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Insurance · head to head

Verisk vs Vertafore AMS360

Verisk logo

Verisk

Insurance

Insurance data, ISO forms and rating content that most American P&C products are built on

From
On request
Rated
-
Vertafore AMS360 logo

Vertafore AMS360

Insurance

Modern agency management for growing agencies

From
On request
Rated
-

The short version

  • Each has a real cost: Verisk the ISO content has no real substitute for a carrier writing standard lines, so renewal negotiations start from a position where walking away is not credible.; Vertafore AMS360 no pricing is published, and the product page states no rate, tier or cost driver
  • They diverge on capability: Verisk covers ISO forms and rating content, Vertafore AMS360 covers Policy management.
  • Prices and features above were last checked on 31 August 2026.

Where they differ

Only the attributes on which Verisk and Vertafore AMS360 actually diverge.

Attributes where Verisk and Vertafore AMS360 differ
AttributeVeriskVertafore AMS360
Pricing modelquotesubscription
PlatformsWeb, API, WindowsWeb, Windows, Ios, Android
FoundedUnknown1969

Identical on both: starting price (On request), free tier (No), user rating (Not yet rated), category (Insurance).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Verisk

  • ISO forms and rating content
  • ClaimSearch
  • Extreme event models
  • Property data
  • Xactimate
  • Underwriting analytics

Only in Vertafore AMS360

  • Policy management
  • Integrated accounting
  • Real-time carrier downloads
  • Document management
  • Workflow automation
  • Business intelligence
  • Commission management
  • Client portal

What people use each for

The jobs each tool is most often brought in to do.

Verisk

  • A carrier filing standard commercial lines products that must use recognised forms and loss costsnot Vertafore AMS360
  • A claims organisation checking submitted claims against the industry database for prior activitynot Vertafore AMS360
  • A property insurer pricing catastrophe exposure for reinsurance placementnot Vertafore AMS360
  • An MGA that needs bureau content without building and filing proprietary forms in every statenot Vertafore AMS360

Vertafore AMS360

  • Agency management for insurance brokers, covering policies and clientsnot Verisk
  • Tracking commissions, renewals and accounting for an insurance agencynot Verisk

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Verisk

  • The ISO content has no real substitute for a carrier writing standard lines, so renewal negotiations start from a position where walking away is not credible.
  • Pricing is negotiated separately per product and per line, and large insurers routinely find overlapping agreements across underwriting, claims and actuarial that nobody had counted together.
  • Circular updates to forms and loss costs must be loaded into your policy system on a schedule, which is recurring work that carriers with older platforms do partly by hand.
  • The breadth of the portfolio means account management is spread across product teams, so a problem in one service does not necessarily get attention from the people selling you another.
  • Usage-based components such as data prefill and claims searches make annual spend hard to forecast, and the variance lands in the year you grow fastest.

Vertafore AMS360

  • No pricing is published, and the product page states no rate, tier or cost driver
  • The only route to a figure is a phone call or contact form

Pricing, plan by plan

Verisk

On request
  • Verisk Insurance Solutions$undefined/year
    • ISO forms and loss cost licensing
    • Data and analytics services by line
    • API access

Vertafore AMS360

On request
  • AMS360$undefined/month
    • Policy management
    • Integrated accounting
    • Real-time downloads
  • AMS360 Plus$undefined/month
    • All AMS360 features
    • Advanced analytics
    • API access

Which should you pick?

Choose Verisk if

  • You need iso forms and rating content.
  • You work on Web, API, Windows.
  • You also want claimsearch.

Choose Vertafore AMS360 if

  • You need policy management.
  • You work on Web, Windows, Ios, Android.
  • You also want integrated accounting.

Questions people ask

Is Verisk or Vertafore AMS360 better?
Neither clearly leads. Verisk starts at On request and Vertafore AMS360 at On request, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Verisk or Vertafore AMS360?
Verisk starts at On request and Vertafore AMS360 at On request.
Does Verisk or Vertafore AMS360 run on more platforms?
Verisk runs on Web, API, Windows. Vertafore AMS360 runs on Web, Windows, Ios, Android.
What is Verisk best used for?
Verisk is most often used for a carrier filing standard commercial lines products that must use recognised forms and loss costs, a claims organisation checking submitted claims against the industry database for prior activity, a property insurer pricing catastrophe exposure for reinsurance placement, an mga that needs bureau content without building and filing proprietary forms in every state. Of those, a carrier filing standard commercial lines products that must use recognised forms and loss costs and a claims organisation checking submitted claims against the industry database for prior activity are not what Vertafore AMS360 is typically brought in for.
What can Verisk do that Vertafore AMS360 cannot?
Verisk covers ISO forms and rating content, ClaimSearch, Extreme event models, Property data. Vertafore AMS360 covers Policy management, Integrated accounting, Real-time carrier downloads, Document management.

Answered from the vendors’ own pages

Verisk: Can a carrier avoid ISO content entirely?

Only by developing and filing proprietary forms and rates, which a handful of large insurers do. For everyone else the filing and legal cost of independence exceeds the licence.

Vertafore AMS360: How much does AMS360 cost?

AMS360 pricing is not published online. To obtain pricing information, contact Vertafore directly at 1-800-444-4813 or use the Request Info form on their website.

Source
Verisk: Is Xactimate part of Verisk?

Yes. It came with the Xactware acquisition and is the dominant property claims estimating tool in North America, used by carriers and by the contractors they pay.

Vertafore AMS360: What results can agencies expect from AMS360?

According to Vertafore, agencies using AMS360 have seen up to 26% revenue growth without adding employees.

Source
Verisk: Did Verisk sell off businesses?

Yes. It divested non-insurance units including its energy research business in 2023 and refocused on insurance data and analytics.

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