Personal Finance · pricing
Splitwise pricing
Splitwise publishes 2 tiers. Below is each one, what it adds over the tier beneath it, and where the ladder stops being worth climbing for most people.
- Entry price
- Free
- Model
- Freemium
- Tiers
- 2
- Free tier
- Yes
Splitwise plans, side by side
Every published tier in ascending order of price, with the number of features each one lists. An absence here means the record does not itemise it, not that the tier lacks it.
| Plan | Price | Features listed | Step up from the tier below |
|---|---|---|---|
| Free | Free | 3 | Entry tier |
| Splitwise Pro | $4.99/month | 3 | +$4.99/month, 3 more features |
What each tier adds
The set difference between each tier's feature list and the one beneath it. Where a tier lists nothing new, the vendor has either stopped repeating the inherited list or the tier raises limits rather than adding capability, the record does not distinguish the two, so this page does not either.
Free
FreeThe entry tier. It covers bill splitting, group tracking, mobile app.
Splitwise Pro
$4.99/monthOver Free, this tier adds:
- Receipt scanning
- Advanced analytics
- No ads
Where Splitwise stops being free
Free, Free
- Bill splitting
- Group tracking
- Mobile app
Splitwise Pro, $4.99/month
The first thing you pay for:
- Receipt scanning
- Advanced analytics
- No ads
What the product covers
The full Splitwise feature record, grouped as the catalogue groups it. This is the product as a whole; the record does not map every feature onto a specific tier.
Core
- Bill splitting
- Expense tracking
- Group management
- Settlement tracking
Integrations
- Venmo
- PayPal
Platform
- Web support
- IOS support
- Android support
People bring Splitwise in for splitting shared household bills between flatmates, tracking who owes what on a group trip, settling up across currencies on the pro plan, recording ious between friends over time. If that is not the job you are buying for, the alternatives to Splitwise are worth a look before you commit to a tier.
How that compares in Personal Finance
Too few personal finance tools in this directory publish a starting price to quote a meaningful median, so the table below is a like-for-like list rather than a ranking.
| Tool | Entry price | Model | Rated | Head to head |
|---|---|---|---|---|
| Splitwise (this page) | Free | freemium | - | |
| Copilot Money | Free | freemium | - | vs Splitwise |
| Cash App | Free | free | - | vs Splitwise |
| Apple Pay | Free | free | - | vs Splitwise |
| Betterment | $5/month | subscription | - | vs Splitwise |
| Charles Schwab | On request | transaction | - | vs Splitwise |
| Acorns | On request | subscription | - | vs Splitwise |
Ratings are aggregated from third-party sources and imported with each catalogue entry, they are not reviews hosted on Softwr. How each figure is used is set out on the Splitwise badges page.
Before you pay for Splitwise
Three things this page cannot tell you, and all three change the bill. The record carries a price and a billing period but not the unit - per-seat and flat-rate pricing are indistinguishable in this data, so a five-person team may be looking at five times the figure above. It carries no annual rate, so any discount for paying yearly is not something this page can quote. And it carries no trial length.
What it can tell you is the shape of the ladder: 2 tiers between Free and $4.99/month, with the jump itemised above. Because there is a free tier, the cheapest way to answer the rest is to use it before paying anything.
Splitwise runs on web, ios, android, and is published by Splitwise Inc. of San Francisco, California. The full record is on the Splitwise review, and the rest of the category is under best personal finance tools.
Splitwise pricing questions
- How much does Splitwise cost?
- Splitwise publishes 2 tiers, from Free for Free up to $4.99/month for Splitwise Pro. The entry tier costs nothing.
- Does Splitwise have a free plan?
- Yes. The Free tier costs nothing and covers bill splitting, group tracking, mobile app. Paying starts at $4.99/month for Splitwise Pro.
- What is the difference between Free and Splitwise Pro on Splitwise?
- Splitwise Pro costs $4.99/month against Free, and adds receipt scanning, advanced analytics, no ads.
- Which personal finance tools can I use without paying?
- 4 of the 8 personal finance tools listed alongside Splitwise have a free tier: Copilot Money, Cash App, Apple Pay, Coinbase.
- What am I actually paying for with Splitwise?
- The record lists 9 features across 3 areas: core, integrations, platform. In practice it is brought in for splitting shared household bills between flatmates, tracking who owes what on a group trip, settling up across currencies on the pro plan.
- Does Splitwise charge per user?
- The record carries a price and a billing period for each of its 2 tiers, but not the unit that price is charged in. Per-seat and flat-rate billing look identical in this data, so check the vendor's page before budgeting for a team.
- Are these Splitwise prices current?
- They are what the catalogue entry holds, refreshed when the entry is. Vendors change pricing without notice and nobody at Softwr re-verifies each tier by hand, so treat this as a structured summary and the vendor's own pricing page as the authority.
- What should I compare Splitwise against before paying?
- The closest personal finance tools in this directory are Copilot Money, Cash App, Apple Pay, Betterment. Each has a side-by-side comparison with Splitwise covering price, platforms and features.