Accounting · head to head
Medius Expense vs Soldo
Medius Expense
Accounting
Expense management, formerly Expensya, now the expense module of the Medius spend platform
- From
- On request
- Rated
- -
Soldo
Accounting
Prepaid company card and spend control platform for European businesses
- From
- £21/month
- Rated
- -
The short version
- Each has a real cost: Medius Expense the Expensya name is being retired, so contracts, logins and support articles change identity mid-relationship and internal documentation has to be rewritten.; Soldo cards are prepaid, so if the central wallet runs low the cards decline in front of a supplier, and treasury has to keep an idle float funded rather than using a credit line.
- They diverge on capability: Medius Expense covers Receipt OCR, Soldo covers Prepaid company cards.
- Prices and features above were last checked on 1 September 2026.
Where they differ
Only the attributes on which Medius Expense and Soldo actually diverge.
| Attribute | Medius Expense | Soldo |
|---|---|---|
| Starting price | On request | £21/month |
| Pricing model | quote | Per user per month |
Identical on both: free tier (No), platforms (Web, iOS, Android), user rating (Not yet rated), category (Accounting).
What each one covers
Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.
Only in Medius Expense
- Receipt OCR
- Mileage and per diem
- VAT recovery
- Card reconciliation
- AP suite integration
Only in Soldo
- Prepaid company cards
- Card-level budgets
- Receipt capture
- Accounting export
- Multi-currency wallets
Both cover
- Approval workflows
What people use each for
The jobs each tool is most often brought in to do.
Medius Expense
- A French or Spanish employer needing VAT-compliant receipt capture in local formats and languagesnot Soldo
- A company already running Medius for supplier invoices that wants employee spend on the same platformnot Soldo
- A finance team with heavy mileage claims needing statutory rates applied without spreadsheetsnot Soldo
- A group consolidating several country expense tools into one European platformnot Soldo
Soldo
- A construction firm giving site managers fuel and materials cards with hard per-card limitsnot Medius Expense
- A marketing team issuing virtual cards per subscription so a cancelled tool cannot keep billingnot Medius Expense
- A UK company that cannot get approved for a credit-based corporate card programmenot Medius Expense
- A multi-entity European business needing EUR and GBP wallets without conversion on every purchasenot Medius Expense
Where each one falls short
Documented limitations, not opinions. Every one is a constraint you would hit in normal use.
Medius Expense
- The Expensya name is being retired, so contracts, logins and support articles change identity mid-relationship and internal documentation has to be rewritten.
- It is now a module inside an accounts payable suite, so expense-specific roadmap items compete with supplier invoice work for engineering time.
- Pricing is not published and is discounted against bundling with Medius AP, which makes standalone expense quotes less competitive than they look.
- Strength is concentrated in Europe and the Maghreb; North American and Asian tax and mileage handling are thinner than the European coverage.
- It does not issue cards, so real-time spend controls are absent and it relies on card feed reconciliation after the fact.
Soldo
- Cards are prepaid, so if the central wallet runs low the cards decline in front of a supplier, and treasury has to keep an idle float funded rather than using a credit line.
- The plan fee covers only three users, and per-user charges plus physical card fees mean the real monthly cost is several times the advertised headline for a team of twenty.
- It does not extend credit, so it gives no working capital benefit and no card rewards of the kind US charge card issuers use to offset their cost.
- Sole traders and some business types are not accepted, which catches out small consultancies expecting to sign up online.
- Coverage is European; a company with US or Asian subsidiaries will need a second card programme and a second expense workflow for them.
Pricing, plan by plan
Medius Expense
On request- Medius Expense$undefined/year
- Per-user subscription, quoted not published
- Tiering by feature set and entity count
- Implementation and OCR configuration fees
Soldo
£21/month- Standard$21/month
- Three users included
- Around £7 per additional user per month
- Physical card issuance fee around £5, virtual around £1
- Plus$33/month
- Three users included
- Around £11 per additional user per month
- Advanced approval and multi-currency features
- Enterprise$undefined/month
- Quoted pricing
- Custom card volumes and entity structures
- Dedicated account management
Which should you pick?
Choose Medius Expense if
- You need receipt ocr.
- You work on Web, iOS, Android.
- You also want mileage and per diem.
