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Mint vs Wally

Mint logo

Mint

Software

All your money in one app

From
Free
Rated
-
Full reviewWebsite
W

Wally

Software

Smart expense tracking for travel and daily life

From
Free
Rated
-
Full review

The short version

  • Each has a real cost: Mint service transitioned to Credit Karma platform; standalone Mint features migrated elsewhere; Wally the Internet Archive's capture of wally.me on 2 January 2019 stated the app is free ('Control your money seamlessly. And, it's free.'), and claimed rankings as the #1 finance app in 22 countries and top 10 in 52 countries at that time.
  • They diverge on capability: Mint covers Budgets, Wally covers Receipt OCR scanning.

Where they differ

Only the attributes on which Mint and Wally actually diverge.

Attributes where Mint and Wally differ
AttributeMintWally
Pricing modelfreefreemium
PlatformsWeb, iOS, AndroidIOS, Android
Founded20062009

Identical on both: starting price (Free), free tier (Yes), user rating (Not yet rated), category (Unknown).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Mint

  • Budgets
  • Bill tracking
  • Credit score monitoring
  • Financial insights
  • Bank connections
  • Bank-level encryption
  • Verisign secured
  • Web support

Only in Wally

  • Receipt OCR scanning
  • Receipt storage
  • Category management
  • Cloud storage
  • IOS support

Both cover

  • Expense tracking
  • Android support

What people use each for

The jobs each tool is most often brought in to do.

Mint

  • Legacy free budget tracking for users with supported bank connectionsnot Wally
  • Users transitioning to Credit Karma for continued money management featuresnot Wally

Wally

  • Budget Managementnot Mint
  • Expense Trackingnot Mint
  • Investment Trackingnot Mint

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Mint

  • Service transitioned to Credit Karma platform; standalone Mint features migrated elsewhere
  • Bank connections supported for only 17,000 financial institutions; many regional or international banks not supported

Wally

  • The Internet Archive's capture of wally.me on 2 January 2019 stated the app is free ('Control your money seamlessly. And, it's free.'), and claimed rankings as the #1 finance app in 22 countries and top 10 in 52 countries at that time.

Pricing, plan by plan

Mint

Free

No published plan breakdown. See the Mint review.

Wally

Free
  • FreeFree
    • Receipt scanning
    • Expense tracking
    • Basic reports
  • Premium$9.99/month
    • Advanced analytics
    • Unlimited storage
    • Cloud sync

Which should you pick?

Choose Mint if

  • You need budgets.
  • You want to start without paying.
  • You work on Web, iOS, Android.
  • You also want bill tracking.
Mint review

Choose Wally if

  • You need receipt ocr scanning.
  • You want to start without paying.
  • You work on IOS, Android.
  • You also want receipt storage.
Wally review

Questions people ask

Is Mint or Wally better?
Neither clearly leads. Mint starts at Free and Wally at Free, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Mint or Wally?
Mint starts at Free and Wally at Free.
Does Mint or Wally run on more platforms?
Mint runs on Web, iOS, Android. Wally runs on IOS, Android.
Can I use Mint for free?
Both have a free tier, so you can try either at no cost before committing.
What is Mint best used for?
Mint is most often used for legacy free budget tracking for users with supported bank connections, users transitioning to credit karma for continued money management features. Of those, legacy free budget tracking for users with supported bank connections and users transitioning to credit karma for continued money management features are not what Wally is typically brought in for.
What can Mint do that Wally cannot?
Mint covers Budgets, Bill tracking, Credit score monitoring, Financial insights. Wally covers Receipt OCR scanning, Receipt storage, Category management, Cloud storage. Both handle Expense tracking, Android support.
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