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Proposals · head to head

Indy vs Microsoft Dynamics 365

Indy logo

Indy

Proposals

Freelance workflow suite covering proposals, contracts, invoices and time tracking with a usable free tier

From
Free
Rated
-
Full reviewWebsite
Microsoft Dynamics 365 logo

Microsoft Dynamics 365

Proposals

AI-powered business applications for intelligent enterprise

From
$50/month
Rated
-
Full reviewWebsite

The short version

  • Only Indy has a free tier, so it costs nothing to try first.
  • Each has a real cost: Indy the free tier caps documents per month, and an active freelancer passes those caps quickly enough that the free plan is a trial in practice rather than a permanent option.; Microsoft Dynamics 365 business Central Essentials is $80 per user per month and Premium is $110 per user per month, both requiring annual billing to get that rate
  • They diverge on capability: Indy covers Contract library, Microsoft Dynamics 365 covers Financial management.
  • Prices and features above were last checked on 31 August 2026.

Where they differ

Only the attributes on which Indy and Microsoft Dynamics 365 actually diverge.

Attributes where Indy and Microsoft Dynamics 365 differ
AttributeIndyMicrosoft Dynamics 365
Starting priceFree$50/month
Pricing modelquotesubscription
Free tierYesNo
PlatformsWeb, iOS, AndroidCloud, Web, Mobile
FoundedUnknown1975

Identical on both: user rating (Not yet rated), category (Proposals).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Indy

  • Contract library
  • Proposals
  • Invoicing
  • Time tracking
  • Task and calendar
  • Client portal
  • Free tier

Only in Microsoft Dynamics 365

  • Financial management
  • Supply chain
  • Manufacturing
  • Project operations
  • Customer service
  • Microsoft 365
  • Power BI
  • Power Apps

What people use each for

The jobs each tool is most often brought in to do.

Indy

  • A new freelancer who needs a real signed contract before there is revenue to fund a subscriptionnot Microsoft Dynamics 365
  • Testing whether an all in one freelance bundle suits your workflow before committing money to onenot Microsoft Dynamics 365
  • Part time or side project freelancing with low monthly document volume that stays inside the free capsnot Microsoft Dynamics 365
  • Replacing an unsigned emailed quote with a proposal that converts into a contract and an invoicenot Microsoft Dynamics 365

Microsoft Dynamics 365

  • Enterprise CRM and business applications across Sales, Customer Service, Finance, Supply Chain Management, and Business Centralnot Indy

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Indy

  • The free tier caps documents per month, and an active freelancer passes those caps quickly enough that the free plan is a trial in practice rather than a permanent option.
  • Project management and task tracking are shallow, so anyone running several concurrent projects will keep a separate tool and lose the single system benefit.
  • Reporting on income, utilisation and profitability is thin next to a dedicated accounting or time tracking product.
  • Payments are processed by a third party gateway, so the card fee applies on top of the subscription and materially changes the cost per invoice on small jobs.
  • As with every bundle, leaving means separating proposals, contracts, time and invoices out of one export, which is harder than replacing a single purpose tool.

Microsoft Dynamics 365

  • Business Central Essentials is $80 per user per month and Premium is $110 per user per month, both requiring annual billing to get that rate
  • Sales Order Agent and Payables Agent features require separately purchased Copilot Credits on top of the per-user license
  • Agent features additionally require a linked Azure subscription

Pricing, plan by plan

Indy

Free
  • Indy$undefined/year
    • Free tier with monthly document limits
    • Proposals, contracts and invoices
    • Time tracking and tasks

Microsoft Dynamics 365

$50/month
  • Finance$135/month
    • Financial management
    • Accounting
    • Budgeting
  • Supply Chain Management$165/month
    • Supply chain planning
    • Inventory management
    • Demand forecasting

Which should you pick?

Choose Indy if

  • You need contract library.
  • You want to start without paying.
  • You work on Web, iOS, Android.
  • You also want proposals.
Indy review

Choose Microsoft Dynamics 365 if

  • You need financial management.
  • You work on Cloud, Web, Mobile.
  • You also want supply chain.
Microsoft Dynamics 365 review

Questions people ask

Is Indy or Microsoft Dynamics 365 better?
Neither clearly leads. Indy starts at Free and Microsoft Dynamics 365 at $50/month, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Indy or Microsoft Dynamics 365?
Indy has a free tier; the other does not. Paid plans start at Free for Indy and $50/month for Microsoft Dynamics 365.
Does Indy or Microsoft Dynamics 365 run on more platforms?
Indy runs on Web, iOS, Android. Microsoft Dynamics 365 runs on Cloud, Web, Mobile.
Can I use Indy for free?
Yes. Indy has a free tier, so you can try it without paying. Microsoft Dynamics 365 starts at $50/month.
What is Indy best used for?
Indy is most often used for a new freelancer who needs a real signed contract before there is revenue to fund a subscription, testing whether an all in one freelance bundle suits your workflow before committing money to one, part time or side project freelancing with low monthly document volume that stays inside the free caps, replacing an unsigned emailed quote with a proposal that converts into a contract and an invoice. Of those, a new freelancer who needs a real signed contract before there is revenue to fund a subscription and testing whether an all in one freelance bundle suits your workflow before committing money to one are not what Microsoft Dynamics 365 is typically brought in for.
What can Indy do that Microsoft Dynamics 365 cannot?
Indy covers Contract library, Proposals, Invoicing, Time tracking. Microsoft Dynamics 365 covers Financial management, Supply chain, Manufacturing, Project operations.

Answered from the vendors’ own pages

Indy: Is the free tier actually usable?

Yes, for real signed contracts and invoices, but it caps documents per month and active freelancers hit that fairly quickly.

Microsoft Dynamics 365: What are the pricing options for Microsoft Dynamics 365?

Microsoft does not publish specific pricing on its main Dynamics 365 page. Each application (Sales, Customer Service, Finance, Supply Chain Management, Business Central) has separate pricing that must be obtained by contacting Microsoft sales or visiting application-specific pricing pages.

Source
Indy: Does it take a percentage of invoices?

The payment gateway charges its standard card fee. That is separate from the subscription and should be modelled per invoice.

Microsoft Dynamics 365: Does Dynamics 365 offer a free tier or trial?

No free tier information is published on the main landing page. Customers must contact sales to discuss trial availability or pricing options for their specific use case.

Source
Indy: Can it manage several concurrent projects?

Only lightly. The task and project features are the weakest part of the product.

Indy: Are the contracts legally sound?

They are standard freelance templates with editable clauses. They are a starting point, not legal advice for your jurisdiction.

Indy: Who is it wrong for?

Agencies, anyone with subcontractors, and freelancers who need real project management or detailed profitability reporting.

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