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Software · head to head

Paddle vs SAP Concur

Paddle logo

Paddle

Software

The complete payments infrastructure for SaaS

From
$29/month
Rated
-
Full reviewWebsite
SAP Concur logo

SAP Concur

Software

Travel, expense, and invoice management

From
$29/month
Rated
-
Full reviewWebsite

The short version

  • Each has a real cost: Paddle paddle charges 5% plus 50 cents on every checkout transaction, which is well above a bare payment processor rate; SAP Concur listed on UK G-Cloud 14 at £0.21 to £9.70 per unit for SAP Concur Travel & Expense Professional Edition, submitted directly by SAP Concur, with the unit and billing period not further defined on the listing
  • They diverge on capability: Paddle covers Payment processing, SAP Concur covers Expense management.

Where they differ

Only the attributes on which Paddle and SAP Concur actually diverge.

Attributes where Paddle and SAP Concur differ
AttributePaddleSAP Concur
Pricing modelusage-basedsubscription
PlatformsWeb, ApiWeb, Ios, Android
Founded20121993

Identical on both: starting price ($29/month), free tier (No), user rating (Not yet rated), category (Unknown).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Paddle

  • Payment processing
  • Sales tax handling
  • Subscription management
  • Checkout
  • Revenue metrics
  • Stripe
  • PayPal
  • Various

Only in SAP Concur

  • Expense management
  • Travel booking
  • Invoice processing
  • Spend analytics
  • Policy compliance
  • SAP
  • Oracle
  • Workday

Both cover

  • Web support

What people use each for

The jobs each tool is most often brought in to do.

Paddle

  • Selling SaaS or digital products with a merchant of record handling taxnot SAP Concur
  • Global subscription billing and checkoutnot SAP Concur
  • Offloading sales tax and VAT compliance for cross border salesnot SAP Concur

SAP Concur

  • Enterprise expense managementnot Paddle
  • Corporate travelnot Paddle
  • Invoice processingnot Paddle

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Paddle

  • Paddle charges 5% plus 50 cents on every checkout transaction, which is well above a bare payment processor rate
  • The 50 cent fixed component falls heavily on low value sales, and products under $10 require custom pricing agreed with sales
  • Invoicing is not covered by the published rate and requires custom pricing
  • As a merchant of record Paddle sits between the seller and the customer, so payouts and tax handling run through Paddle rather than the seller's own processor

SAP Concur

  • Listed on UK G-Cloud 14 at £0.21 to £9.70 per unit for SAP Concur Travel & Expense Professional Edition, submitted directly by SAP Concur, with the unit and billing period not further defined on the listing

Pricing, plan by plan

Paddle

$29/month
  • Standard$5/transaction
    • Payment processing
    • Tax compliance
    • Billing

SAP Concur

$29/month
  • Professional$8/month
    • Expense reporting
    • Receipt capture
    • Approvals
  • Premium$12/month
    • Travel booking
    • Invoice management
    • Analytics

Which should you pick?

Choose Paddle if

  • You need payment processing.
  • You work on Web, Api.
  • You also want sales tax handling.
Paddle review

Choose SAP Concur if

  • You need expense management.
  • You work on Web, Ios, Android.
  • You also want travel booking.
SAP Concur review

Questions people ask

Is Paddle or SAP Concur better?
Neither clearly leads. Paddle starts at $29/month and SAP Concur at $29/month, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Paddle or SAP Concur?
Paddle starts at $29/month and SAP Concur at $29/month.
Does Paddle or SAP Concur run on more platforms?
Paddle runs on Web, Api. SAP Concur runs on Web, Ios, Android.
What is Paddle best used for?
Paddle is most often used for selling saas or digital products with a merchant of record handling tax, global subscription billing and checkout, offloading sales tax and vat compliance for cross border sales. Of those, selling saas or digital products with a merchant of record handling tax and global subscription billing and checkout are not what SAP Concur is typically brought in for.
What can Paddle do that SAP Concur cannot?
Paddle covers Payment processing, Sales tax handling, Subscription management, Checkout. SAP Concur covers Expense management, Travel booking, Invoice processing, Spend analytics. Both handle Web support.
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