.
  • You want to start without paying.
  • You work on Web, iOS, Android.
  • You also want budgets.
Mint review

Questions people ask

Is Cash App or Mint better?
Neither clearly leads. Cash App starts at Free and Mint at Free, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Cash App or Mint?
Cash App starts at Free and Mint at Free.
Does Cash App or Mint run on more platforms?
Cash App runs on IOS, Android. Mint runs on Web, iOS, Android.
Can I use Cash App for free?
Both have a free tier, so you can try either at no cost before committing.
What is Cash App best used for?
Cash App is most often used for budget management, expense tracking, investment tracking. Of those, budget management and expense tracking are not what Mint is typically brought in for.
What can Cash App do that Mint cannot?
Cash App covers Money transfers, Direct deposit, Bitcoin trading, Stock investing. Mint covers Expense tracking, Budgets, Bill tracking, Credit score monitoring. Both handle Android support.
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Related pages

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