Softwr

HR · head to head

Multiplier vs Oyster

Multiplier logo

Multiplier

HR

Employ anyone, anywhere

From
$40/month
Rated
-
Full reviewWebsite
Oyster logo

Oyster

Payroll

Hire globally, compliantly

From
$29/month
Rated
-
Full reviewWebsite

The short version

  • They diverge on capability: Multiplier covers Multi-currency Payments, Oyster covers Time Off.
  • Prices and features above were last checked on 30 August 2026.

Where they differ

Only the attributes on which Multiplier and Oyster actually diverge.

Attributes where Multiplier and Oyster differ
AttributeMultiplierOyster
Starting price$40/month$29/month
CategoryHRPayroll

Identical on both: pricing model (subscription), free tier (No), platforms (Web, Ios, Android), user rating (Not yet rated), founded (2020).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Multiplier

  • Multi-currency Payments
  • Workday

Only in Oyster

  • Time Off
  • Expenses
  • NetSuite

Both cover

  • Global Employment
  • Payroll
  • Benefits
  • Compliance
  • Contractor Management
  • BambooHR
  • Greenhouse
  • Lever
  • QuickBooks
  • Slack
  • Web support
  • Ios support
  • Android support

What people use each for

The jobs each tool is most often brought in to do.

Multiplier

No use cases recorded yet. See the Multiplier review.

Oyster

  • Hiring employees abroad without setting up a local legal entitynot Multiplier
  • Onboarding and paying international contractorsnot Multiplier
  • Getting country specific employment compliance advice for distributed teamsnot Multiplier

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Multiplier

Nothing recorded yet. See the Multiplier review.

Oyster

  • Employer of Record is $699 per employee per month, with the discount tied to annual billing
  • A refundable deposit is required before an EOR engagement starts
  • Contractor management is free for 30 days then $29 per contractor per month
  • HR advisory through People Partner Services is billed at $300 per hour on top of the subscription
  • A currency conversion fee applies when you pay Oyster in a currency other than the contract currency
  • Payments are accepted only by direct debit or wire in USD, EUR, GBP or CAD

Pricing, plan by plan

Multiplier

$40/month
  • Contractor$40/month
    • Contractor Management
    • Payments
    • Compliance
  • Employer of Record$400/month
    • Global Employment
    • Payroll
    • Benefits

Oyster

$29/month
  • Global Contractors$29/month
    • Instant contracts in 180+ countries
    • Contractor payments in 120+ currencies
    • Identity verification
  • Employer of Record (EOR)$699/month
    • Compliant employment in 120+ countries
    • Multi-country payroll in 120+ currencies
    • Automated expenses, time-off, and reports

Which should you pick?

Choose Multiplier if

  • You need multi-currency payments.
  • You work on Web, Ios, Android.
  • You also want workday.
Multiplier review

Choose Oyster if

  • You need time off.
  • You work on Web, Ios, Android.
  • You also want expenses.
Oyster review

Questions people ask

Is Multiplier or Oyster better?
Neither clearly leads. Multiplier starts at $40/month and Oyster at $29/month, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Multiplier or Oyster?
Multiplier starts at $40/month and Oyster at $29/month.
Does Multiplier or Oyster run on more platforms?
Both run on Web, Ios, Android, so platform support will not decide this one for you.
What can Multiplier do that Oyster cannot?
Multiplier covers Multi-currency Payments, Workday. Oyster covers Time Off, Expenses, NetSuite. Both handle Global Employment, Payroll, Benefits, Compliance.

Answered from the vendors’ own pages

Oyster: How much does Oyster charge for Employer of Record services?

Oyster charges $699 per employee per month for EOR services, with annual discounts available. Setup, onboarding, and offboarding are included with no additional charges.

Source
Oyster: How much does Oyster charge for Global Contractors?

Oyster's Global Contractors tier costs $29 per contractor per month after a free 30-day trial. The plan covers instant contracts in 180+ countries, payments in 120+ currencies, and contractor management tools.

Source
Oyster: What discounts does Oyster offer?

Oyster offers discounts for nonprofits and B-corps through its 'Oyster for Impact' program, startup savings of up to $1,200 on EOR subscriptions, and discounted or waived pricing for refugee support programs.

Source
Oyster: What payment methods does Oyster accept?

Oyster accepts payment by direct debit, wire transfer, and auto-withdrawal. The platform supports multiple currencies including USD, EUR, GBP, and CAD, with fees applied only when paying in a currency different from the contract currency.

Source
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