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Personal Finance · head to head

Splitwise vs Wally

Splitwise logo

Splitwise

Personal Finance

Split expenses easily with friends

From
Free
Rated
-
Full reviewWebsite
Wally logo

Wally

Personal Finance

Smart expense tracking for travel and daily life

From
Free
Rated
-
Full review

The short version

  • Each has a real cost: Splitwise the free tier limits how many expenses can be added in a day and shows adverts; Wally the Internet Archive's capture of wally.me on 2 January 2019 stated the app is free ('Control your money seamlessly. And, it's free.'), and claimed rankings as the #1 finance app in 22 countries and top 10 in 52 countries at that time.
  • They diverge on capability: Splitwise covers Bill splitting, Wally covers Receipt OCR scanning.
  • Prices and features above were last checked on 30 August 2026.

Where they differ

Only the attributes on which Splitwise and Wally actually diverge.

Attributes where Splitwise and Wally differ
AttributeSplitwiseWally
PlatformsWeb, IOS, AndroidIOS, Android
Founded20112009

Identical on both: starting price (Free), pricing model (freemium), free tier (Yes), user rating (Not yet rated), category (Personal Finance).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Splitwise

  • Bill splitting
  • Group management
  • Settlement tracking
  • Venmo
  • PayPal
  • Web support

Only in Wally

  • Receipt OCR scanning
  • Receipt storage
  • Category management
  • Cloud storage

Both cover

  • Expense tracking
  • IOS support
  • Android support

What people use each for

The jobs each tool is most often brought in to do.

Splitwise

  • Splitting shared household bills between flatmatesnot Wally
  • Tracking who owes what on a group tripnot Wally
  • Settling up across currencies on the Pro plannot Wally
  • Recording IOUs between friends over timenot Wally

Wally

  • Budget Managementnot Splitwise
  • Expense Trackingnot Splitwise
  • Investment Trackingnot Splitwise

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Splitwise

  • The free tier limits how many expenses can be added in a day and shows adverts
  • Transaction import works in the United States only
  • Currency conversion, receipt scanning, charts and expense search are all Pro features
  • The Pro price is not shown on the product page

Wally

  • The Internet Archive's capture of wally.me on 2 January 2019 stated the app is free ('Control your money seamlessly. And, it's free.'), and claimed rankings as the #1 finance app in 22 countries and top 10 in 52 countries at that time.

Pricing, plan by plan

Splitwise

Free
  • FreeFree
    • Bill splitting
    • Group tracking
    • Mobile app
  • Splitwise Pro$4.99/month
    • Receipt scanning
    • Advanced analytics
    • No ads

Wally

Free
  • FreeFree
    • Receipt scanning
    • Expense tracking
    • Basic reports
  • Premium$9.99/month
    • Advanced analytics
    • Unlimited storage
    • Cloud sync

Which should you pick?

Choose Splitwise if

  • You need bill splitting.
  • You want to start without paying.
  • You work on Web, IOS, Android.
  • You also want group management.
Splitwise review

Choose Wally if

  • You need receipt ocr scanning.
  • You want to start without paying.
  • You work on IOS, Android.
  • You also want receipt storage.
Wally review

Questions people ask

Is Splitwise or Wally better?
Neither clearly leads. Splitwise starts at Free and Wally at Free, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Splitwise or Wally?
Splitwise starts at Free and Wally at Free.
Does Splitwise or Wally run on more platforms?
Splitwise runs on Web, IOS, Android. Wally runs on IOS, Android.
Can I use Splitwise for free?
Both have a free tier, so you can try either at no cost before committing.
What is Splitwise best used for?
Splitwise is most often used for splitting shared household bills between flatmates, tracking who owes what on a group trip, settling up across currencies on the pro plan, recording ious between friends over time. Of those, splitting shared household bills between flatmates and tracking who owes what on a group trip are not what Wally is typically brought in for.
What can Splitwise do that Wally cannot?
Splitwise covers Bill splitting, Group management, Settlement tracking, Venmo. Wally covers Receipt OCR scanning, Receipt storage, Category management, Cloud storage. Both handle Expense tracking, IOS support, Android support.

Answered from the vendors’ own pages

Splitwise: Is there a free version of Splitwise?

Yes, Splitwise offers a free version available for iPhone, Android, and web with core features including adding groups and friends, splitting expenses, recording debts, equal or unequal splits, offline mode, and cloud sync.

Source
Wally: Does Wally charge a subscription fee?

No, Wally is a free Chrome extension. The service compares product prices across retailers like Amazon, Walmart, Target, and Nike without requiring any payment from users.

Source
Splitwise: What is Splitwise PRO and how much does it cost?

Splitwise PRO is an upgrade offering receipt scanning, charts and graphs, currency conversion, and additional features. The specific price is not published on the main website; users must visit the subscription page or access the app to view pricing details.

Source
Wally: How does Wally make money if it is free?

The provided website content does not disclose Wally's business model or revenue source. The extension appears to be offered free to users for price comparison across retailers.

Source
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