Choose Soldo if
- You need prepaid company cards.
- You work on Web, iOS, Android.
- You also want card-level budgets.
Questions people ask
- Is Medius Expense or Soldo better?
- Neither clearly leads. Medius Expense starts at On request and Soldo at £21/month, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
- Which is cheaper, Medius Expense or Soldo?
- Medius Expense starts at On request and Soldo at £21/month.
- Does Medius Expense or Soldo run on more platforms?
- Both run on Web, iOS, Android, so platform support will not decide this one for you.
- What is Medius Expense best used for?
- Medius Expense is most often used for a french or spanish employer needing vat-compliant receipt capture in local formats and languages, a company already running medius for supplier invoices that wants employee spend on the same platform, a finance team with heavy mileage claims needing statutory rates applied without spreadsheets, a group consolidating several country expense tools into one european platform. Of those, a french or spanish employer needing vat-compliant receipt capture in local formats and languages and a company already running medius for supplier invoices that wants employee spend on the same platform are not what Soldo is typically brought in for.
- What can Medius Expense do that Soldo cannot?
- Medius Expense covers Receipt OCR, Mileage and per diem, VAT recovery, Card reconciliation. Soldo covers Prepaid company cards, Card-level budgets, Receipt capture, Accounting export. Both handle Approval workflows.
Answered from the vendors’ own pages
Medius Expense: Is Expensya still available?
Under that name, no. The product continues as Medius Expense, with the branding cutover on 30 September 2026 and no change to features or data.
Soldo: Is Soldo a credit card?
No. It is prepaid electronic money. You fund a wallet and cards spend from it, so there is no credit line and no interest-free period.
Medius Expense: Do I have to buy Medius AP as well?
No, but the commercial terms improve materially if you do, which is worth testing during negotiation.
Soldo: What licence does Soldo hold?
Soldo is authorised as an electronic money institution, including UK, Irish and Italian entities, which is why it can issue cards without a sponsor bank in those markets.
Medius Expense: Does it issue corporate cards?
No. It reconciles existing card feeds rather than issuing its own cards.
Soldo: What does it really cost for twenty users?
Take the plan fee, add the per-user rate for the seventeen users beyond the included three, then add card issuance fees per physical card.
Related pages
More on Medius Expense
Other head to heads
- Medius Expense vs Rydoo
- Medius Expense vs SAP Concur
- Medius Expense vs Pleo
- Medius Expense vs Ottimate
- Medius Expense vs Airbase
- Medius Expense vs Basware
- Medius Expense vs Yooz
- Medius Expense vs Ramp
- Medius Expense vs Spendesk
- Medius Expense vs Stampli
- Medius Expense vs Circula
- Medius Expense vs Expensify
- Medius Expense vs Karbon
- Medius Expense vs Kodo
- Medius Expense vs Mercury
- Medius Expense vs Mesh Payments
- Medius Expense vs Money Forward Cloud
- Medius Expense vs Moneybird
- Medius Expense vs Moss
- Medius Expense vs Divvy
- Medius Expense vs Happay
- Medius Expense vs Fyle
- Medius Expense vs Medius
- Medius Expense vs Spendbase
- Medius Expense vs Zoho Expense
- Medius Expense vs Zuora
- Medius Expense vs Airwallex
- Medius Expense vs Bench
- Medius Expense vs Billin
- Medius Expense vs Billit
- Soldo vs Rydoo
- Soldo vs SAP Concur
- Soldo vs Pleo
- Soldo vs Ottimate
- Soldo vs Airbase
- Soldo vs Basware
- Soldo vs Yooz
- Soldo vs Ramp
- Soldo vs Spendesk
- Soldo vs Stampli
- Soldo vs Circula
- Soldo vs Expensify
- Soldo vs Karbon
- Soldo vs Kodo
- Soldo vs Mercury
- Soldo vs Mesh Payments
- Soldo vs Money Forward Cloud
- Soldo vs Moneybird
- Soldo vs Moss
- Soldo vs Divvy
- Soldo vs Happay
- Soldo vs Fyle
- Soldo vs Medius
- Soldo vs Spendbase
- Soldo vs Zoho Expense
- Soldo vs Zuora
- Soldo vs Airwallex
- Soldo vs Bench
- Soldo vs Billin
- Soldo vs Billit