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Mint vs MoneyWiz

Mint logo

Mint

Software

All your money in one app

From
Free
Rated
-
Full reviewWebsite
M

MoneyWiz

Software

Simple and powerful personal finance app

From
Free
Rated
-
Full reviewWebsite

The short version

  • Each has a real cost: Mint service transitioned to Credit Karma platform; standalone Mint features migrated elsewhere; MoneyWiz there is no free tier; every plan requires a subscription
  • They diverge on capability: Mint covers Budgets, MoneyWiz covers Budget management.

Where they differ

Only the attributes on which Mint and MoneyWiz actually diverge.

Attributes where Mint and MoneyWiz differ
AttributeMintMoneyWiz
Pricing modelfreefreemium
Founded20062011

Identical on both: starting price (Free), free tier (Yes), platforms (Web, iOS, Android), user rating (Not yet rated), category (Unknown).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Mint

  • Budgets
  • Bill tracking
  • Credit score monitoring
  • Financial insights
  • Bank connections
  • Bank-level encryption
  • Verisign secured
  • Ios support

Only in MoneyWiz

  • Budget management
  • Multi-currency support
  • Financial analytics
  • Bank accounts
  • Credit cards
  • IOS support

Both cover

  • Expense tracking
  • Web support
  • Android support

What people use each for

The jobs each tool is most often brought in to do.

Mint

  • Legacy free budget tracking for users with supported bank connectionsnot MoneyWiz
  • Users transitioning to Credit Karma for continued money management featuresnot MoneyWiz

MoneyWiz

  • Tracking personal accounts, budgets and bills across iOS, macOS, Windows and Androidnot Mint
  • Syncing one finance database across multiple devices through MoneyWiz Cloudnot Mint
  • Automatically importing transactions through bank syncnot Mint

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Mint

  • Service transitioned to Credit Karma platform; standalone Mint features migrated elsewhere
  • Bank connections supported for only 17,000 financial institutions; many regional or international banks not supported

MoneyWiz

  • There is no free tier; every plan requires a subscription
  • Bank sync with over 40,000 banks is Premium only, at 59.99 USD a year or 5.99 USD a month
  • The Standard plan at 29.99 USD a year provides only cloud sync between devices, with no bank sync
  • Subscriptions cap usage at 15 devices and two MoneyWiz Cloud accounts
  • Priority support is restricted to the Premium tier

Pricing, plan by plan

Mint

Free

No published plan breakdown. See the Mint review.

MoneyWiz

Free
  • FreeFree
    • Basic expense tracking
    • Multiple accounts
  • Premium$4.99/month
    • Advanced analytics
    • Budget forecasting
    • Custom categories

Which should you pick?

Choose Mint if

  • You need budgets.
  • You want to start without paying.
  • You work on Web, iOS, Android.
  • You also want bill tracking.
Mint review

Choose MoneyWiz if

  • You need budget management.
  • You want to start without paying.
  • You work on Web, IOS, Android.
  • You also want multi-currency support.
MoneyWiz review

Questions people ask

Is Mint or MoneyWiz better?
Neither clearly leads. Mint starts at Free and MoneyWiz at Free, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Mint or MoneyWiz?
Mint starts at Free and MoneyWiz at Free.
Does Mint or MoneyWiz run on more platforms?
Mint runs on Web, iOS, Android. MoneyWiz runs on Web, IOS, Android.
Can I use Mint for free?
Both have a free tier, so you can try either at no cost before committing.
What is Mint best used for?
Mint is most often used for legacy free budget tracking for users with supported bank connections, users transitioning to credit karma for continued money management features. Of those, legacy free budget tracking for users with supported bank connections and users transitioning to credit karma for continued money management features are not what MoneyWiz is typically brought in for.
What can Mint do that MoneyWiz cannot?
Mint covers Budgets, Bill tracking, Credit score monitoring, Financial insights. MoneyWiz covers Budget management, Multi-currency support, Financial analytics, Bank accounts. Both handle Expense tracking, Web support, Android support.
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