Is Lexware or Moss better?

Neither clearly leads. Lexware starts at Free and Moss at On request, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.

Which is cheaper, Lexware or Moss?

Lexware has a free tier; the other does not. Paid plans start at Free for Lexware and On request for Moss.

Does Lexware or Moss run on more platforms?

Lexware runs on Web. Moss runs on Web, iOS, Android.

Can I use Lexware for free?

Yes. Lexware has a free tier, so you can try it without paying. Moss starts at On request.

What is Lexware best used for?

Lexware is most often used for german business accounting, invoicing and bookkeeping. Of those, german business accounting and invoicing and bookkeeping are not what Moss is typically brought in for.

What can Lexware do that Moss cannot?

Moss covers Corporate credit cards, Invoice management, Employee reimbursements, DATEV export.

Accounting · head to head

Lexware vs Moss

Lexware

Accounting

Accounting and invoicing software for German small businesses and freelancers

From: Free
Rated: -

Full review Website

Moss

Accounting

European corporate cards, invoice management and accounting automation

From: On request
Rated: -

Full review Website

The short version

Only Lexware has a free tier, so it costs nothing to try first.
Each has a real cost: Lexware 50% discount only applies for first 3 months; Moss pricing is not published anywhere, so the only way to compare Moss with Pleo or Payhawk is to run parallel sales processes and reveal your spend volume to all of them.
Prices and features above were last checked on 1 September 2026.

Where they differ

Only the attributes on which Lexware and Moss actually diverge.

Attributes where Lexware and Moss differ
Attribute	Lexware	Moss
Starting price	Free	On request
Pricing model	subscription	quote
Free tier	Yes	No
Platforms	Web	Web, iOS, Android

Identical on both: user rating (Not yet rated), category (Accounting).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Lexware

Nothing recorded that Moss does not also cover.

Only in Moss

Corporate credit cards
Invoice management
Employee reimbursements
DATEV export
Accounting preparation
Budgets and teams
Receipt matching
Multi entity

What people use each for

The jobs each tool is most often brought in to do.

Lexware

German business accountingnot Moss
Invoicing and bookkeepingnot Moss

Moss

A German company whose tax adviser works in DATEV and needs card and invoice data exported without manual rekeyingnot Lexware
A finance team replacing pre funded prepaid cards with a monthly settled credit limit to protect working capitalnot Lexware
A business consolidating supplier invoice approval and card spend into one approval chainnot Lexware
A group with entities in Germany, the Netherlands and Spain wanting one spend view across themnot Lexware

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Lexware

50% discount only applies for first 3 months
Regular prices are double the discounted prices after promotion
Pricing is in EUR only

Moss

Pricing is not published anywhere, so the only way to compare Moss with Pleo or Payhawk is to run parallel sales processes and reveal your spend volume to all of them.
Card limits are underwritten, so early stage companies and businesses with thin filed accounts are routinely offered limits well below what they need and the limit can be reduced on review.
Coverage is European and weighted to DACH, so any group with United States or Asian entities has to run a second card programme and reconcile two systems.
Invoice management is capable but not a full procurement or purchase order system, so businesses needing three way matching against goods receipts will find it thin.
As a non bank the credit product depends on partner banks and funding lines, which means the terms behind your limit are set by a party you do not contract with and can change without you being the cause.

Pricing, plan by plan

Lexware

Free

S$3.95/month
- Belegerfassung und -archiv (Document capture and archive)
M$6.45/month
- Angebote, (E-) Rechnungen und Mahnungen (Offers, invoices, reminders)
L$10.95/month
- Buchhaltung, EÜR und Umsatzsteuer (Accounting, EÜR, sales tax)
XL$16.45/month
- EU- und Abschlagsrechnungen, API (EU invoices, installment invoices, API)

Moss

On request

Moss$undefined/year
- Platform fee plus per user components, quoted per customer
- Card limits set by underwriting against company financials
- DATEV export and accounting preparation included in core plans

Which should you pick?

Choose Lexware if

You want to start without paying.

Lexware review

Choose Moss if

You need corporate credit cards.
You work on Web, iOS, Android.
You also want invoice management.

Moss review

Questions people ask

Is Lexware or Moss better?: Neither clearly leads. Lexware starts at Free and Moss at On request, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Lexware or Moss?: Lexware has a free tier; the other does not. Paid plans start at Free for Lexware and On request for Moss.
Does Lexware or Moss run on more platforms?: Lexware runs on Web. Moss runs on Web, iOS, Android.
Can I use Lexware for free?: Yes. Lexware has a free tier, so you can try it without paying. Moss starts at On request.
What is Lexware best used for?: Lexware is most often used for german business accounting, invoicing and bookkeeping. Of those, german business accounting and invoicing and bookkeeping are not what Moss is typically brought in for.
What can Lexware do that Moss cannot?: Moss covers Corporate credit cards, Invoice management, Employee reimbursements, DATEV export.

Answered from the vendors’ own pages

Lexware: How much does Lexware cost?

Lexware pricing ranges from €3.95/month (plan S) to €16.45/month (plan XL) at discounted rates. Regular pricing is €7.90 to €32.90/month. All prices include hosting, backups, updates, and support.

Source

Moss: Does Moss issue credit or prepaid cards?

Credit in its core German offer, settled monthly against an underwritten limit, rather than requiring a pre funded balance.

Lexware: Is there a current promotional offer?

Yes, Lexware offers 50% discount for the first 3 months on all plans, then regular pricing applies. The billing period is monthly and cancellable anytime.

Source

Moss: Is DATEV export genuinely automatic?

Yes, bookings and receipt images export in DATEV format, which is the main reason German finance teams choose it over non German tools.

Lexware: Does Lexware offer a free trial?

Yes, Lexware offers a 30-day free trial with full XL features plus Lohn & Gehalt (payroll) access included.

Source

Moss: Does Moss work outside Europe?

Not meaningfully. Coverage centres on Germany, Austria, the Netherlands, the UK and Spain, so global groups need a second provider.

Lexware vs Moss

Lexware

Moss

The short version

Where they differ

What each one covers

Only in Lexware

Only in Moss

What people use each for

Lexware

Moss

Where each one falls short

Lexware

Moss

Pricing, plan by plan

Lexware

Moss

Which should you pick?

Choose Lexware if

Choose Moss if

Questions people ask

Answered from the vendors’ own pages

Related pages

More on Lexware

More on Moss

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