Accounting · head to head
Medius Expense vs Paddle
Medius Expense
Accounting
Expense management, formerly Expensya, now the expense module of the Medius spend platform
- From
- On request
- Rated
- -
Paddle
Accounting
The complete payments infrastructure for SaaS
- From
- $5/percent_plus_transaction
- Rated
- -
The short version
- Each has a real cost: Medius Expense the Expensya name is being retired, so contracts, logins and support articles change identity mid-relationship and internal documentation has to be rewritten.; Paddle paddle charges 5% plus 50 cents on every checkout transaction, which is well above a bare payment processor rate
- They diverge on capability: Medius Expense covers Receipt OCR, Paddle covers Payment processing.
- Prices and features above were last checked on 1 September 2026.
Where they differ
Only the attributes on which Medius Expense and Paddle actually diverge.
| Attribute | Medius Expense | Paddle |
|---|---|---|
| Starting price | On request | $5/percent_plus_transaction |
| Pricing model | quote | transaction |
| Platforms | Web, iOS, Android | Web, Api |
| Founded | Unknown | 2012 |
Identical on both: free tier (No), user rating (Not yet rated), category (Accounting).
What each one covers
Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.
Only in Medius Expense
- Receipt OCR
- Mileage and per diem
- VAT recovery
- Card reconciliation
- Approval workflows
- AP suite integration
Only in Paddle
- Payment processing
- Sales tax handling
- Subscription management
- Checkout
- Revenue metrics
- Stripe
- PayPal
- Various
What people use each for
The jobs each tool is most often brought in to do.
Medius Expense
- A French or Spanish employer needing VAT-compliant receipt capture in local formats and languagesnot Paddle
- A company already running Medius for supplier invoices that wants employee spend on the same platformnot Paddle
- A finance team with heavy mileage claims needing statutory rates applied without spreadsheetsnot Paddle
- A group consolidating several country expense tools into one European platformnot Paddle
Paddle
- Selling SaaS or digital products with a merchant of record handling taxnot Medius Expense
- Global subscription billing and checkoutnot Medius Expense
- Offloading sales tax and VAT compliance for cross border salesnot Medius Expense
Where each one falls short
Documented limitations, not opinions. Every one is a constraint you would hit in normal use.
Medius Expense
- The Expensya name is being retired, so contracts, logins and support articles change identity mid-relationship and internal documentation has to be rewritten.
- It is now a module inside an accounts payable suite, so expense-specific roadmap items compete with supplier invoice work for engineering time.
- Pricing is not published and is discounted against bundling with Medius AP, which makes standalone expense quotes less competitive than they look.
- Strength is concentrated in Europe and the Maghreb; North American and Asian tax and mileage handling are thinner than the European coverage.
- It does not issue cards, so real-time spend controls are absent and it relies on card feed reconciliation after the fact.
Paddle
- Paddle charges 5% plus 50 cents on every checkout transaction, which is well above a bare payment processor rate
- The 50 cent fixed component falls heavily on low value sales, and products under $10 require custom pricing agreed with sales
- Invoicing is not covered by the published rate and requires custom pricing
- As a merchant of record Paddle sits between the seller and the customer, so payouts and tax handling run through Paddle rather than the seller's own processor
Pricing, plan by plan
Medius Expense
On request- Medius Expense$undefined/year
- Per-user subscription, quoted not published
- Tiering by feature set and entity count
- Implementation and OCR configuration fees
Paddle
$5/percent_plus_transaction- Pay-as-you-go$5/percent_plus_transaction
- 5% + 50¢ per checkout transaction
- Global payments and billing unified in one platform
- Cross-border sales tax compliance
- Custom Pricing$null/contact
- All pay-as-you-go features
- Custom pricing tailored to business model
- Optional premium services access
Which should you pick?
Choose Medius Expense if
- You need receipt ocr.
- You work on Web, iOS, Android.
- You also want mileage and per diem.
Choose Paddle if
- You need payment processing.
- You work on Web, Api.
- You also want sales tax handling.
Questions people ask
- Is Medius Expense or Paddle better?
- Neither clearly leads. Medius Expense starts at On request and Paddle at $5/percent_plus_transaction, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
- Which is cheaper, Medius Expense or Paddle?
- Medius Expense starts at On request and Paddle at $5/percent_plus_transaction.
- Does Medius Expense or Paddle run on more platforms?
- Medius Expense runs on Web, iOS, Android. Paddle runs on Web, Api.
- What is Medius Expense best used for?
- Medius Expense is most often used for a french or spanish employer needing vat-compliant receipt capture in local formats and languages, a company already running medius for supplier invoices that wants employee spend on the same platform, a finance team with heavy mileage claims needing statutory rates applied without spreadsheets, a group consolidating several country expense tools into one european platform. Of those, a french or spanish employer needing vat-compliant receipt capture in local formats and languages and a company already running medius for supplier invoices that wants employee spend on the same platform are not what Paddle is typically brought in for.
- What can Medius Expense do that Paddle cannot?
- Medius Expense covers Receipt OCR, Mileage and per diem, VAT recovery, Card reconciliation. Paddle covers Payment processing, Sales tax handling, Subscription management, Checkout.
Answered from the vendors’ own pages
Medius Expense: Is Expensya still available?
Under that name, no. The product continues as Medius Expense, with the branding cutover on 30 September 2026 and no change to features or data.
Paddle: How much does Paddle charge per transaction?
Paddle charges 5% plus 50 cents per checkout transaction on their pay-as-you-go plan. Custom pricing is available for products under $10 or those requiring invoicing.
SourceMedius Expense: Do I have to buy Medius AP as well?
No, but the commercial terms improve materially if you do, which is worth testing during negotiation.
Paddle: Are there hidden fees with Paddle?
No. Paddle emphasizes all-in-one pricing with no hidden costs, migration fees, or monthly fees. The stated 5% plus 50¢ rate covers payments, billing, tax compliance, fraud protection, and support.
SourceMedius Expense: Does it issue corporate cards?
No. It reconciles existing card feeds rather than issuing its own cards.
Paddle: Does Paddle offer custom pricing?
Yes. Paddle offers custom pricing arrangements for businesses with specific needs. Customers can contact Paddle directly to discuss custom pricing tailored to their business model.
SourceRelated pages
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