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Insurance · head to head

Policyholders vs Verisk

P

Policyholders

Insurance

Insurance platform for brokers and agents

From
$99/month
Rated
-
Full reviewWebsite
Verisk logo

Verisk

Insurance

Insurance data, ISO forms and rating content that most American P&C products are built on

From
On request
Rated
-
Full reviewWebsite

The short version

  • They diverge on capability: Policyholders covers Policy management, Verisk covers ISO forms and rating content.
  • Prices and features above were last checked on 31 August 2026.

Where they differ

Only the attributes on which Policyholders and Verisk actually diverge.

Attributes where Policyholders and Verisk differ
AttributePolicyholdersVerisk
Starting price$99/monthOn request
Pricing modelsubscriptionquote
PlatformsWeb, Ios, AndroidWeb, API, Windows
Founded2010Unknown

Identical on both: free tier (No), user rating (Not yet rated), category (Insurance).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Policyholders

  • Policy management
  • Client management
  • Commission tracking
  • Document storage
  • Task management
  • Calendar integration
  • Reporting and analytics
  • Mobile app

Only in Verisk

  • ISO forms and rating content
  • ClaimSearch
  • Extreme event models
  • Property data
  • Xactimate
  • Underwriting analytics

What people use each for

The jobs each tool is most often brought in to do.

Policyholders

  • Policy administrationnot Verisk
  • Client managementnot Verisk
  • Commission trackingnot Verisk
  • Agency operationsnot Verisk

Verisk

  • A carrier filing standard commercial lines products that must use recognised forms and loss costsnot Policyholders
  • A claims organisation checking submitted claims against the industry database for prior activitynot Policyholders
  • A property insurer pricing catastrophe exposure for reinsurance placementnot Policyholders
  • An MGA that needs bureau content without building and filing proprietary forms in every statenot Policyholders

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Policyholders

Nothing recorded yet. See the Policyholders review.

Verisk

  • The ISO content has no real substitute for a carrier writing standard lines, so renewal negotiations start from a position where walking away is not credible.
  • Pricing is negotiated separately per product and per line, and large insurers routinely find overlapping agreements across underwriting, claims and actuarial that nobody had counted together.
  • Circular updates to forms and loss costs must be loaded into your policy system on a schedule, which is recurring work that carriers with older platforms do partly by hand.
  • The breadth of the portfolio means account management is spread across product teams, so a problem in one service does not necessarily get attention from the people selling you another.
  • Usage-based components such as data prefill and claims searches make annual spend hard to forecast, and the variance lands in the year you grow fastest.

Pricing, plan by plan

Policyholders

$99/month
  • Starter$99/month
    • Policy management
    • Client tracking
    • Basic reporting
  • Professional$299/month
    • All Starter features
    • Commission tracking
    • Advanced analytics

Verisk

On request
  • Verisk Insurance Solutions$undefined/year
    • ISO forms and loss cost licensing
    • Data and analytics services by line
    • API access

Which should you pick?

Choose Policyholders if

  • You need policy management.
  • You work on Web, Ios, Android.
  • You also want client management.
Policyholders review

Choose Verisk if

  • You need iso forms and rating content.
  • You work on Web, API, Windows.
  • You also want claimsearch.
Verisk review

Questions people ask

Is Policyholders or Verisk better?
Neither clearly leads. Policyholders starts at $99/month and Verisk at On request, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Policyholders or Verisk?
Policyholders starts at $99/month and Verisk at On request.
Does Policyholders or Verisk run on more platforms?
Policyholders runs on Web, Ios, Android. Verisk runs on Web, API, Windows.
What is Policyholders best used for?
Policyholders is most often used for policy administration, client management, commission tracking, agency operations. Of those, policy administration and client management are not what Verisk is typically brought in for.
What can Policyholders do that Verisk cannot?
Policyholders covers Policy management, Client management, Commission tracking, Document storage. Verisk covers ISO forms and rating content, ClaimSearch, Extreme event models, Property data.

Answered from the vendors’ own pages

Verisk: Can a carrier avoid ISO content entirely?

Only by developing and filing proprietary forms and rates, which a handful of large insurers do. For everyone else the filing and legal cost of independence exceeds the licence.

Verisk: Is Xactimate part of Verisk?

Yes. It came with the Xactware acquisition and is the dominant property claims estimating tool in North America, used by carriers and by the contractors they pay.

Verisk: Did Verisk sell off businesses?

Yes. It divested non-insurance units including its energy research business in 2023 and refocused on insurance data and analytics.

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